Make use of our updates on Banesco USA bonuses, promotions, and offers here!
Currently, there’s a 1.25% APY for their BaneSmart 12-Month CD account.
Banesco USA CD Summary
Founded in 2006, they offer lots of business solutions and services. Their customers benefit from their advanced technology services and security. Banesco USA provides personalized services to fit their customers financial needs which makes them have an amazing customer satisfaction rate.
- Minimum deposit: $1,500
- Maximum deposit: $250,000
- Early withdrawal penalty: CDs can be subject to early withdrawal penalties.
(No expiration date)
Term | APY Rate | Minimum Deposit |
6 Month | 1.25% | $1,500 |
12 Month | 1.25% | $1,500 |
18 Month | 1.20% | $1,500 |
24 Month | 1.15% | $1,500 |
36 Month | 1.25% | $1,500 |
CD Account Features
- Competitive rates
- Make your own payment schedule
- Online banking
- Telephone banking
- FDIC insured of up to $250,000
Conclusion
All in all, when you open a new CD Account with Banesco USA you’ll make use of their good APY Rate. There are perks with their accounts that you’ll be able to make use of. Furthermore, it’s available nationwide and membership is simple. However, if you don’t find this offer appealing, then check out other CD Rate offers.
Remember that your deposits will be FDIC Insured up to the maximum allowed by state. Also, there will be a penalty if you withdraw prior to maturity. Be sure to also see our complete list of the Best CD Rates for all your banking needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.