Find the Best Bank Rates, Savings Interest Rates, Money Market Accounts, & High Yield Savings! See below for our exclusive list of Savings & Money Market Accounts with the highest interest rate in the U.S!
Don’t forget to check out other great bank promotions such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Compass Bank or CIT Bank.
You’ll find all nationwide/state promotions, deals, and offers with full review for all your banking needs. All banks listed are federally insured by the FDIC for up to $250K per account. Make sure to read the terms and conditions for the official site.
Editor’s Choice Best Savings Account
 | With the CIT Bank Savings Builders account: -Earn a top tier, competitive APY on your money—one of the top savings rates in the nation. Earn 2.25% APY on your funds - grow your savings faster. -Build a habit of savings. Pay yourself first. Start with $100 per month and build your habit of savings-—all while getting a top rate. |
 See advertiser website for full details | Open a Discover Online Savings Account for all these features: -Earn $200/$150 Bonus with promo code BCS1218 by January 14, 2019 -Fund your first savings account with a minimum of $25K by January 28, 2019 to earn the $200 Bonus -Fund your first savings account with a minimum of $15K by January 28, 2019 to earn the $150 Bonus -Earn high interest rate of 2.00% APY -No minimum opening deposit, no minimum balance requirement, and no monthly fees -Interest on Discover Online Savings Accounts is compounded daily and credited monthly -Manage your account online or with the Discover mobile app -FDIC insurance up to $250,000 |
 | With the Barclays Online Savings Account, you’ll enjoy: -Earning 2.05% APY on your funds - an award-winning account with rates 20x the national average -No minimum opening balance or deposit required to open -Secure, 24/7 online access to your funds & tools to help you save -Online transfers to and from other banks -Direct deposit to make saving simple and easy -No monthly maintenance fees" |
 Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. | With the HSBC Direct Savings Account: -Earn 2.05% APY on all balance tiers -No monthly maintenance fee -Minimum balance to earn APY is $1 -Apply online today -Move money quickly and access your funds using online transfers -Depositing checks is as simple as taking a picture with your mobile device using HSBC Mobile Banking -Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. |
 | -Open a Synchrony Bank High Yield Savings Account -Earn 2.05% APY on your funds on all balances -Available online nationwide -No minimum balance requirement or monthly service fee -Your deposit accounts are insured up to $250,000 per ownership category |
 | With the CIT Bank Money Market Account, you can enjoy: -Earn 1.85% APY on your funds -One of the nation's top rates — over 16x the national average. -Get up to 6 digital transfers/withdrawals per statement cycle -Save smart and get more for your money -Higher rates than traditional banks -Get 24/7 Account Access -Secure banking features -Open with as little as $100 -FDIC insured |
 | With the BBVA Compass ClearChoice Money Market Account, you’ll enjoy: -Earn 1.80% APY for 12 months for accounts opened online -Earn this exceptional rate on your entire balance -$25 minimum opening deposit required -Get a competitive rate, with tiered interest to grow your money faster -Interest compounds and is credited monthly -Easily withdraw money in branch & at BBVA Compass ATMs w/no fees -Enjoy 24/7 online access with Online and Mobile Banking -Link to your BBVA Compass checking account for Overdraft Protection -FDIC insured |
