If you’re interested on using a card with a low interest rate while also earning flexible rewards, you should look into the HSBC Mastercard BusinessCard.
You can earn 50,000 Bonus Rewards Points when you make a qualifying $10,000 spend in the first six months of account opening.
What’s more is that for each time you use this card on any purchases, you’ll earn 1.5x points per dollar spent.
This no annual fee card comes with other great benefits. If you’re interested on learning more about this card and what its features are, continue reading below!
| BONUS LINK | OFFER | REVIEW |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| Chase Private Client | $3,000 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up To $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
HSBC Mastercard BusinessCard Summary
| Bonus Available | Earn 50,000 Points after $10,000 in spend within the first six months |
| *Bonus Value | N/A |
| Ongoing Rewards/Benefits | Earn 1.5 Points on each dollar spent
Points are worth 2% Cash Back when redeemed into your HSBC Fusion Checking or Savings account. |
| Foreign Transaction Fees | Unknown |
| Annual Fee | No Annual Fee |
Recommended Free Credit Score (Get Free Score)
* The HSBC Mastercard BusinessCard is issued by HSBC. They also offer great sign-up bonuses. You can also compare this card with other credit card bonuses!
* Bonus value is an estimated value calculated by BankCheckingSavings and not the card issuer.
View our latest valuations here.
PROS
- No Annual Fee
- Mastercard accepted worldwide
- Welcome offer
- Flexible Rewards
CONS
- Large spend needed to earn bonus
Editor’s Alternate Pick
 The Ink Business Unlimited® Credit Card offers $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. You'll earn an unlimited 1.5% cash back on every purchase made for your business and you'll receive employee cards at no additional cost. This card carries no annual fee. |
HSBC Mastercard BusinessCard Bonus Miles Offer
Take advantage of the HSBC Mastercard BusinessCard’s welcome bonus offer where you can get 50,000 bonus miles! To be eligible for this offer, you’ll have to charge at least $10,000 to your card within the first six billing statement periods.
Here are some ideas on meeting the spending requirements:
Redeeming Rewards
It’s easy to earn and redeem HSBC Rewards points for every purchase made! To start of the list, if you’re spending on anything, you can earn 1.5 points for every $1 spent on eligible purchases.
The value of your rewards depends on how you use them. With the HSBC Mastercard BusinessCard, you can redeem any amount of points for rewards and enjoy a wide range of redemption reward choices.
You can redeem your Points by:
- Travel
- Gift cards and valuable merchandise
- Financial rewards
Your points that you earn will not expire as long as your accounts stay in good standing.
Visit rewards.hsbc.com to learn how.
HSBC Mastercard BusinessCard Benefits
- HSBC Plus Rewards Program: Earn 2 Points for every $1 on eligible dining or entertainment purchases, earn 1 Point for every $1 on all other everyday purchases.
- Our Lowest Interest Rate: Reduce your interest on purchases, cash advances and balance transfers.
- Insurance Coverage and Price Protection Service: Shop confidently knowing that your eligible purchases are well-protected when you make them using your HSBC +Rewards Mastercard. We’ve got your back.
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Security and convenience: With Apple Pay, Tap & go™ and Zero Liability protection for unauthorized use of the card.
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Secure account transactions: Chip & PIN technology helps reduce the possibility of your HSBC Mastercard being used by someone else.
Conclusion
The HSBC Mastercard BusinessCard is solid card since it offers a good welcome bonus, spending categories, and perks, all while having no annual fee. It also has no annual fee, making this card an excellent card for your business.
For other business credit cards and flexible rewards, check out our list of HSBC promotions and credit card bonuses!
What’s the Competition?
 The Ink Business Preferred® Credit Card offers 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase TravelSM. You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase TravelSM. This card does come with a $95 annual fee but does not have any foreign transaction fees. |
 The Ink Business Cash® Credit Card offers $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening. You'll earn: • 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year • 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year • 1% cash back on all other card purchases with no limit to the amount you can earn. This card comes with no annual fee. You'll be able to take advantage of employee cards at no additional cost. |
 The Capital One Spark Cash offers a one-time $750 cash bonus once you spend $7,500 on purchases within 3 months from account opening. You're able to earn an unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions. Free employee cards, which also earn unlimited 2% cash back on all purchases Rewards won't expire for the life of the account, and you can redeem your cash back for any amount This card does come with no foreign transaction fees and $0 annual fee for the first year; $95 after that. |
 The Capital One Spark Cash Select offers $500 Cash Back once you spend $4,500 on purchases within the first 3 months from account opening. You'll earn: • Unlimited 1.5% cash back could mean thousands of dollars each year going back into your business with no categories to limit your purchasing. • Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel This card comes with no annual fee and employee cards at no additional cost. |
