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Are you constantly flying for business with Delta and would like to reap benefits for doing so? Make business travel more rewarding!
Check out the Delta SkyMiles® Gold Business American Express Card to earn 60,000 bonus miles after you spend $3,000 in purchases on your new Card in the first 3 months. Offer ends 10/28/20.
Additionally, take $100 off your next Delta flight – after you spend $10,000 in purchases on your Card in a calendar year, you will earn a $100 Delta Flight Credit to use toward future travel.
On top of that, you can earn 2 miles on every dollar spent on purchases made directly with Delta, and 1 mile on every eligible dollar spent on purchases.
You can use the points you rack up for all of your business expenses including; hotel stays, car rentals, airfare, and so much more.
There’s a $95 annual fee (See Rates & Fees), but it is waived for the first year. On top of that, you’ll receive no foreign transactions fees (See Rates & Fees), priority boarding, 20% savings on eligible in-flight purchases, and so much more.
Editor’s Note: American Express does have a “Once a Lifetime” policy. If you have applied for this bonus in the past, you won’t receive the bonus given now. I also recommend that later into your waived year, that you contact a American Express representative and negotiate with them for another year waived or for more perks. It doesn’t hurt to ask!
Table of Contents
- 1 Delta SkyMiles Gold Business American Express Summary
- 2 Delta SkyMiles Gold Business American Express Bonus
- 3 Earn 2X Miles On Delta
- 4 Redeem Rewards
- 5 Delta-Related Travel Benefits
- 6 Other Delta SkyMiles Gold Business Benefits
- 7 Earning SkyMiles
- 8 Redeeming SkyMiles
- 9 Cardholder Perks
- 10 Conclusion
- 11 Other Credit Cards To Consider
Delta SkyMiles Gold Business American Express Summary
Delta SkyMiles Gold Business American Express Bonus
The requirement to earn the bonus are:
- Earn 60,000 bonus miles after you spend $3,000 in purchases on your new Card in the first 3 months. Offer ends 10/28/20.
Here are some ideas on meeting the spending requirement if you need a little help:
|• Plastiq: Plastiq allows you to pay for expenses that you generally won’t be able to with your card like rent, tuition, auto lease, mortgage payment, and more. There’s a 2.5% processing fee for using your credit card. However, this’ll be worth the card bonus you’ll get. There’s also a referral program where you can earn “Fee-Free Dollars” to use towards processing fees. See our Plastiq review.|
|• Fund Checking accounts with your card: Many banks will allow you to fund the opening deposit with a credit card. Consider opening Checking accounts that also offer a sign-up bonus. This way, you can work towards bonuses from two different sources. Big banks like Chase, HSBC, Huntington, and TD Bank have great offers and allow credit card funding. You can generally fund anywhere from $50 to $1,000 towards the opening deposit with a credit card, depending on the bank.|
|• Buy gift cards: Consider buying gift cards with your credit card that you can then spend later at your leisure. Individual merchant cards (restaurants, gas stations, supermarkets, etc.) generally don’t have purchase fees, so this is a plus. On the other hand, American Express and Visa gift cards will have purchase fees. Amazon gift cards are a great idea as you can shop for almost anything there with no purchase fees either. Unfortunately, Citi credit cards tend to code gift card purchases as Cash Advances and there’ll be a fee. Call in to customer service and lower your Cash Advance limit to $0 before purchasing gift cards. You can also buy discounted gift cards as well from Raise or find gift cards on eBay.|
|• Everyday spending & bills: Always using your credit card for everyday spending, such as for dining, gas, groceries, etc. You can also use your credit card to pay for things like insurance bills, property taxes and income taxes. However, you’ll have to consider the convenience fees.|
Earn 2X Miles On Delta
It’s straightforward to earn points with the Delta SkyMiles® Gold Business American Express Card. Cardholders earn 2 Delta SkyMiles for every $1 spent on eligible purchases made directly with Delta. All other eligible purchases earn 1 SkyMile for every eligible $1 spent.
Redeem your accumulated SkyMiles for Delta airfare. Redemptions start at 10,000 SkyMiles for domestic economy one-ways. However, Delta’s redemption tables are somewhat variable, and certain travel dates and times may require more SkyMiles. For example, peak-season weekend flights cost more compared to off-season weekday flights to popular vacation destinations.
Point are generally valued $0.005 to $0.02 at redemption. Redeem your SkyMiles for merchandise, gift cards, and experiences, at the Delta SkyMiles MarketPlace.
SkyMiles are typically worth way less than $0.01 apiece when redeemed at the MarketPlace. However, minimum redemption thresholds are lower.
To get the best value for your SkyMiles, use them for award travel with Delta or one of its many partners:
|Air Europa||Air France||Air Tahiti nui|
|Alitalia||China Airlines||China Eastern|
|China Southern||Czech Airlines||Garuda Indonesia|
|GOL||Hawaiian Airlines||Jet Airways|
|Kenya Airways||KLM Royal Dutch Airlines||Korean Air|
|Mandarin Airlines||Middle East Airlines||Saudia Airlines|
|Shanghai Airlines||Tarom Airlines||Vietnam Airlines|
|Virgin Atlantic||Virgin Australia||WestJet|
Delta-Related Travel Benefits
The Delta SkyMiles® Gold Business American Express Card comes with some nice Delta travel benefits. These include:
- 20% off all in-flight purchases in the form of a statement credit with your American Express Delta card
- Priority boarding prior to the general group
- One free checked bag for the cardholder (a savings of $25 per one-way segment)
- Two discounted Delta airport lounge (Sky Club) passes (one for the cardholder, one for a companion on every trip) (passes are normally $59, while the discounted price is $29)
- No foreign transaction fees
Other Delta SkyMiles Gold Business Benefits
Lounge Discount: If you’d like to take advantage of a Delta Sky Club lounge and enjoy a little luxury, you and up to two companions can get a reduced access fee of just $29 each.