 | -Available online nationwide -Earn 1.55% APY when you open a new Premier High Yield Savings Account -One of the nation's top rates—over 25x the national average -Make the smart choice for your savings. -$100 Minimum Opening Deposit -No fees to open & no monthly fees -Daily Compounding Interest -24/7 Secure Online Banking -FDIC Insured |
Best Bank Rates 2018
| Bank | Account Type | APY | Terms | Hard/Soft Pull | Review |
|---|---|---|---|---|---|
| Mango | Savings Account | 6.00% | $25 min/ $2,500 max | Soft Pull | Review |
| Robinhood | Checking and Savings Account | 3.00% | No min/ No max | ? | Review |
| EBSB Direct | High Yield Savings | 2.50% | $5K min/$1M max | ? | Review |
| MySavingsDirect | Online Savings Account | 2.40% | No min/No max | Soft Pull | Review |
| Quontic Bank | Money Market Account | 2.40% | $500 min | ? | Review |
| Popular Direct | Exclusive Savings | 2.36% | $5k min/No max | ? | Review |
| PNC Bank (Many States) | High Yield Savings Account | 2.35% | $1 min/No max | Soft Pull | Review |
| Vio Bank | Online Savings Account | 2.35% | $500 min/$250K max | ? | Review |
| Earn Bank | Money Market Account | 2.31% | $100 to open | ? | Review |
| MemoryBank | Money Market | 2.30% | $0.01 min/$1M max | ? | Review |
| Northpointe Bank | Ultimate Money Market | 2.30% | $25k min/$1M max | Soft Pull | Review |
| United Bank | Advantage Money Market | 2.30% | $1 min/$500K max | ? | Review |
| All America Bank | Mega Money Market | 2.25% | No min/$50k max | Soft Pull | Review |
| BankPurely | Money Market Account | 2.25% | $25k min/No max | Soft Pull | Review |
| CIT Bank | Bank Savings Builder | 2.25% | $100/25k min/No max | Soft Pull | Review |
| Citizens Access | Online Savings Account | 2.25% | $5k min/No max | ? | Review |
| CommunityWide Fed Credit Union | High Rate Quarterly Fund | 2.25% | $500 min/No max | ? | Review |
| Customers Bank | Money Market Account | 2.25% | $25k min/No max | Soft Pull | Review |
| Investors Bank | eAccessMoney Market | 2.25% | $0 min/$2M max | Soft | Review |
| iGObanking | MMA | 2.25% | $25k min/No max | ? | Review |
| Northfield Bank | Platinum Savings Bank | 2.25% | $0.01 min/$100k max | ? | Review |
| Pacific National Bank | Money Market | 2.25% | $5k min/No max | ? | Review |
| Redneck Bank | Mega Money Market | 2.25% | No min/$50k max | ? | Review |
| Utah First Credit Union | Dedicated Savings | 2.25% | $50 min/No max | ? | Review |
| Incredible Bank | High Yield Online Savings Account | 2.20% | $25K min/No max | Soft Pull | Review |
| Sallie Mae Bank | Money Market | 2.20% | No min/No max | Soft Pull | Review |
| CIBC Bank | Savings Account | 2.16% | $1k min/$1M max | ? | Review |
| My e-BAnC | eRelationship Savings | 2.15% | $25k min/$100k max | ? | Review |
| PurePoint Financial | Online Savings Account | 2.15% | $10k min/No max | ? | Review |
| TIAA Bank | Money Market ACcount | 2.15% | $5k min/$250K max | ? | Review |
| MutualOne Bank | Online Savings Account | 2.12% | $10min/$1M max | ? | Review |
| Live Oak Bank | Savings Account | 2.10% | No min/$5M max | Soft Pull | Review |
| Sallie Mae Bank | Savings Account | 2.10% | No min/No max | Soft Pull | Review |
| State Farm Bank | Money Market Account | 2.10% | $500 min | ? | Review |
| Community Bank of Pleasant Hill | Premier Money Management | 2.09% | No min/No max | ? | Review |
| Community Bank of Raymore | Premier Money Management | 2.09% | No min/No max | ? | Review |
| SFGI Direct | Savings | 2.07% | No min/No max | ? | Review |
| Bank5 Connect | High-Interest Savings | 2.05% | $100 min/No max | Hard Pull | Review |
