Having a credit card stolen or misplaced can make life much more difficult. You need to make purchases within a certain time frame in order to get the cash bonus you’ve been wanting since you applied for the card. Sometimes, it might take 5-10 business days for a replacement card to arrive, which is placing more stress on you. However, you should know that some credit card issuers offer expedited shipping for their credit cards. This means that you are able to receive your credit card faster than usual! This article will show you the different shipping options each bank as for their cards.
Note: Information in this article will be different depending on if you are a new user. When you first sign up with a new credit card issuer, they are required to send you a copy of the lending agreement which is a bunch of papers. They usually do this through snail mail, and you can’t request expedited shipping. Be sure to double-check with the provider.
Types of Credit Cards
- American Express: If your card was lost or stolen, American Express will expedite your credit card if you ask. However, this changes for new cards because it is dependent on which card you apply for. A lot of the premium cards (i.e. Platinum Card® from American Express) will be automatically expedited and you’ll receive them within 2 days. For other cards, you’ll need to request your card be expedited – answers vary from customer service representative to representative so if you don’t get an answer you’re looking for try hanging up and trying again. To contact their main customer service line, call 1-800-528-4800.
- Bank of America: BoA is reasonable when it comes to asking for expedited shipping. They will waive their fee and overnight your card if you have a valid reason (i.e. you’re leaving the country and need the card before you leave) they will waive their fee and overnight your card. Contact Bank of America about your credit card troubles.
- Barclaycard: They can overnight cards but it comes with a cost of $29.95. If you talk to customer service, however, they are able to waive the shipping fee.
- BBVA: They can expedite your shipping, but they will charge a $50 fee. You can try talking to customer service about the fee if you a good enough excuse.
- Capital One: Unfortunately, Capital One does not offer expedited shipping on new accounts. However, it is possible to get 1-2 day shipping on replacement cards, but you’ll have to heavily complain to customer service and prove your case.
- Chase: You can get any card expedited with Chase for free (1-2 day shipping). All you need to do is ask, you can either do this by sending a secured message or by calling 1-800-432-3117.
- Citi: Citibank easily expedites cards that have been lost or stolen. On the other hand, it is a little bit more difficult to expedite a new card. You need to be able to explain your situation to customer service by calling 1-800-756-7047.
- Discover: They expedite new cards automatically, they will also do this for all lost or stolen cards. There is no additional charge.
- Santander: Charges a fee of $35 to expedite card shipping and $35 to expedite PIN number shipping.
Conclusion
If you have had your card lost or stolen, then you should contact your bank immediately. If you are looking to replace it, then go ahead and ask for expedited shipping. We know that your time is extremely valuable, so be sure to ask for expedited shipping for lost or stolen cards, especially if you are trying to earn that cash back bonus by completing a spending limit.
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