Free Checked Bags: The first bag is free for you and up to 8 other people traveling on your reservation. Depending on the size of your family and how often you fly, this benefit can really be a substantial perk.
Delta Air Miles Never Expire: Many other airline miles expire after no activity for a certain period of time. However, Delta is different. They are the only significant US Airline to offer this.
No Blackout Dates: With some of the Delta SkyTeam transfer partners, you are subjected to specific dates in which you can and cannot redeem points for. With the Delta SkyMiles® Gold Business American Express Card, you are not subject to these on Delta flights, making booking and redeeming easy and straightforward.
With the Delta SkyMiles® Gold Business American Express Card, earn 2 miles for every $1 spent on eligible purchases made directly with Delta. Then, earn 1 mile for every $1 spent on all other eligible purchases.
You can redeem your miles for airfare, merchandise, gift cards, and special experiences, at the Delta SkyMiles MarketPlace.
Points are generally valued between 0.5 cents to 2 cents apiece, so the variation can be pretty big. SkyMiles are typically worth less than a cent apiece when redeemed at the MarketPlace, but minimum redemption thresholds are lower.
Therefore, I recommend redeeming your accumulated miles for Delta airfare. Redemptions start at 10,000 miles for some domestic economy one-ways, and 12,500 miles for a broader range of domestic flights with more flexible travel dates. Delta’s redemption tables vary from time to time, thus certain travel dates and times may require more miles to redeem. For instance, peak-season weekend flights may cost more miles than off-season weekday flights to popular vacation destinations.
The Delta SkyMiles® Gold Business American Express Card comes with some useful travel benefits that aren’t specific to Delta flights. These include 24/7 global assistance, complimentary loss and damage insurance for rental cars, 24/7 roadside assistance, and accidental death and dismemberment insurance. Here are some of the Delta-related travel benefits for those who frequently fly Delta:
- 20% Off In-Flight Purchases: Cardholders receive a 20% discount on all in-flight purchases in the form of a statement credit when using their Delta SkyMiles® Gold Business American Express Card.
- Discount Delta Sky Club Access: Receive generous airport lounge benefits with this card. Delta SkyMiles® Gold Business American Express Card has one of the best airport lounge benefits you can find. When you fly Delta, you’ll get two discounted airport lounge passes, one for you and one for your companion. This is worth a total savings of $60 per trip. Passes are normally $59 and the discounted price is $29.
- Priority Boarding: Receive priority boarding prior to the general group on all your Delta flights.
- One Free Checked Bag: Get your first checked bag free on Delta flights. This is normally $25 per one-way segment.
- No Foreign Transaction Fees: Travel and earn miles outside the U.S. without paying a foreign transaction fee.
Take a look at the Delta SkyMiles® Gold Business American Express Card today, and you can earn yourself a pretty generous welcome offer. However, if you can make use of all the perks, this is a great card to go for. This is a great promotion with plenty of bonuses to earn. Don’t forget to check out our full list of Credit Card Promotions if you’re interested in other options as well.
Other Credit Cards To Consider
Similar Annual Fee Business Cards:
The Chase Ink Business PreferredSM Card offers 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,250 toward travel when redeemed through Chase Ultimate Rewards®.
You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase Ultimate Rewards.
This card does come with a $95 annual fee but does not have any foreign transaction fees.
The Capital One® Spark® Miles for Business offers a one-time bonus of 50,000 miles - equal to $500 in travel - once you spend $4,500 on purchases within the first 3 months from account opening.
Your miles won't expire for the life of the account, and there are no categories to limit where or what you buy and you can earn 2 miles per $1 on every purchase. And 5X miles on hotel and rental car bookings through Capital One TravelSM using a Spark Miles card
There is an annual fee of $95, however, there is a $0 intro annual fee for the first year. Enjoy no foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions.
|Chase Business Checking||$300 Cash||Review|
|Chase Total Checking®||$200 Cash||Review|
|Chase SavingsSM||$150 Cash||Review|
|Chase Private Client||$2,000 Cash||Review|
|HSBC Premier Checking Member FDIC||$450 Cash||Review|
|HSBC Premier Checking Member FDIC||Up To $600||Review|
|HSBC Advance Checking Member FDIC||$200 Cash||Review|
|HSBC Advance Checking Member FDIC||Up To $240||Review|
|TD Bank Beyond Checking||$300 Cash||Review|
|TD Bank Convenience CheckingSM||$150 Cash||Review|
|Huntington 25 Checking||$500 Cash||Review|
|Huntington 5 Checking||$200 Cash||Review|
|Huntington Asterisk-Free Checking®||$150 Cash||Review|
|Huntington Bank Unlimited Plus Business Checking||$750 Cash||Review|
|Huntington Bank Unlimited Business Checking||$400 Cash||Review|
|Huntington Bank Business Checking 100||$200 Cash||Review|
|Axos Bank Basic Business Checking||$100 Cash||Review|
|Ally Invest||Up to $3,500 Cash||Review|