| Bank 7 | Online Money Market Account | 2.05% | $5K min/$100K max | ? | Review |
| Barclays | Online Savings | 2.05% | No min/No max | Hard Pull | Review |
| Bank 7 | Savings Account | 2.05% | $100 min/no max | ? | Review |
| HSBC Bank Member FDIC | Direct Savings | 2.05% | $1 min/No max | Soft Pull | Terms |
| Marcus By Goldman Sachs | Online Savings | 2.05% | No min/No max | Soft pull | Review |
| Salem Five Direct | eOne Savings Account | 2.05% | No min/$1M max | Hard Pull | Review |
| Huntington Bank | Business Premier Money Market | 2.02% | $20k min | Soft Pull | Review |
| North American Savings Bank | Money Market Account | 2.02% | $1K min | Soft Pull | Review |
| Simple Bank | Simple Savings | 2.02% | $2,000 /No max | Soft Pull | Review |
| First Internet Bank | Money Market Account | 2.02% | $250K min | Soft Pull | Review |
| BankUnitedDirect | Money Market Account | 2.01% | $2.5 min/No max | ? | Review |
| VirtualBank | eMoney Market Account | 2.01% | No min/No max | ? | Review |
| Alliant Credit Union | Savings Account | 2.00% | No min/No max | Soft Pull | Review |
| American Heritage Credit Union | Savings Account | 2.00% | $10K min/ $1M max | ? | Review |
| BankPurely | Money Market | 2.00% | $25k min/$500k max | Soft Pull | Review |
| Capital One 360 | Money Market | 2.00% | $10k min/No max | Soft pull | Review |
| Empower Bank | Savings | 2.00% | No min/No max | ? | Review |
| One American Bank | Savings Account | 2.00% | $10K min | ? | Review |
| Discover Bank | Online Savings Account | 2.00% | No min/No max | Soft Pull | Review |
| Elements Financial | Premium Market Account | 2.00% | $2,500/No max | Soft Pull | Review |
| FNBO Direct | Online Savings Account | 2.00% | $1M max | ? | Review |
| PenFed Credit Union | Online Savings Account | 2.00% | $5 min/$100K max | ? | Review |
| SmartyPig | Money Market | 1.75% | No min/No max | ? | Review |
| Spectrum Credit Union | Savings | 1.75% | $2.5K min/No max | ? | Review |
| Radius Bank | High-Yield Savings Account | 1.96% | $25K min | Hard Pull | Review |
| Northpointe Bank | UltimateSavings | 1.95% | $25k min/$1M max | Soft Pull | Review |
| Ally Bank | Online Savings | 1.90% | No min/No max | Soft Pull | Review |
| BankPurely | SavingPurely | 1.90% | No min/No max | Soft Pull | Review |
| BankUnitedDirect | MMA | 1.90% | $2.5k min/$250 max | ? | Review |
| Discover Bank | Money Market Account | 1.90% | $100k min/No max | Soft Pull | Review |
| iGObanking | High Interest Savings | 1.90% | $1 min/No max | Hard Pull | Review |
| Colorado Federal Savings Bank | Premier Savings | 1.90% | $50k min/No max | ? | Review |
| CIT Bank | Money Market | 1.85% | $100 min/No max | Soft Pull | Review |
| ConnectOne Bank | Online Savings | 1.82% | No min/No max | ? | Review |
| American Express Bank | High-Yield Savings | 1.80% | No min/$5M max | Hard Pull | Review |
| BBVA Compass | ClearChoice Money Market | 1.80% | No min/No max | Hard Pull | Review |
| Capital One | Business Savings | 1.75% | No min/$1M max | Soft Pull | Review |
| CIT Bank | Premier High Yield Savings Account | 1.55% | No min/No max | Soft Pull | Review |
| Capital One 360 | 360 Checking | 1.00% | $50k min/$100k max | Soft Pull | Review |
| Capital One 360 | 360 Savings | 1.00% | No min/No max | Soft Pull | Review |
Best State Bank Rates 2018
Some best bank rates are only available in certain states with much higher interest rate than elsewhere. So if you are looking for alternative options and desire a physical branch nearby where you live to conduct your banking and savings needs, then browse through our listing below to see all the best high interest rates available in specific states.
