Currently FlexShopper.com has a program that offers a $20 prepaid Visa card or gift card for every person you refer to their lease-to-own site. You can find more referral deals here.
FlexShopper’s lease-to-own site partners with big retailers so you can own high-priced items making furniture shopping more affordable. Keep reading below to learn more about FlexShopper and their current offers.
FlexShopper $20 Referral Gift Cards
Earn a $20 bonus through gift cards, in the form of a prepaid Visa card, Amazon gift card, or other eligible retailer or restaurant gift card of your choice, for each referral who completes the following:
- Clicks on your unique referral link to apply for FlexShopper
- Receives a spending limit
- Executes a lease-to-own agreement within 30 days of the application
Your referral must be new to FlexShopper. FlexShopper will email your referral reward four weeks after referral qualification. You cannot exceed $200 in referral rewards per calendar year.
How FlexShopper Works
FlexShopper offers over 85,000+ items for purchase, you can apply to lease it and get approved to spend up to $2,500. Your credit score does not matter so apply away!
To get approved, you must meet the following requirements:
- Live in the United States (except NJ, MN, WI or WY state)
- Be 18+ in most states (19 in AL and NE, and 21 in MS)
- Have a SSN, ITIN, phone number and address
- Have a current source of income
- Open a checking account and in good standing
Once you are approved and you complete your order, the product will ship directly to your door. FlexShopper does provide free delivery however you may have to pay for labor and installation.
Lease payments are deducted weekly (or biweekly or monthly) from your personal checking account until the item is paid off in full.
Keep in mind that during your lease term, you cannot return any of your items, unless they are defective. Once you’ve made all of your payments, however, you do have the option to return the item if it is in good condition.
FlexShopper Features
FlexShopper is partnered with top retailers, such as Amazon, Best Buy, Overstock and Walmart. You can find the following types of items:
- Electronics
- Furniture
- Appliances
- Home Gym Equipment
- Home & Garden
- Wheels & Tires
FlexShopper also provides a Personal Shopper service for free! This is a great feature to help you locate a specific item that you can’t find on FlexShopper.
FlexShopper Fees
FlexShopper does not charge interest, but the amount you pay over the lease term will be more than the retail price of the item.
You can also be charged a late fee if you don’t pay on time. The amount per late payment depends on your lease agreement.
Conclusion
FlexShopper is available for those with bad or no credit and who are looking for a flexible financing option. While the site does let you lease-to-own, you will likely end up paying much more than the sticker price of the item.
You can also see our reviews on other services like AfterPay for recruiting.