BCU CD Account Review: 2.35% APY 11-Month CD, 2.75% APY 30-Month CD, 3.05% APY 65-Month CD Specials (Illinois, Wisconsin)

If you are currently looking to start a new banking experience this season, then look no further! BCU is offering Illinois and Wisconsin residents a chance to take advantage of a host of account rates and lengths to fit all your banking needs. Right now, the bank is offering an attractive 2.35% APY 11-Month CD Special, a 2.75% APY 30-Month CD Special, and a 3.05% APY 65-Month CD Special when you sign up and provide a $500 minimum opening deposit into your new account. In addition, you will gain access to all the great features and service the bank has to offer. If you are interested, I suggest you apply as soon as you can!

Eligibility: if you live or work in Lake, McHenry, DuPage, Kane, or Cook County in Illinois, OR Kenosha County in Wisconsin,the you are eligible to join this credit union. If you are employed by one of their many Partner Companies or are an immediate relative of an existing member, you are eligible as well. Be sure to visit their membership page for additional information and for their list of Partner Companies.

BCU CD Summary

• Apply Now
  
• Account Type: CD account
• Current Promotion: 2.35% APY 11-Month CD Special, 2.75% APY 30-Month CD Special, 3.05% APY 65-Month CD Special
• Special APY Rates/Balance:
  • 11-Month CD:
    • 2.35% – $500
  • 30-Month CD:
    • 2.75% – $500
  • 65-Month CD:
    • 3.05% – $500
• APY Rates: 
  • 0.75% APY for 6-Month CD
  • 0.85% APY for 3-Month CD
  • 1.20% APY for 12-Month CD
  • 1.35% APY for 24-Month CD
  • 1.70% APY for 36-Month CD
  • 1.95% APY for 48-Month CD
  • 2.15% APY for 60-Month CD
• Availability: IL, WI (Bank Locator)
• Soft/Hard Pull: Soft Pull or Hard Pull? Let us know
• Minimum Balance Requirement: $500
• Additional Requirements: None
• Early Withdrawal Fee: Penalty imposed, not specified
• Auto-Renewal: None listed, check with CSR

BCU Best CD Rates

Simply put, BCU has consistently been ranked nicely across the board from our Best 1-Year CD Rates, Best 3-Year CD Rates, & Best 5-Year CD Rates in the local section. If you are looking into a generous APY rate, then the wide range of lengths and CD rates are definitely worth checking out. However, if you’re interested in making a higher rate than a traditional savings account, make sure to take advantage of this limited time special offer. Note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.

BCU CD Account Features

• NCUA Insured
• Higher rates than standard CD rates
• Open and earn with just $500

Conclusion:

BCU has been consistently ranked among one of the highest in terms of CD rate offerings as well as customer satisfaction. With their current range of rate, you will definitely be able to find one that fits all your needs. However, I would definitely recommend 3.05% APY 65-Month CD Special CD rate for its high rate and low $500 deposit requirement. If you need a quicker CD rate be sure to pick from one of their other specials above! At the end of the day, if you would like to start a new banking experience for the year ahead, be sure to open your CD account today! However if you are not interested or looking for more options, be sure to browse our complete list of the Best National CD Rates for all your savings needs!

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