BarclayCard is one of the more well-known international banks and as for 2016, it’s all the more necessary that we take a look at what consumer reporting agency that Barclaycard really pulls from: Experian, Equifax, or TransUnion. Regarding where BarclayCard decides to do a pull on your credit, it’s detrimental that we evaluate any circumstances around it, if at all, possible; Some banks will pull strictly from one bureau and others will pull from a bureau in correlation to the state you reside in, and so on so forth.
BarclayCard Credit Pull Table:
Editor’s Note: Statistics and credibility is solely entitled to CreditBoards. In order to express the utmost clarity and conveyance, the credit bureaus will be abbreviated accordingly:
- Trans-Union= TU
- Experian= EX
- Equifax= EQ
- N/A= Not Applicable
| Abbrevation | State Name | Credit Bureau Pulled |
| AL | Alabama | TU |
| AK | Alaska | TU |
| AZ | Arizona | TU |
| AR | Arkansas | TU |
| CA | California (CA) | TU, EX, EQ |
| CO | Colorado | TU |
| CT | Connecticut | TU |
| DE | Delaware | TU |
| FL | Florida | TU, EQ, EX |
| GA | Georgia | TU, EX, EQ |
| HI | Hawaii | TU |
| ID | Idaho | TU, EQ, EX |
| IL | Illinois | TU |
| IN | Indiana | TU |
| IA | Iowa | TU |
| KS | Kansas | TU |
| KY | Kentucky | TU |
| LA | Louisiana | TU, EX |
| ME | Maine | NI |
| MD | Maryland | TU |
| MA | Massachusetts | TU, EX |
| MI | Michigan | TU, EX |
| MN | Minnesota | TU |
| MS | Mississippi | TU |
| MO | Missouri | TU |
| MT | Montana | TU |
| NE | Nebraska | TU |
| NV | Nevada | TU |
| NH | New Hampshire | TU |
| NJ | New Jersey | TU, EX |
| NM | New Mexico | TU |
| NY | New York | TU, EX, EQ |
| NC | North Carolina | TU, EQ |
| ND | North Dakota | NI |
| OH | Ohio | TU |
| OK | Oklahoma | TU |
| OR | Oregon | TU |
| PA | Pennsylvania | TU, EX, EQ |
| RI | Rhode Island | TU |
| SC | South Carolina | TU |
| SD | South Dakota | TU |
| TN | Tennessee | TU |
| TX | Texas | TU, EX, EQ |
| UT | Utah | TU |
| VT | Vermont | TU |
| VA | Virginia | TU, EX |
| WA | Washington | TU, EX |
| WV | West Virginia | NI |
| WI | Wisconsin | TU |
| WY | Wyoming | NI |
| DC | District Of Colombia | TU |
Conclusion:
The information that BarclayCard pulls from solely is to the content of which consumer reporting agency collects and calculates your score. TranUnion seems to be the clear-cut prominent contender for BarclayCard when it comes to which credit bureau they pull from. This is all the more necessary because most card issuers usually pull from Experian or Equifax concluding that spreading out your hard inquiries onto your TransUnion credit report would be quite beneficial. Keep in mind that because BarclayCard mostly does pulls via TransUnion, the least used credit report for most individuals, you won’t have to freeze any of you reports. Also, you can find out which card is fit for you by checking out our complete list of Credit Card Promotions today!
