Garden Savings Federal Credit Union Eligibility – Anyone Can Join

Garden Savings Federal Credit Union is a great option for New Jersey residents who are interested in joining a credit union over a large national bank. Garden Savings ensures that all of their members would be able to fully take advantage of all of their products and services that are hard to come by at traditional banks. Becoming a member means becoming an owner. As long as you meet any of the membership requirements, you will be able to join Garden Savings. The requirements include being an employee of the select employer groups, living, working, or worshipping in Newark, Elizabeth, or Jersey City, or by becoming a member of the American Consumer Council for just $5! Be sure to check out the Garden Savings Federal Credit Union Eligibility page to see all the possible ways to meet the requirements to join.

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Steps On How To Join Garden Savings FCU: 

1. Head to Garden Savings Federal Credit Union.
2. Membership eligibility are for those who have met the following:
   1. If you are an employee of one of our Select Employer Groups, or a relative of an employee, or a member of one of the listed organizations within our field of membership.
   2. Persons who are retired as pensioners or annuitants of these organizations as well as volunteers at these organizations are also eligible.
   3. You are also eligible for membership if you live, work, worship, attend school, volunteer or regularly conduct business in Newark, Elizabeth, or Jersey City. Your family members are eligible as well.
   4. You are eligible if you become a member of the American Consumer Council!
      1. Joining gives you automatic eligibility to be a Garden Savings member and is only $5!
3. Once you have met the requirements for eligibility, you can complete the form for Membership Application or stop by an Garden Savings FCU Branch.

Reasons Why To Join Garden Savings FCU:

If you are a current New Jersey resident, why should you join Garden Savings Credit Union? The core values of Garden Savings is and has always been to be the first choice in banking to all of their members by forming a partnership they value most. The member always comes first and Garden Savings will be flexible to their needs even with the most special circumstances. Being able to offer an exceptional and member-oriented way of banking is what makes Garden Savings unlike other financial institutions.

Garden Savings FCU gives back their earnings to their members in the form of lower interest rates on loans, higher dividends on savings, offering great products and services, and low or no account fees. Banking with Garden Savings will give you a peace of mind knowing that your deposit accounts will be insured of up to $500,000! The coverage is the combination of $250,000 of federal insurance and $250,000 of a private insurance by the Excess Share Insurance (ESI) Corporation. Garden Savings considers all of their members an important asset to the credit union, so when you bank with them, its like you’re banking with family.

Conclusion:

Prospective members should always consider credit unions over a traditional bank especially if they are looking forward to better invest and make use of their finances. Being able to take control of your money is what makes them different from your typical national bank. Be sure to check out our full listing of Best Credit Unions Anyone Can Join and be well-versed when it comes to a credit union located nearby. Also, don’t hesitate to join Garden Savings Federal Credit Union if you are eligible. We love our readers so be sure to leave any comments or concerns below.