Ever wondered what the best credit unions that anyone can join? Well we have you covered! We want to help you join the perfect credit union for you and we will provide you an in-depth review of what you need to know to join and what the credit union offers. There are tons and we don’t want you to miss out on the best credit union that works best for you! Like they say, it’s not one size fits all, so don’t settle. Make sure to skim through the listing below and see which credit unions are located near by you, for convenience of course, and read more to find out the best features. You may want a credit union that offers a higher APY rate or you may want one with no fees or you may want one because of their amazing CD offerings. So don’t let anyone pin you to just the nearest credit union, be sure to read more to find the best credit union that anyone can join, including you!
One of the main things to note about credit unions is that they are brick and mortar financial institutions therefore you do get the hands-on-experience when you need them. To typically join a credit union you’ll need to join some time of association or qualify through other means such as location or employment. But don’t let that deter you from joining, since credit unions do offer better rates, sometimes better than online institutions! The qualifications or how to join may be as easy as including your address or joining an association that you strongly believe in and support.
If you have other credit unions that you are apart of that we do not have listed, be sure to reach out to us and we’ll be sure to review it and add it to our list!
(branches) | |||
|---|---|---|---|
| Affinity Plus Federal Credit Union | MN (28) | Donate to the Affinity Plus Foundation for $25. | Review |
| Agricultural Federal Credit Union | DC, MD, VA (7) | Join The Friends of CityDance Association for $20. | Review |
| Air Force Federal Credit Union | TX (8) | Join the Airman Heritage Foundation for $25. | Review |
| Alliant Credit Union | CA, CO, IL, TX, VA (12) | Donate to Foster Care to Success for $10. | Review |
| Altra Federal Credit Union | WI (20) | Join the Altra Foundation for $5. | Review |
| America's Christian Credit Union | CA (2) | $5 membership fee plus initial deposit of $25 and $100 into share savings. | Review |
| American Heritage Federal Credit Union | NJ, PA (31) | Donate to the Kids-N-Hope Foundation. | Review |
| America's Credit Union | WA (14) | Open a savings account with minimum $25 deposit. | Review |
| Andrew's Federal Credit Union | MD (15) | $5 donation with no military affiliation Lifetime membership of $15. | Review |
| Aspire Federal Credit Union | NJ (11) | Join the American Consumer Council for $5. | Review |
| Bethpage Federal Credit Union | NY (35) | Open a savings account for $5. | Review |
| Capital Educators Federal Credit Union | ID (9) | Join the Idaho CapEd Foundation for $10 $1 for students. | Review |
| Chartway Federal Credit Union | VA (38) | Donate to the We Promise Foundation for $10. | Review |
| CommunityWide Federal Credit Union | IN (11) | Become a member of Michiana Goodwill Boosters & Marine Corps League. | Review |
| Connexus Credit Union | MN, NH, OH, WI (19) | Donate to the Connexus Association for $5. | Review |
| Corporate America Family Credit Union | IL (21) | Donate to the Hope Group for $5 and maintain $25 in savings account. | Review |
| Credit Union of New Jersey | NJ (16) | Affiliation with one of over 200 groups for eligibility. | Review |
| Digital Federal Credit Union | MA, NH (23) | Join Reach Out for Schools for $10. Join the Merrimack River Watershed Council, Inc. for $35. | Review |
| First Flight Federal Credit Union | NC (8) | Donate $5-$10 to qualify for First Flight membership. | Review |
| First Technology Federal Credit Union | CA, CO, GA, ID, MA, OR, TX, WA (41) | Join the Financial Fitness Association for $8. Join the Computer History Museum for $15. | Review |
| Finex Credit Union | CT (2) | Join East Hartford Friends of the Library for $10. | Review |
| Fort Knox Federal Credit Union | KY (17) | Join the American Consumer Council / Kentucky for $5. | Review |
| Garden Savings Federal Credit Union | NJ (5) | Join the American Consumer Council for $5 | Review |
| Golden 1 Credit Union | CA (78) | Join the Financial Fitness Association for $8. | Review |
| Great Lakes Credit Union | IL (14) | Click “let us help” on the online application to automatically qualify. | Review |
