Sign up today for the USAA Rate Advantage Platinum MasterCard® and you’ll receive a low APR for all purchases, balance transfers, and cash advances. In addition, you’ll have access to the same low rate for all transactions. Rates vary from 6.90% to 23.90% based on your creditworthiness and other factors but the same rate will be given on all purchases, cash, and transfers. Look forward to other benefits such as security, travel, retail, and military. Membership is open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members. Additionally, there is no annual fee of penalty fee, so read on if you’re interested!
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USAA Rate Advantage Platinum MasterCard Summary:
- Apply Now
- Best Feature: Same low APR on all purchases, balance transfers, and cash advances
- Annual Fee: None
- Expiration Date: None
- Additional Advice: Avoid paying interest on purchases by paying your entire balance by the due date each month
USAA Rate Advantage Platinum MasterCard Features:
- No annual fee
- Same low APR for all purchases, balance transfers and cash advances
- 6.90% to 23.90% APR
- Balance transfer/cash advance fee: up to 3%
- Collision damage waiver coverage pays for physical damage and theft to most rental vehicles
- Travel accident insurance provides coverage for you and your family members when your card is used to purchase common carrier travel tickets
- Deployment/PCS rate: Get 4% APR on all balances for up to 12 months during deployment or PCS. After 12 months, the regular APR, currently between 6.90% and 23.90%, will apply.
- Special 4% SCRA rate: When you have a balance on your account at the time you enter active military duty, get 4% APR on that existing balance until one year after you complete active duty.
- Chip card technology has added security when used at a chip-enabled terminal and greater acceptance worldwide
Conclusion:
Sign up today for the USAA Rate Advantage Platinum MasterCard® and receive the same low APR for all purchases, balance transfers, and cash advances. Your APR will be determined by your creditworthiness but it will vary between 6.90-23.9%. Enjoy additional features such as retail, travel, security, and special military benefits. For example, take advantage of travel accident insurance which provides coverage for you and your family members when your card is used to purchase common carrier travel tickets. Keep in mind there is a balance transfer/cash advance fee up to 3%. There is no annual fee and no penalty APR so if you’re interested, sign up today. Otherwise, find out which card is right for you by checking out our complete list of Credit Card Promotions today!