Discover Financial possesses the third largest brand credit card in the United States with some pretty interesting credit cards and a variety of perks and benefits rewarding their cardholders for their spend. Now, this makes it all the more necessary for us to evaluate Discover’s stance towards which credit bureau is pulled in regards to applying for a new credit card with them. Furthermore, in order to provide the most accurate data possible, the table below will be a representation of data collected from 2014 to present time. Credit pulled may vary in correlation to the state the card is issued to.
Editor’s Note: The data below is within the confines of cards within Discover’s credit card portfolio, not cards that use Discover’s payment network.
 | Chase College CheckingSM: Get $100 as a new Chase checking customer when you open a Chase College CheckingSM account and complete 10 qualifying transactions within 60 days of account opening. Get Coupon---Chase College Checking Review |
| Chase Secure BankingSM: Earn a $100 bonus when you open a new Chase Secure BankingSM account online or enter your email address to get your coupon and bring it to a Chase branch to open an account. Make sure to complete 10 qualifying transactions within 60 days of coupon enrollment. Apply Now---Chase Secure Banking Review |
| Chase Private Client: Enjoy up to $3,000 bonus when you open a new Chase Private Client Checking account with qualifying activities. Get more from a personalized relationship when you open a new Chase Private Client Checking account with qualifying activities. Learn More---Chase Private Client Review |
Discover Credit Pull Table:
Editor’s Note: Statistics and credibility is solely entitled to CreditBoards. In order to express the utmost clarity and conveyance, the credit bureaus will be abbreviated accordingly:
- Trans-Union= TU
- Experian= EX
- Equifax= EQ
- N/A= Not Applicable
| Abbrevation | State Name | Credit Bureau Pulled |
| AL | Alabama | EX, EQ |
| AK | Alaska | EX, EQ |
| AZ | Arizona | EX, EQ |
| AR | Arkansas | TU |
| CA | California (CA) | EX, EQ, TU, |
| CO | Colorado | EQ |
| CT | Connecticut | EX, EQ, TU |
| DE | Delaware | EQ, TU |
| FL | Florida | EX, EQ,TU |
| GA | Georgia | EQ, TU |
| HI | Hawaii | EX, EQ |
| ID | Idaho | EX |
| IL | Illinois | EX, TU |
| IN | Indiana | EX, EQ |
| IA | Iowa | EQ, |
| KS | Kansas | EX, EQ |
| KY | Kentucky | EQ, TU |
| LA | Louisiana | EX, EQ |
| ME | Maine | EQ |
| MD | Maryland | EX, EQ, TU |
| MA | Massachusetts | EX, EQ |
| MI | Michigan | EX:, EQ, TU |
| MN | Minnesota | EX, EQ |
| MS | Mississippi | EX, EQ, TU |
| MO | Missouri | EX, EQ, TU |
| MT | Montana | EQ, TU |
| NE | Nebraska | EX |
| NV | Nevada | EQ |
| NH | New Hampshire | EX, EQ |
| NJ | New Jersey | EQ, TU |
| NM | New Mexico | EQ, TU |
| NY | New York | EX, EQ, TU |
| NC | North Carolina | EX, EX, TU, |
| ND | North Dakota | EQ |
| OH | Ohio | EX, EQ, TU |
| OK | Oklahoma | N/A |
| OR | Oregon | EX, EQ, TU |
| PA | Pennsylvania | EX, EQ, TU |
| RI | Rhode Island | N/A |
| SC | South Carolina | EX, EQ, TU |
| SD | South Dakota | EQ |
| TN | Tennessee | EX, TU |
| TX | Texas | EX, EQ, TU |
| UT | Utah | EQ |
| VT | Vermont | TU |
| VA | Virginia | EX, EQ, TU |
| WA | Washington | EX, EQ, TU |
| WV | West Virginia | EQ, TU |
| WI | Wisconsin | EX, EQ, TU |
| WY | Wyoming | N/A |
| DC | District Of Colombia | N/A |
Conclusion:
Now if you’re considering applying for a Discover It Card… Then here’s your chance to find out where Discover Bank pulls from in regards to each state. It appears that Equifax is prominent when it comes to where your information is pulled. However, there may also be a chance that your pull may come from Experian or Transunion. Keep in mind that if you have a report frozen… Discover Bank will not approve you for that certain card you applied for; you will need to unfreeze any reports prior to applying with Discover. Also, you can find out which card is fit for you by checking out our complete list of Credit Card Promotions today!
 With the American Express® High Yield Savings Account: • Earn 1.90% APY as of 9/15/22 on your deposits. Your High Yield Savings account earns interest daily and is posted to your account monthly. • Links easily with your current bank accounts. No need to switch banks. • FDIC Insured. Your account is insured to at least $250,000 per depositor. • 24/7 Account Access |
