1st MidAmerica Credit Union CD Review: 3.39% APY 35-Month CD Rate Special (Illinois, Missouri)

Available to residents of Illinois and Missouri currently looking for great savings rates, 1st MidAmerica Credit Union has wide array of products to meet your individual needs. They are proud to be a financial institution that is big enough to serve all your financial needs, yet small enough to care about how those needs are met.

They currently offer standard CD rates from 6-months to 60-months with 1.00% to 2.42% APY Rates. Right now, they have a special CD rate of 3.39% APY 35-Month CD on $1,000 balances or more. By joining 1st MidAmerica Credit Union, you get to enjoy earning higher rate of interest than regular savings account.

Eligibility: If you live, work in any of the following counties in Illinois: Madison, Macoupin, Montgomery, Bond, Fayette, Calhoun, Greene, Jersey, Pike, Morgan, Scott, Sangamon, Clinton, Monroe, St. Clair, Macon, Christian, Randolph, Marion, Jefferson, or Washington. 1st MidAmerica is also open for membership to anyone who lives or works in Jackson County, Missouri or is related to a current member. Be sure to visit their membership page for additional information.

1st MidAmerica Credit Union CD Summary

• Direct Link to Offer
  
• Account Type: CD account
• Current Promotion: 35-Month CD 3.39% APY
• APY Rates/Balance Requirement:
  • 1.00% – 6-Month CD – $1,000
  • 2.32% – 11-Month CD – $1,000
  • 1.26% – 12-Month CD – $1,000
  • 1.41% – 18-Month CD – $1,000
  • 2.78% – 21-Month CD – $1,000
  • 1.51% – 24-Month CD – $1,000
  • 1.91% – 36-Month CD – $1,000
  • 2.12% – 48-Month CD – $1,000
  • 3.29% – 59-Month CD – $1,000
  • 2.42% – 60-Month CD – $1,000
• Availability: IL, MO (Bank Locator)
• Soft/Hard Pull: Unknown, let us know
• Minimum Balance Requirement: $1,000
• Additional Requirements: None
• Early Withdrawal Fee: There is a fee if you withdraw before the maturity date.
• Auto-Renewal: None listed, check with CSR

1st MidAmerica Credit Union Best CD Rates

Overall, 1st MidAmerica Credit Union ranked high across the board from our statewide Best 3-Year CD Rates list. So if you’re interested in making a higher rate than a traditional savings account, make sure to take advantage of this limited time special offer. Note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.

1st MidAmerica Credit Union CD Features

• No monthly fees
• Some of the nations highest rates offered
• Daily compounded interest rate and credited monthly
• FDIC insured of up to $250,000

Conclusion

If you are interested in a short term or long term CD, look no further as 1st MidAmerica Credit Union offers you a standard and special CD rates that go up to 3.39% APY 35-Month CD. Be sure to take advantage of these increased CD rates while you can as well as the great services and features they provide. However if you are not interested or looking for more options, be sure to browse our complete list of the Best National CD Rates for all your savings needs!

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