| Bank | State | Account Type | APY | Terms | Review |
|---|---|---|---|---|---|
| 4Front Credit Union | MI | Rewards Checking | 4.08% | $500 to earn listed rate | Review |
| American State Bank | IA | Rewards Checking | 3.20% | $0 minimum to earn high rate | Review |
| Level One Bank | MI | Savings Account | 3.10% | $50K min to oepn | Review |
| M.Y. Safra Bank | NY | Direct Online MMA | 2.95% | $5K minimum opening deposit | Review |
| First Federal Lakewood | OH | Money Market Account | 2.53% | $10K min | Review |
| Capstar Bank | TN | Rewards Checking Account | 2.50% | $100 minimum | Review |
| Heartland Bank | OH | MMA | 2.50% | $25K minimum to earn high rate | Review |
| UMB | AZ, CO, IL, MO, IL, NE, OK, KS, TX | MMA | 2.32% | $10K minimum to earn high rate | Review |
| CFBank | OH | MMA | 2.30% | $25K min to earn listed rate | Review |
| College Savings Bank | NJ | Savings Account | 2.28% | $250 | Review |
| Connex Credit Union | CT | MMA | 2.25% | $100K minimum to earn high rate | Review |
| Metro Credit Union | MA | High Yield Savings Account | 2.25% | $25K minimum to earn listed rate | Review |
| Superior Choice Credit Union | MN, WI | Money Market | 2.25% | $50K minimum to earn listed rate | Review |
| Mutual Bank | MA | Leader MMA | 2.23% | $1k minimum opening deposit | Review |
| Guilford Savings Bank | CT | MMA | 2.22% | $1K minimum to earn high rate | Review |
| Kearny Bank | NJ, NY | MMA Plus | 2.17% | $1M minimum to earn high rate | Review |
| Bank OZK | AL, AR, FL, GA, NC, NY, SC, TX | MMA | 2.15% | $1K min to earn listed rate | Review |
| Freedom First | VA | MMA | 2.13% | $10K min t o earn listed rate | Review |
| MapleMark Bank | OK, TX | MMA | 2.10% | $1K min to earn listed rate | Review |
| Hanmi Bank | CA, IL, NJ, NY, TX, VA | Savings Account | 2.10% | $5 | Review |
| Connex Credit Union | CT | MMA | 2.05% | $100K minimum to earn high rate | Review |
| Apco Employees Credit Union | AL | IRA Savings Account | 2.02% | $25 to earn high rate | Review |
HSBC | CA, CT, D.C., DE, FL, MD, NJ, NY, PA, VA & WA | Business Elite Savings | 2.01% | $10k to earn high rate | Review |
Unified Bank | OH | Money Market Account | 2.01% | $20k to earn high rate | Review |
| Bank of Finger Lakes | NY | Money Market | 2.00% | $1K min to earn rate for 180 Days | Review |
| EECU | TX | MMA Account | 2.00% | $25K to earn high rate | Review |
| Home Loan Investment Bank | RI, MA | Savings Account | 2.00% | $50K to earn high rate | Review |
| Optima Bank & Trust | NH | Premium Savings Account | 2.00% | $25K to earn high rate | Review |
| Presidential Bank | DC, MD, VA | Money Market Account | 2.00% | $100K to earn high rate | Review |
| Truity Credit Union | AR, KS, OK, TX | Name It Save It Savings Account | 2.00% | No minimum to earn high rate | Review |
| Beal Bank USA | FL | MMA | 1.99% | $25k minimum to earn high rate | Review |
| Telcoe Federal Credit Union | AR | Quarter Plus Money Market Account | 1.98% | $500k minimum opening deposit | Review |
| Farmers State Bank | KS | Consumer Treasury Index | 1.92% | $25,000 minimum to earn high rate | Review |
Thank you so much Anthony for providing this valuable resource. If I had this years ago, my retirement portfolio would be awesome. Your a great resource!
Anthony,
Do you also post mortgage rates?
Hello Tasha,
We do not. Sorry.
Tried three times to apply to Customers Bank for a 2.25 percent interest rate and it would not process. Stay away, it’s not worth the aggravation or the rate. I’m sure too, once they get enough depositors, they’ll lower the rate….thumbs down!!!!