Direct Federal Credit Union CD Account Review: 2.05% APY 11-Month CD, 2.55% APY 21-Month CD Specials (Massachusetts only)

If you are a resident of Massachusetts and currently looking for great savings rates, then make sure you keep reading. Direct Federal Credit Union has wide array of products to meet your individual needs. They are proud to be a financial institution that is big enough to serve all your financial needs, yet small enough to care about how those needs are met. They currently offer standard CD rates from 3-months to 60-months with 0.25% to 1.80% APY Rates. They also have a special 11-Month Jumbo CD term with 2.05% APY and 21-Month Jumbo CD term with 2.55% APY on $100K balances or more. By joining Direct Federal Credit Union, you get to enjoy earning higher rate of interest than regular savings account.

Direct Federal Credit Union CD Summary:

• Apply Now
  
• Account Type: Jumbo CD account
• Current Promotion: 11-Month Jumbo CD 2.05% APY , 21-Month Jumbo CD 2.55% APY
• Special APY Rates/Balance requirements:
  • 11-Month CD Term:
    • 2.05% – $100,000
  • 21-Month CD Term:
    • 2.55% – $100,000
• APY Rates/Balance Requirements: 
  • Standard CD
    • 0.25% APY for 3-Month CD – $250
    • 0.25% APY for 6-Month CD – $250
    • 0.25% APY for 7-Month CD – $250
    • 1.35% APY for 8-Month CD – $250
    • 0.35% APY for 9-Month CD -$250
    • 2.00% APY for 11-Month CD – $250
    • 0.50% APY for 12-Month CD – $250
    • 1.35% APY for 15-Month CD – $250
    • 1.60% APY for 18-Month CD – $250
    • 2.50% APY for 21-Month CD -$250
    • 0.75% APY for 24-Month CD – $250
    • 1.60% APY for 30-Month CD – $250
    • 1.55% APY for 36-Month CD – $250
    • 1.60% APY for 48-Month CD – $250
    • 1.75% APY for 60-Month CD -$250
  • Jumbo CD
    • 0.30% APY for 3-Month CD – $100,000
    • 0.30% APY for 6-Month CD – $100,000
    • 0.30% APY for 7-Month CD – $100,000
    • 1.40% APY for 8-Month CD – $100,000
    • 0.40% APY for 9-Month CD -$100,000
    • 0.55% APY for 12-Month CD – $100,000
    • 1.40% APY for 15-Month CD – $100,000
    • 1.65% APY for 18-Month CD – $100,000
    • 0.80% APY for 24-Month CD – $100,000
    • 1.65% APY for 30-Month CD – $100,000
    • 1.60% APY for 36-Month CD – $100,000
    • 1.65% APY for 48-Month CD – $100,000
    • 1.80% APY for 60-Month CD -$100,000
• Availability: MA (Bank Locator)
• Soft/Hard Pull: Soft Pull or Hard Pull? Let us know
• Minimum Balance Requirement: $250,000
• Additional Requirements: None
• Early Withdrawal Fee: None listed
• Auto-Renewal: None listed, check with CSR

Direct Federal Credit Union Best CD Rates:

Overall, Direct Federal Credit Union ranked high across the board from our statewide Best 1-Year CD Rates & Best 2-Year CD Rates list. So if you’re interested in making a higher rate than a traditional savings account, make sure to take advantage of this limited time special offer. Note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.

Direct Federal Credit Union CD Account Features:

• Different terms
• Earns higher rate of interest than regular savings account
• Interest compounds
• Fixed rate of interest
• NCUA insured

Conclusion:

If you are interested in a short term or long term CD, look no further as Direct Federal Credit Union offers you a standard and special CD rates that go up to 2.05% APY on 11-Month Jumbo CD term or 2.55% APY on 21-Month Jumbo CD term. Remember, both specials ranked highly on our Best CDs list. So if you are interested and live near a branch, be sure to open your new CD account today! However if you are not interested or looking for more options, be sure to browse our complete list of the Best National CD Rates for all your savings needs!

The Fidelity® Rewards Visa Signature® Card offers a $100 bonus when you spend $1,000 within the first 90 days. You'll earn an unlimited 2% cash back when you redeem into an eligible Fidelity account & and there are no rewards points limits, expiration or restrictive categories. This card comes with no annual fee and is named Kiplinger’s Best Rewards Credit Card for Cash Back for Savers 2018 & 2019. Learn More About This Card