Earn interest APY on your checking account with a Money Market Checking account from California First National Bank. All you have to do is make the minimum opening deposit of $5,000 to earn 0.40% APY. With a MM Checking Account from California FNB, you should expect your interest to be credited monthly. Enjoy competitive rates and the convenience of one-stop banking anytime, anywhere. Keep in mind that there will be a fee if you exceed the six withdrawals per statement cycle.
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California FNB Money Market Account Summary:
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- Account Type: Money Market Account
- Rate: 0.40%
- Availability: Nationwide
- Expiration Date: None
- Soft/Hard Pull: Soft Pull
- Direct Deposit Requirement: None
- Additional Requirements: Savings rate is available for balances of $5K or higher.
- Monthly Fee: None
- Early Termination Fee: Unknown
California FNB Money Market Account Features:
- $5,000 minimum deposit to open
- Interest is credited monthly
- Free checks
- Six withdrawals per statement cycle. For every withdrawal in excess of 6, a $10 fee will be charged.
- They may change the interest rate on your account at any time without notice.
- They may change the interest rate on your account at their discretion.
- A service charge of $20 will be imposed each statement cycle in which the daily balance of the account falls below $5,000. If your combined balances in all your CalFirst accounts equal $5,000 or more on every day during the statement cycle, no service charge will be imposed.
- Statements will be mailed to you monthly
- FDIC insurance up to the maximum allowed by law
How To Earn California FNB 0.40% APY Rate:
- Open a new Money Market Checking Account from California First National Bank .
- Deposit a minimum of $5,000 into your account.
- Once you have accomplished the following, you will be able to take advantage of 0.40% APY on a Checking Account.
Conclusion:
If you’re looking for a checking account that earns you more than decent interest APY, then be sure to check out California First National Bank for a chance to earn 0.40% APY on their Money Market Checking account. If you have $5,000 ready to deposit then this is the account for you, otherwise, you may be risking getting a lesser APY and a $20 service charge each statement cycle. Fees do apply if you exceed 6 withdraws each statement ($10). Find all the best savings rates from our exclusive list nationwide!