Bankcheckingsavings has partnered with CardRatings for our coverage of credit card products. Bankcheckingsavings and CardRatings may receive a commission from card issuers.
With the Delta SkyMiles® Platinum American Express Card, you have the opportunity to earn up to 40,000 bonus miles and 5,000 Medallion Qualification Miles (MQMs) after you spend $2,000 in purchases on your new Card in your first 3 months. Additionally, you can also earn a $100 statement credit after you make a Delta purchase with your new card within the first 3 months of opening your card.
Although there is a $250 annual fee, this is a card offers platinum rewards and benefits and with Boost miles and MQM, and far more to outweigh this fee.
Some of the perks can include earning 3X Miles on Delta purchases and purchases made directly with hotels; 2X Miles at restaurants and at U.S. supermarkets; 1X Mile on all other eligible purchases., the ability to check your first bag free on Delta flights – that’s a savings of up to $200 per round trip for a family of four, being able to settle into your seat sooner with Priority Boarding, & more! This is an excellent card choice for frequent Delta flyers!
Table of Contents
Delta SkyMiles Platinum American Express Card Summary
The Delta SkyMiles® Platinum American Express Card offers 40,000 bonus miles and 5,000 Medallion Qualification Miles (MQMs) after you spend $2,000 in purchases on your new Card in your first 3 months. Plus, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
You can earn 3X Miles on Delta purchases and purchases made directly with hotels; 2X Miles at restaurants and at U.S. supermarkets; 1X Mile on all other eligible purchases.
This card comes with a $250 Annual Fee, but for each round trip Delta flight, you can check your first bag for free and save up to $240.
|Bonus Available||Earn 40,000 bonus miles and 5,000 Medallion Qualification Miles (MQMs) after you spend $2,000 in purchases on your new Card in your first 3 months. Plus, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.|
|Travel Credit||No travel credit. But, you’ll get an annual Domestic Main Cabin round-trip companion certificate. You also get a Global Entry or TSA Pre✓ application fee credit.|
|Ongoing Rewards/Benefits||3 miles for every $1 spent on Delta flights, Delta Vacations, and on purchases made directly with hotels.
2 miles for every $1 spent at restaurants and U.S. supermarkets.
1 mile for every $1 spent on all other eligible purchases.You (and up to 8 travel companions) get your first checked bag free on Delta flights.Receive Main Cabin 1 Priority Boarding on Delta flights. Enjoy 20% inflight savings in the form of statement credits on eligible purchases.With Status Boost™, get closer to Medallion Status by earning 10,000 Medallion Qualification Miles (MQMs) after you spend $25,000 in purchases on your Card in a calendar year, up to two times per year.
|Foreign Transaction Fees||No|
|Airport Lounge Access||Receive a rate of $39 per person per visit to enter the Delta Sky Club for you and up to two guests when traveling on a Delta flight.|
- Annual companion certificate
- Medallion status benefits
- First checked bag free
- Priority boarding
- Partner airlines
- No foreign exchange fees
- Annual fee
- Good-Excellent credit needed to qualify
Editor’s Alternate Pick
The American Express® Gold Card offers 35,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 3 months.
You'll have the opportunity to earn 4X Membership Rewards® points when you dine at restaurants worldwide & at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X); 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
This card has an annual fee of $250 with no foreign transaction fees. Some benefits including earning up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. In addition, a $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.
40,000 Bonus Miles + 5,000 MQMs + $100 Statement Credit
Earn 40,000 bonus miles and 5,000 Medallion Qualification Miles (MQMs) after you spend $2,000 in purchases on your new Card in your first 3 months. Additionally, you can earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
Here are some ideas on meeting the spending requirement:
|• Plastiq: Plastiq allows you to pay for expenses that you generally won’t be able to with your card like rent, tuition, auto lease, mortgage payment, and more. There’s a 2.5% processing fee for using your credit card. However, this’ll be worth the card bonus you’ll get. There’s also a referral program where you can earn “Fee-Free Dollars” to use towards processing fees. See our Plastiq review.|
|• Fund Checking accounts with your card: Many banks will allow you to fund the opening deposit with a credit card. Consider opening Checking accounts that also offer a sign-up bonus. This way, you can work towards bonuses from two different sources. Big banks like Chase, HSBC, Huntington, and TD Bank have great offers and allow credit card funding. You can generally fund anywhere from $50 to $1,000 towards the opening deposit with a credit card, depending on the bank.|
|• Buy gift cards: Consider buying gift cards with your credit card that you can then spend later at your leisure. Individual merchant cards (restaurants, gas stations, supermarkets, etc.) generally don’t have purchase fees, so this is a plus. On the other hand, American Express and Visa gift cards will have purchase fees. Amazon gift cards are a great idea as you can shop for almost anything there with no purchase fees either. Unfortunately, Citi credit cards tend to code gift card purchases as Cash Advances and there’ll be a fee. Call in to customer service and lower your Cash Advance limit to $0 before purchasing gift cards. You can also buy discounted gift cards as well from Raise or find gift cards on eBay.|
|• Everyday spending & bills: Always using your credit card for everyday spending, such as for dining, gas, groceries, etc. You can also use your credit card to pay for things like insurance bills, property taxes and income taxes. However, you’ll have to consider the convenience fees.|
What Are Delta SkyMiles Worth?
Similar to other airline branded cards, the value of your miles will depend on how you decide to use them. On average, one Delta SkyMile is worth $0.012. That’s slightly above the rewards card industry average of $0.01 per point.
