GoodMortgage.com is a direct internet mortgage lender that sells directly to FNMA and GNMA so they can afford to give you the best, most competitive rates possible on your next mortgage. Their products include fixed-rate, adjustable, jumbo and interest-only loans and mortgages. Fixed Rate mortgages range from 15 to 30 years and adjustables are within 3/1, 5/1, and 7/1 year terms. Their programs eliminate excessive fees and paperwork and often offer faster, less cumbersome and less stressful processes compared to typical, offline lenders.
Editor’s Note: It’s worth pointing out that they may perhaps have the lowest interest and least fees attached 30-year fixed mortgage. Mortgage services are available in Alabama, California, Colorado, District of Columbia, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Jersey, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin and Wyoming.
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GoodMortgage.com Mortgage Summary:/span>
- Apply Now
- Account Type: Conventional, jumbo, FHA, VA, USDA and ARM loans
- Availability: AL, CA, CO, D.C., FL, GA, IL, IN, IA, KS, MD, MA, MI, MO, NE, NJ, NC, OH, OK, PA, SC, TN, TX, VA, WA, WI, WY
- Expiration Date: None
- Additional Advise: Have the necessary documents and validation information ready to make your process as smooth as possible.
- Closing Loan: Standard lock period is 30 days
GoodMortgage.com Mortgage Features:
- Flexible array of Mortgage Products
- 30 Day Rate Lock Period
- Terms 10, 20 and 30 years for Fixed
- Educational and self-serving tool capabilities. (Rate quote, calculators, etc.,)
GoodMortgage.com Mortgage Process
To help make the process easier to understand we have laid out some basic steps involved in purchasing or refinancing your home.
- Application, their online application makes it easy to apply. Once you have submitted your application it is reviewed by one of their Mortgage Loan Officers who will help you through the transaction.
- Loan Estimate, once you have a property your loan officer will provide you with a loan estimate, this will show you an estimate of what fees may be charged to process or close your loan.
- Documents needed, your loan officer will provide you with a list of documents that will be needed to process your loan.
- Processing, your file will be transferred to the processing department where an experienced processor will prepare your file for the underwriting stage.
- Underwriting, the underwriter makes sure that all loan requirements are met. If any additional documentation is needed your loan officer or processor will notify you.
- Closing, at the title company you will be presented with your final closing documents for signature. An experienced closer will walk your through each document and answer any questions you might have.
Conclusion:
GoodMortgage.com has an exponential array of Mortgage products including Fixed & Adjustable mortgages, FHA, VA, USDA, and JUMBO loans. Whether you’re a new home owner or you’re looking to refinance; GoodMortgage.com has everything that you need from an extensive selection of mortgage educational resources, and self-serving tools; all within a completely interactive and user-friendly site with remarkably attractive, competitive interest rates. Wrapping up this post, be sure to check out our Best Mortgage Rates!