Find all the latest Heritage Bank CD Rates, Offers, and Promotions here.
They currently offer a CD rate with an 2.31% APY 6-Month CD.
Heritage Bank CD Summary
Heritage Bank is headquartered in Spicer, Minnesota and was founded in 1964. Since then they have grown to 13 locations, offer savings rates that are 3X the national average, and it boasts an A health rating.
- Minimum deposit: $100,000
- Maximum deposit: None
- Early withdrawal penalty: None Listed
(FDIC Insured)
Balance Requirement | APY Rate |
$100,000+ | 2.31% APY |
$10,000+ | 2.21% APY |
CD Features
- Low minimum balance requirement
- Competitive rates on all CD terms
- Free online and mobile banking
- Competitive dividend rates that are compounded daily and reinvested
- Insured by the FDIC up to the maximum allowed by law
Bottom Line
With several different time slots to choose CD lengths from the Heritage Bank serves those nationwide. You can be sure to find an account that best fits all your banking needs. Take note that the minimum deposit is quite high so the APY rate may not be worth it.
Remember that your deposits will be FDIC Insured up to the maximum allowed by state. Also, there will be a penalty if you withdraw prior to maturity. Be sure to also see our complete list of the Best CD Rates for all your banking needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.