Best Bank Bonuses & Promotions
If you are having a hard time meeting your credit card payment deadlines, you should consider changing the due date. There are lots of companies that will allow you to make this change fast and easy. However, not all of the companies will be flexible with their credit card payments. If you’re with a company… [Continue Reading]
Do you like shopping? If your answer is yes, you should look into getting a credit card for your favorite brands. However, getting a store credit card can come with some advantages and disadvantages. There are many things that comes with getting a card for a retailer you shop at quite often. In this review,… [Continue Reading]
Secured Credit Cards can help people with bad or short credit histories. You can build your credit in a few months so that you can apply for a more rewarding unsecured card. Below, you can find out what steps you can take to find out how to choose your first credit card. What is a… [Continue Reading]
A subprime credit card is a card that people with a bad credit score can obtain and slowly rebuild their credit in that process. It’s considered a “normal” credit card for them considering that they aren’t qualified for other cards. Some subprime cards will come with the normal perks like a cash back advance or… [Continue Reading]
What’s the difference between Cash Back and Points on a credit card? Well, they are different currencies that a credit card has to offer. When you make a transaction onto your credit card, you’ll be able to choose between getting cash back or rewards points for them. Cash back hence in the name, will get… [Continue Reading]
Credit cards provide the ability for you to build your credit in the long run, along with other benefits. However, if you have a relatively high credit utilization, you might be sacrificing some of those benefits. A high credit utilization ratio will harm your credit while posing a higher interest rate as well as having… [Continue Reading]
Credit cards are a convenient way to pay for things and even earn rewards for your purchases. They also come in handy when you are trying to establish a solid payment history or improve your credit score. Below, you can find out what steps you can take to find out how to choose your first… [Continue Reading]
Taking the necessary steps to protect your bank accounts is very important. Illegal access to bank accounts is one of the fastest growing financial crimes today. Below, you can find out what steps you can take to protect your bank accounts. Steps You Can Take to Protect There are a few simple steps anyone can… [Continue Reading]
What is a credit card statement? Well, a credit card statement is your card bill that will come in every month. It will tell you what your balance is, the minimum payment date, due date, and a minimum payment warning. If you have a balance that’s over $1,000 your minimum payment will most likely be… [Continue Reading]
What is a credit card Cash Advance? Well, one thing you really need to know about a credit card cash advance is that it’s pretty expensive. A cash advance is the amount you can borrow from your account, even if it goes over your credit limit. The cash will come from your credit instead of… [Continue Reading]
When it comes to applying for a credit card, you shouldn’t feel limited by your credit score. Although it is true those with a poor credit history often gets declined, there are still ways around obtaining a credit card that will fit your financial needs and applicable to your history. Through secured and subprime credit… [Continue Reading]
What is a CVV you ask? A CVV stands for “card verification value,” which acts like another layer of security to protect your card from theft. When you make transactions online or over the phone, having the CVV will confirm your identity and make sure that you’re transaction is safe. Not all retailers will require… [Continue Reading]
What is a US Treasure Savings Bond? Well, you can use these bonds to pay off your education debt, give it to someone as a gift, or save on a government product. Savings bonds can be used to earn interest rates or about 30 years. Although, savings bonds aren’t used that much in today’s age,… [Continue Reading]
You might be wondering what is a notary public and how do I find one? A notary public is a public official who has the right to administer oaths and affirmations by the state. They watch you sign a document to prove that you are, in fact, the one signing it. When you go to… [Continue Reading]
Opening and maintaining a checking or savings account is something everyone does when starting their financial journey! Understanding what your financial goals and picking out the right account for you is vital when managing your finances. Knowing how to find the best checking or savings account is important so be sure to keep reading below!… [Continue Reading]
Taking extra precautions to ensure your credit card isn’t stolen or misused is definitely an important security measure to pay extra attention to. Now you may have heard of different methods of signing the back of a credit card to prevent so. However, which method actually proves more beneficial? To understand whether you should sign… [Continue Reading]
Planning on going abroad soon? Then you should look into the best ways to exchange currency rather than spending more money on a foreign transaction fee. When you exchange currencies, this will mean you’ll mostly be using cash rather than putting charges onto your card. How to Exchange Currencies Before you leave on your trip,… [Continue Reading]
Active-duty or retired military members and their families can join military banks or credit unions. Through specialized financial institutions, you are able to obtain valuable perks and services, which are specialized to cater to your every need. Through the top military banks and credit unions listed below, you are able to select from specialized financial… [Continue Reading]
A checkless checking account, while this may sound strange, is actually a growing trend among banks and credit unions. This shift is due to the desire to become more digital as more and more consumers rely on online banking! However there are some things you need to look out for so be sure to keep… [Continue Reading]
If you wanted to teach you child or dependent financial responsibility the best way is to open a checking account for them. Find out the Best Checking Account for Your Teen. If they are less than 18 years old, your account will have to be linked to theirs. Find out what you need to bring… [Continue Reading]
