You could earn yourself a pretty nice 1.00% APY with a Capital One Spark Business Savings account applicable towards the first $1,000,000 in your account balances. Now, this promotion is only valid until June 30, 2017, so you still have quite some time to take advantage of this APY on top of no monthly service fees, no minimum balance requirements attached and usage on the all-efficient Spark Business mobile banking app. Keep in mind that after 1 year, your APY will return to the standard rate of 0.40% APY. Own your time and your money.

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Chase College Checking^SM	$100 Cash	Review
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Table of Contents

Capital One Bank Spark Business Saving Summary:

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Account Type: Spark Business Savings
Availability: Nationwide
Soft/Hard Pull: Soft pull
Credit Card Funding: Unknown
Direct Deposit Requirement: None
Additional Requirements: Free overdraft protection on your Spark Business Checking account when you link your Spark Business Savings account.
Monthly Fee: None
Early Termination Fee: None

Capital One Bank Spark Business Saving Features:

After 1 year, return to our standard rate – currently 0.40% APY
No monthly service fees
No minimum balance required
Spark Business mobile app

Pros:

No monthly account service fees or minimum balance req.

Cons:

Doesn’t have check writing capabilities since it’s limitations lies within a savings account

Conclusion:

Grab that 1.00% APY with a new Capital One Spark Business Savings account. Some things to keep in mind prior to applying, is that the $1,000,000 in deposit value necessary to attain this 1.00% APY is extremely far-stretched for a sum of us. It seems like if you aren’t able to make the necessary deposit required, you’ll receive the standard 0.40% APY.

From no monthly service fees to no minimum balance required, you could still earn yourself a pretty solid interest rate for those times where major expenses is needed such as that new computer or inventory re-up you need to suit your business needs. Be sure to check out our complete list of Bank Deals for all of your banking necessities!