Best Bank Bonuses & Promotions
When making payments, your only option may be to write a check. However, you may have ran out. Simply follow this guide to find the easiest way to order Business & Personal Checks. Your options are to order online through your financial institution, order through a catalog, or even print them out yourself. Keep reading… [Continue Reading]
Although some banks can make you feel like they’re just trying to take your money, there are also some banks that are dedicated to helping their customers. Furthermore, some banks offer customers very unappealing terms, such as high checking account fees and low interest rates on CDs, money market accounts, and savings accounts. Despite this,… [Continue Reading]
Preferred stock ETFs can be a smart addition to a portfolio, especially for investors wanting an income from dividends. Keep reading below to understand the pros and cons of these funds that invest in preferred stocks and find out which ones are the best to buy now. Here’s what you need to know. What Are… [Continue Reading]
When you make a deposit into your bank account, you may expect to be able to use the money immediately. However, this isn’t always the case and you should see How Long Will It Take For My Money To Be Available. There may be reasons why your deposit or check may not have cleared immediately…. [Continue Reading]
In the wake of the Equifax Security breach that affected at least 143 million citizen’s identities, at BCS we really do strive towards providing you with information on not just how to gain, but protect your money your money as well. That would mean further locking down your Social Security number and preventing identity theft… [Continue Reading]
Finances are often made up of a vast array of confusing jargon. The term Payee is just one of those equally puzzling words in the world of personal finance. However, understanding it is fairly simple. So what exactly does payee mean? In the broadest term, a payee is a person or organization which receives a… [Continue Reading]
One of the most important things that you want to ensure when you open a checking or savings account is that your money is safe. Because of this, the FDIC offers insurance so that you are protected if a bank failure does occur. You may be wondering, will the FDIC protect my deposits if my… [Continue Reading]
First of all, what is an overdraft? An overdraft is when you don’t have enough money in your checking account to pay for a purchase, but your bank or credit union covers the payment anyway. When that happens, the bank often charges you a fee and makes you pay back the overdrafted amount — this… [Continue Reading]
If you regularly keep tabs of your recent transactions, you might come across an unauthorized transaction from time to time. More often times than not, this would mean that someone has stolen your debit or credit card and gained access to your checking account. It is imperative for you to take charge to protect yourself… [Continue Reading]
A retail bank is what you probably think of when you hear the word “bank”. Basically, it’s a bank that works with consumers by offering basic banking services such as checking accounts, savings accounts, and more. While investment banks focus on corporations and governments, retail banks focus on individuals. Continue reading to learn more about… [Continue Reading]
Opening a bank account is a fairly easy process. Simply select a bank, fill out the required paperwork, provide necessary forms, such as your Social Security number. You might also be asked to fund your account with an initial deposit. However there are some things you need to look out for! Bank Account Eligibility One… [Continue Reading]
The average bank account balance can be based on a series of many factors. Your average account balance is generally affected by your age, your family, your job, and many other criteria. While it is important to know which categories you fit under, don’t be too shocked if you aren’t reaching the average. Everyone comes… [Continue Reading]
If you have extra cash lying around, it’s a good idea to deposit that money into a bank account. This way the funds are safe from loss, theft, or damage. But what’s the best way to deposit cash, and what are your options if you want to use an online bank account or ATM? In… [Continue Reading]
Anytime you look to sign up for a new bank account chances are you will find a variety of bank bonuses! Bank bonuses promise extra cash to new customers who bring assets or commit to working with the bank. But not every bank bonus is a good offer, so read below to find out how… [Continue Reading]
The LATAM Visa Signature Card has an introductory offer of: 20,000 bonus Multiplus points when you charge your card for the first time. The value of these 20k points will be worth about $300. This card comes with a $75 annual fee, and the bonus will cover the card’s cost for about 4 years. LATAM is… [Continue Reading]
Savings your money and investing your money in your future are very similar concepts, but the distinctions between them can make a big difference in your financial future. You’ll need to be able to know when to save for payments such as a house or car, or when to save for retirement. If you are… [Continue Reading]
How do I transfer money between bank accounts? Sometimes, it can be confusing because there are so many different methods out there. Which method is the best? Each have their own pros and cons, so the best option for you depends on your needs. For those of you who are interested in opening a new… [Continue Reading]
Setting up automatic bill payment can be very helpful in managing your money and the many bills you have to pay. However, there are some disadvantages that come with it. To find out if setting up automatic bill pay is the right move for you, keep reading to learn about all the pros and cons!… [Continue Reading]
Are you interested in transferring money to and from your FirstBank accounts? Well continue reading our post below to find out how to find your FirstBank routing number and learn more about money transfers. Routing numbers are 9-digit numbers that serves as an identification for financial institutions. It’s like a physical address for a building,… [Continue Reading]
If you have you ever deposited money into your checking account and found out that you can’t use it right away, it often means that banks are putting a hold on your deposits, preventing you from accessing your funds right away. This results in you possibly bouncing checks or having issues with automatic payments. Continue… [Continue Reading]
