Take advantage of our updates on Atlantic Federal Credit Union CD rates, offers, and promotions here.
Currently, they have a 1.45% APY Rate for their 15-Month CD, and a 1.55% APY Rate for their 19-Month CD account. This offer is available in New Jersey only. Read below for more information on their appealing rates and accounts below.
Atlantic Federal Credit Union CD Rates
Founded in 1935, Atlantic Federal Credit Union is the 11th largest credit union in New Jersey. They have about $231 million in assets and more than 18,500 members. Additionally, they are a nonprofit financial institute that meets their members saving and borrowing needs.
- Minimum deposit: $500
- Maximum deposit: None listed
- Early withdrawal penalty: According to CSR, the penalty for the 19-Month CD is 180 days interest with partial withdrawals included.
Eligibility: To be eligible for their membership, you must reside, work, worship, go to school, or do regular business in Union or Essex County, NJ. See current membership details |
(NCUA insured)
Term | APY Rate | Minimum Deposit |
3 Month | 0.35% | $500 |
6 Month | 0.45% | $500 |
12 Month | 0.65% | $500 |
2 Years | 1.00% | $500 |
3 Years | 1.05% | $500 |
4 Years | 1.35% | $500 |
5 Years | 1.65% | $500 |
Account Features
- Guaranteed increase in savings
- Longer terms = higher rates
- Certificate balance count for Member Merits level
- NCUA insured
- Excess Share Insurance (ESI) gives an extra $250k in coverage
Conclusion
Now, when you open an account with Atlantic Federal Credit Union, you’ll be able to earn these good APY Rates. Additionally, there are many neat perks that comes with these accounts as well. However, if you don’t reside in New Jersey, check out other CD rates below.
Finally, be sure to also see our complete list of the Best CD Rates for all your banking needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.