| GTE Financial Credit Union | FL (15) | Join CU Savers Club for $10. | Review |
| Hanscom Federal Credit Union | MA (17) | Join the Air Force Association (AFA) for $45 or the Nashua River Watershed Association for $35. | Review |
| Hughes Federal Credit Union | AZ (7) | Make a small donation to the Friends of the Oro Valley Public Library, the Friends of the Pima County Public Library, or the Tucson Audubon Society | Review |
| INOVA Federal Credit Union | IN (8) | Make a $5 donation to Elkhart River Restoration | Review |
| Justice Federal Credit Union | CA, DC, FL, GA, IL, NY, TX, VA, WV (26) | Join the National Sheriff’s Association for $15. | Review |
| Kinecta Federal Credit Union | CA (35) | Join the Consumers Cooperative Society of Santa Monica for $10. | Review |
| Lake Michigan Credit Union | MI (43) | Donate to the Amyotrophic Lateral Sclerosis Association. | Review |
| McGraw-Hill Federal Credit Union | NJ (2) | One time $25 donation to the Voice Foundation. | Review |
| Melrose Credit Union | NY (1) | Pay a membership fee of $1. | Review |
| Money One Federal Credit Union | MD (2) | Make a one-time donation to Gifts for Easter Seals. Must present donation form when joining. | Review |
| Mountain America Credit Union | AZ, ID, NM, NV, UT (90) | Join the American Consumer Council for $5 | Review |
| NASA Federal Credit Union | DC, MD, VA (12) | Join the National Space Society for $20. | Review |
| Northrop Grumman Federal Credit Union | CA, FL, IL, LA, MD, VA (18) | Donate to the Southern California Historical Aviation Foundation. | Review |
| Northwest Federal Credit Union | VA (8) | Join the Florida Financial Literacy Initiative for $10. | Review |
| Nusenda Credit Union | NM (19) | Become a member of the La Montanita Food Co-op for $10. | Review |
| NuVision Federal Credit Union | AZ, CA (13) | Join the American Consumer Council for $5. | Review |
| Pen Air Federal Credit Union | FL (19) | Join the Friends of the Navy-Marine Corps Relief Society for $3. | Review |
| Pentagon Federal Credit Union | VA (51) | Join Voice For America's Troops for $17. Donate to National Military Family Association for $17. | Review |
| People's Trust Credit Union | TX (8) | $5 minimum donation to the People’s Trust Foundation. | Review |
| Pinnacle Federal Credit Union | NJ (2) | Join the American Consumer Council. | Review |
| Premier America Credit Union | CA (20) | Join the Alliance for the Arts for $50. | Review |
| RTN Federal Credit Union | MA (15) | Join the Amesbury Carriage Museum or the Danvers Historical Society. | Review |
| Sandia Laboratory Federal Credit Union | NM (108) | Join the National Museum of Nuclear Science and History for $40. | Review |
| San Diego County Credit Union | CA (42) | Join the Financial Fitness Association. | Review |
| SCE Federal Credit Union | CA, NV (9) | Make a $10 donation to the Center for Financial Empowerment. | Review |
| Self-Help Credit Union | NC (23) | Join the Center for Community Self-Help for $5. | Review |
| Signal Financial Federal Credit Union | MD (7) | Join the Washington Area Bicyclist Association for $35. | Review |
| South Division Credit Union | IL (4) | Open a Membership Share Savings Account with a $50 deposit. | Review |
| Southeast Financial Federal Credit Union | TN (15) | Donate $5 to the Autism Society of Middle Tennessee. | Review |
| Stanford Federal Credit Union | CA (5) | Join the Museum of American Heritage for $35 or Friends of the Palo Alto Library for $20. | Review |
| State Department Federal Credit Union | VA (6) | Join the American Consumer Council | Review |
| Unify Financial Credit Union | CA (55) | Join the Surfrider Foundation or Friends of Hobbs. | Review |
| United States Senate Federal Credit Union | VA (3) | Contribute to the US Capitol Historical Society and open a primary savings account with $5. | Review |
| University Federal Credit Union | TX (22) | Join the University of Texas Longhorn Foundation for $20. | Review |
| Wings Financial Credit Union | FL, GA, MI, MN, WA (22) | Donate to the Wings Financial Foundation for $5. | Review |
| Xceed Financial Credit Union | CA (14) | Join the Friends of the Webster Public Library for $8. | Review |
| XCEL Credit Union | NJ (3) | Select associate member or volunteer when filling out the application. | Review |
United Nations FCU is a popular choice of many as well. It has the advantage of having offline, PIN priority CC’s for greater acceptance than some of the U.S. chip CC’s