GTE Financial offers some particularly escalating Certificate of Deposits from 2.84% APY on a 36-month’s term, 2.94% APY on a 48-month’s term CD, and finally 3.04% APY on a 60-month’s term. Just open a Share CD with as little as $500 in deposit value to get started! There are 12-Month add-on feature allows you to add funds with as little as $100 throughout the term as well as Step-Up options to allow you to increase your rate once throughout the term if the rate so happens to go up.
GTE Financial Certificate of Deposit Summary
- Direct Link to Offer
- Account Type: CD account
- Special APY Rates – Rates Increased
- 2.84% APY for 36-Month CD – $1,000
- 2.94% APY for 48-Month CD – $1,000
- 3.04% APY for 60-Month CD – $1,000
- APY Rates:
- 1.26% – 6 Month CD
- 2.02% – 1 Year CD
- 2.27% – 18 Month CD
- 2.53% – 2 Year CD
- 2.68% – 30 Month CD
- 2.84% – 3 Year CD
- 2.94% – 4 Year CD
- 3.04% – 5 Year CD
- Availability: Nationwide (Locator)
- Soft/Hard Pull: Unknown
- Minimum Balance Requirement: $500
- Early Withdrawal Fee: Penalty if you withdraw before the maturity date.
- Auto-Renewal: CDs have auto-renewal capabilities
GTE Financial Best CD Rates
What GTE Financial does most exceptionally is offering their members boosted rates, significantly more than what non-members get. Now, I wouldn’t necessarily say they have a diverse selection of terms to choose from compared to most of their competitors and their strength doesn’t necessarily lie within their shorter-termed CD rates, however, that should not dissuade you one bit because they offer among the best rates in our compiled list of 3 Year CDs, 4 Year CDs, and 5 Year’s termed CD account. It’s worth mentioning that they had a promotional CD Rate not too long ago peaking at an attractive 3.04% APY! As a reminder, rates do change unexpectedly, so without warrant, these rates could either increase or decrease at any time now.
GTE Financial CD Account Features
- Open with a $500 deposit ($100 for a Youth Share Certificate)
- Terms from 6 months to 5 years
- 12-Month add-on feature allows you to add funds with as little as $100 throughout the term
- Step-Up option allows you to increase your rate once, throughout the term if rates go up
- Escalating Share Certificates
Conclusion
With terms from 6 months to 5 years; 1026% APY to 3.04% APY, GTE Financial offers you some of the most interesting longer-termed CD accounts in the industry. Not only that, but some clear-cut features I like is there “Step-Up” option which allows you to increase your rate once within a term if the rate so happens to increase. Minimum opening is set at $500 in deposit value. Note that typically, the lengthier the term and the more you deposit will determine maximized returns. If you are not currently interested, be sure to see our complete list of the Best National CD Rates for all your Certificate of Deposit needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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