Hills Bank CD Review: 3.25% APY 47-Month CD Rate Special (Iowa only)

Are you currently looking for a new CD account? How would you like to earn some of the highest rates available nationwide? If so, then definitely check out what Hills Bank has to offer! When you join the bank, you will have the opportunity to choose from a wide range of rates and lengths.

They are currently offering a special 3.25% APY 47-Month CD and a 2.75% APY 19-Month CD. Whichever term you select, you will be able to take advantage of some of the best rates available! All you need is $500 to open an account!

Hills Bank Account Summary

• Direct Link to Offer
• Account Type: CD account
• APY Rates Special:
  • 2.75% APY- 19 Month CD
  • 3.25% APY- 47 Month CD
• APY Rates:
  • 0.20% APY- 3 Month CD
  • 0.30% APY- 6 Month CD
  • 0.45% APY- 12 Month CD
  • 0.55% APY- 18 Month CD
  • 0.75% APY- 24 Month CD
  • 0.85% APY- 30 Month CD
  • 0.95% APY- 36 Month CD
  • 1.20% APY- 48 Month CD
  • 1.50% APY- 60 Month CD
• Availability: IA (Branch Locator)
• Expiration Date: None
• Soft/Hard Pull: Unknown, Let us know
• Direct Deposit Requirement: None
• Additional Requirements: You must open the account with $500 minimum
  
• Monthly Fee: None
• Early Termination Fee:
  • An early termination fee will be applied if you withdraw your account depending on when you withdraw.
    • CD Term/ Interest Rate Penalty
    • Under 90 days/1 month
    • 3-5 months/3 months
    • 6-23 months/6 months
    • 24-47 months/12 months
    • 48-60 months/ 18 months

Hills Bank CD Rates

All in all, Hills Bank ranks rather nicely across the board from our Best 4-Year CD Rates in our local section. With a new account, you will have the opportunity to determine which of the various lengths fit you needs the best. Additionally, you will have full access to all the features and services regardless of which length you choose.

As the national average increased, now is the perfect time to take advantage of all the increased rates! However, note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.

Hills Bank Account Features

• The 47-month CD Special allows you to earn a 3.25% APY
• The minimum opening deposit is $500, with no stated balance cap
• The early withdrawal penalty varies depending on when you withdraw

Conclusion

Hills Bank has typically been ranked among one of the highest in the nation in terms of customer satisfaction and great rate offerings. That is why you should definitely take a look at all the great rates and lengths the bank has to offer! Whether you are looking for a short term CD or something that you would want to keep for years ahead, there is definitely a tier for you.

In addition, with a surge in increased rates like their 3.25% APY 47-Month CD or 2.75% APY 19-Month CD, you can have the freedom to choose a rate and term that fits your needs! However, if you are not currently interested, then be sure to check out our complete list of the Best CD Rates!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.

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