When you’re ready to redeem your SkyMiles, you have a variety of options to choose from, including:
- Flights with Delta
- Flights with partner airlines
- Hotel stays
- Car rentals
- Vacation packages
- Exclusive experiences
- Gift cards
- Charity donations
To get the best value for your SkyMiles, use them for award travel with Delta or one of its many partners.
SkyMiles SkyTeam & Non-Alliance Partners Include
- Aerolineas Argentinas
- Air Europa
- Air France
- Air Tahiti nui
- China Airlines
- China Eastern
- China Southern
- Czech Airlines
- Garuda Indonesia
- Hawaiian Airlines
- Jet Airways
- Kenya Airways
- KLM Royal Dutch Airlines
- Korean Air
- Mandarin Airlines
- Middle East Airlines
- Saudia Airlines
- Shanghai Airlines
- Tarom Airlines
- Vietnam Airlines
- Virgin Atlantic
- Virgin Australia
- Xiamen Airlines
Delta SkyMiles Platinum Card Top Features
Receive one domestic Main Cabin roundtrip companion certificate every year when you renew your account. Cross-country flights can be pretty steep these days. So this perk could easily negate the card’s annual fee.
You’ll be responsible for the government imposed taxes and fees.
First checked bag free. You, and up to 8 travel companions, get your first checked bag free. One checked bag is up to $30 a pop, one-way. So the maximum you could be saving with this perk is $540 (for 9 people) on a roundtrip flight.
Main Cabin 1 priority boarding. This means getting on the plane earlier and having first dibs on overhead bin space for your hand luggage.
Inflight discount. Receive a 20% savings in the form of statement credit on eligible pre-purchased meals and inflight food, alcoholic beverages and headset purchases.
Get an exclusive Delta Sky Club rate of $39 per person per visit. For you and up to 2 guests when traveling on the same Delta flight. These lounges offer a place to work, relax and enjoy complimentary snacks, beverages and WiFi.
Earn bonus MQMs when you spend certain amounts in one calendar year. With Status Boost™, get closer to Medallion Status by earning 10,000 Medallion Qualification Miles (MQMs) after you spend $25,000 in purchases on your Card in a calendar year, up to two times per year. MQMs are used to determine Medallion Status and are different from the miles you earn towards flights.
Keep in mind, the calendar year for this benefit ends on December 31 regardless of when your card account was opened.
Flyers want to earn Medallion status mainly for the unlimited complimentary ticket upgrades. Each Medallion tier also earns more miles and other benefits.
Make purchases abroad without worrying about foreign transaction fees with the Delta SkyMiles Platinum card.
Get your hands on the Delta SkyMiles® Platinum American Express Card. and you can earn a generous welcome offer. Earning points fast depends ultimately on your card usage to book flights, hotels, and car rentals with the Delta. I love the fact that you can earn MQM points with this bonus, on the basis that MQM points are quite rare. If this card isn’t for you, check out our complete list of Credit Card Promotions for other bonuses and offers.
What’s The Competition?
Below are some of the top competitors to the Delta SkyMiles Platinum Credit Card from American Express you should consider.
- Delta card at half the cost: Gold Delta Skymiles® Credit Card from American Express
- Non-airline travel cards at half the cost: Capital One® Venture® Rewards Credit Card and Chase Sapphire Preferred® Card
- Premium travel cards at twice the cost: Chase Sapphire Reserve® and The Platinum Card® from American Express.
The Delta SkyMiles® Gold American Express Card offers 35,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months.
You'll earn 2X Miles on Delta purchases, at restaurants worldwide and at U.S. supermarkets; 1X mile for every eligible dollar you spend on purchases.
There is a $95 annual fee, however, there is a $0 introductory annual fee for the first year (See Rates & Fees). Now, you'll get a savings of up to $240 per round trip for a family of four by being able to check your first bag free on Delta flights.
The Capital One® Venture® Rewards Credit Card offers a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening (equal to $500 in travel). Named ‘The Best Travel Card' by CNBC, 2018.
You're able to earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture.
This card does come with a $95 annual fee, however, there is a $0 intro annual fee for the first year. Enjoy no foreign transaction fees and receive up to $100 application fee credit for Global Entry or TSA Pre✔®.
The Chase Sapphire Preferred® Card offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®!
You'll earn 2X points on travel and dining at restaurants worldwide; 1 point per dollar spent on all other purchases. And when you redeem your points for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards, you'll get 25% more value!
The Chase Sapphire Reserve® offers 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.
You'll earn 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. When redeeming your points for travel through Chase Ultimate Rewards, you'll get 50% more value.
This card does carry a $550 annual fee and there are no foreign transaction fees. However, you're able to earn a $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year & up to $100 application fee credit for Global Entry or TSA Pre✓®.
The The Platinum Card® from American Express offers 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
This card comes with an annual fee of $550, but you cardholders can enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings. Furthermore, you'll receive $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline. Plus, up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card® & receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts.
In addition, you can earn 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel & on prepaid hotels booked on amextravel.com.
With the American Express High Yield Savings Account:
• Earn 1.00% APY on your deposits. Your Personal Savings account earns interest daily and is posted to your account monthly.
• Links easily with your current bank accounts. No need to switch banks.
• FDIC Insured. Your account is insured to at least $250,000 per depositor.
• No monthly fees, no minimum balance.
• 24/7 Account Access