Get your next home purchase, or home refinance right with Amerivalue Mortgage. Now, there’s some common misunderstandings with Amerivalue’s services. They are not a direct lender, however, they specialize in helping you look for the right mortgage loans. They can connect you with up to five different originators with up to four different home loan quotes. This allows for more options and comparability to see which best suits your needs. You should expect FHA and VA loans to be readily available too. Rates tend to fluctuate between 2.500% and 3.108%.
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Amerivalue Mortgage Summary:
- Apply Now
- Account Type: Mortgage Loans
- Availability: Nationwide
- Expiration Date: None
- Additional Advise: Have the necessary documents and validation information ready to make your process as smooth as possible.
- Closing Loan: Standard lock period is 30 days
Amerivalue Mortgage Options:
- Fixed Rate Loans
- Adjustable Rate Loans
- Refinancing Loans
- FHA Loans
- VA Loans
Amerivalue Mortgage Basic Requirements:
Below are examples of supporting documents which may be included in a loan file:
Income Documents:
- Pay Stubs covering the customer’s most recent two pay periods for each applicant.
- W-2 Forms for the previous two years.
- Two most recent years’ federal tax returns (e.g. for a loan in 2015, the customer need to submit the customer’s 2014 and 2013 federal tax returns). All the pages and all schedules.
- If the customer is self-employed, the two most recent years’ business tax returns are also needed.
- For self–employed or investment income, the two most recent years’ 1099’s and K-1 forms are also needed
- For self–employed business income,year-to-date profit and loss statement and balance sheet.
- For retired customers, copy of Social Security and/or Pension “award letters” detailing the amount of retirement income.
Asset Documents:
- Two most recent months’ bank statements. All of the pages.
Other Documents:
- Homeowner’s Insurance statement(s) for all properties owned showing the customer’s coverage and the annual premium.
- Mortgage statements for all properties owned that have liens.
- Copy of driver’s license or State I.D.card for all customers.
- If divorced, the customer’s fully executed divorce decree.
Conclusion:
What Amerivalue Mortgage does best is offer mortgage searching at no additional service charge. All you have to do is complete their easy online application and they’ll match you with the best local and national lenders. Whether it be home loans or refinancing; Fixed or Adjustable, FHA, or VA, you’ll be able to get mortgage rates from 2.5% and 3.1%. Now if you’re in the market for refinancing, I would recommend using Amerivalue’s services, otherwise be sure to check out our Best Mortgage Rates, for all of your mortgage and home buying needs!
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