This card offers a 1.5% cash back on all your purchases. Rewards don’t expire, and you can redeem your cash back for any amount, anytime. This card is simple and there is no annual fee. With an average rating of 4.6 stars out of 5, see why everyone is talking so highly about this card.
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Capital One Quicksilver Cash Rewards Summary
|With the Capital One® Quicksilver® Cash Rewards Card:
-One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
-Earn unlimited 1.5% cash back on every purchase, every day
-No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
-0% intro APR on purchases for 15 months; 14.49%-24.49% variable APR after that
-0% intro APR on balance transfers for 15 months; 14.49%-24.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
-Pay no annual fee or foreign transaction fees
Earning Cash Back
It’s easy to earn cash back with the Capital One Quicksilver card. Get an unlimited 1.5% cash back on all purchases. There are no caps, restrictions, or tiered spending categories.
Redeeming Cash Back
Manually redeem your rewards in any amount for statement credits, gift cards, or paper checks. For manual redemptions, you can redeem your cash back in any amount at any time.
You can also schedule automatic redemptions that are triggered when you pass a specified cash back increment at a minimum of $25.
As a Capital One Quicksilver cardholder, you can access a number of general benefits. This includes 24/7 concierge service and travel booking assistance, 24/7 emergency card replacement for lost or compromised cards, and VIP/priority access to events such as sporting contests and special golf outings. Other benefits include:
- No Foreign Transaction Fees: maximize cash back earnings while traveling abroad.
- Free Credit Score and Credit-Building Tools: Access a free credit score on-demand (and with your card statement every month). Plus, use Capital One CreditWise to find some useful credit-building and credit-tracking tools.
- Travel Accident Insurance: Get insurance for death or dismemberment at no extra charge when you purchase airfare using your card.
- Auto Rental Insurance: Enjoy secondary collision and theft insurance for you and all additional drivers on your agreement.
- Extended Warranty: Earn an additional warranty protection when you purchase items your card.
- Price Protection: Get reimbursed the difference if the price drops on eligible items within 60 days of purchase.
When you sign up for the Capital One® Quicksilver® Cash Rewards Credit Card, you can earn a $150 cash bonus when you spend at least $500 within the first 3 months.
When you get this card, you get Visa Signature Benefits which include Travel upgrades and savings, complimentary concierge service, special access to events, shopping discounts, extended warranty, and 24-hour travel assistance services. With so many benefits, no annual fee, and a simple and decent rewards program, this card is great for almost anyone, so give it a shot! Also, don’t forget to check out our complete list of Credit Card Promotions today!
Learn more about this card and find out how you can apply here.
Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airline, or hotel chain, and has not been reviewed, approved, or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone, not those of the bank, credit card issuer, airline, or hotel chain, and have not been reviewed, approved, or otherwise endorsed by any of these entities.