Capital One Quicksilver Cash Rewards Credit Card $200 Bonus

The Capital One Quicksilver Cash Rewards Credit Card offers a $200 Cash Back when you spend at least $500 within the first 3 months. This card does not charge an annual fee. In addition, you can redeem your cash back for any amount at any time.

Capital One Quicksilver Cash Rewards Card Summary

The Capital One Quicksilver Cash Rewards Card offers $200 Cash Back after spending $500 on purchases within 3 months from account opening. 0% intro APR on purchases and balance transfers for 15 months; 19.24%-29.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months. You'll earn: • 1.5% Cash Back on every purchase, every day with no rotating categories or sign-ups needed to earn cash rewards. • Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply. • Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024 This card comes with no annual fee and no foreign transaction fees which makes this card a viable option for your go-to everyday card. Learn More About This Card

Rewards Redemption

You’re able to redeem your cash back for any amount and your rewards do not expire as long as your account is open. Below are the rewards redemption options:

• For cash. You’ll receive a check or you can apply your rewards as statement credit.
• Cover your purchases. You can apply your cash back rewards towards a recent purchase.
• Gift Cards. You can redeem your cash back rewards for gift cards.

Conclusion

The Capital One Quicksilver Cash Rewards Credit Card is known for its simplicity and accessibility. It’s similar to the Chase Freedom.

However, they aren’t as easy to use due to their reliance on rotating spending categories and other gimmicks.

Though, that’s not to say that the Chase cards don’t have a place in your wallet.

Many cash back cards are limiting themselves to cash back categories that many consumers will use, thus emphasizing that simplicity and minimizing hassle.

Check our credit card promotions to find the perfect one that suits your needs.