HSBC Gold Mastercard credit card Review: 0% APR for 18 Months + No Annual Fee

The HSBC Gold Mastercard® credit card offers you 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 12.99%, 16.99% or 20.99% will apply. These low APR credit cards could be a great option for those of you looking to budget out your next large purchase.

Now, in the event that your payment is late, you’ll be able to receive one late fee waiver per calendar year and since there’s no penalty APR! So if you’re looking for a card that means business with it’s lengthy 0% intro APR and no additional expenses lurking, you’ve found it.

HSBC Gold Mastercard credit card Summary:

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With the HSBC Gold Mastercard® credit card: -0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 12.99%, 16.99% or 20.99% will apply. -No Penalty APR. -Late Fee Waiver. -No Foreign Transaction Fees. -$0 Annual Fee. -$0 liability for unauthorized purchases. -Terms Apply. -See Rates & Fees

HSBC Gold Mastercard credit card Pros:

• • No Annual Fee
  • 0% Introductory period
  • No Foreign Transaction Fees

HSBC Gold Mastercard credit card Cons:

• No sign-up bonus

Conclusion:

If you’re looking for a low APR credit card, then the HSBC Gold Mastercard® credit card could be an option for you. Your next large purchase could easily be at your budget. With no annual fee or foreign transaction fee, this card is pretty affordable.

However, I must mention that you should use this card responsibly, even if it’s affordable in every aspect. Pay off your balance before the 18 month’s APR period, otherwise, you’ll be stuck with an APR for the remaining balance and it could get ugly from there. Be sure to check out our complete list of Credit Card Promotions today!

Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airline, or hotel chain, and has not been reviewed, approved, or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone, not those of the bank, credit card issuer, airline, or hotel chain, and have not been reviewed, approved, or otherwise endorsed by any of these entities.