IBM Southeast Employees’ Credit Union CD Review: 3.00% APY 18-Month CD Rate Special (Florida, Georgia)

If you are a resident of Florida or Georgia and currently looking for great savings rates, then make sure you keep reading. IBM Southeast Employees’ Credit Union has wide array of products to meet your individual needs. They are proud to be a financial institution that is big enough to serve all your financial needs, yet small enough to care about how those needs are met.

They currently offer standard CD rates from 3-months to 84-months with 0.90% to 2.38% APY Rates. They also have a special 18-month CD term with 3.00% APY on $1k balances or more. By joining IBM Southeast Employees’ Credit Union, you get to enjoy earning higher rate of interest than regular savings account.

Eligibility: To be eligible for Membership, you must work for or be retired from a Member Company, live in an approved county, worship or attend school in an approved county, or be an immediate family member of/live in the same household as an existing Member. For more information, be sure to check out their Membership Requirements.

IBM Southeast Employees’ CU CD Summary

• Direct Link to Offer
  
• Account Type: CD account
• Current Promotion: 18-Month CD 3.00% APY
• Special APY Rates/Balance requirements:
  • 18-Month CD Term:
    • 3.00% – $1,000
• APY Rates/Balance Requirements: 
  • 0.90% APY for 3-Month CD – $1,000
  • 1.11% APY for 6-Month CD – $1,000
  • 1.77% APY for 12-Month CD – $1,000
  • 1.82% APY for 18-Month CD – $1,000
  • 1.92% APY for 24-Month CD -$1,000
  • 1.97% APY for 30-Month CD – $1,000
  • 2.02% APY for 36-Month CD – $1,000
  • 2.12% APY for 48-Month CD – $1,000
  • 2.28% APY for 60-Month CD – $1,000
  • 2.38% APY for 84-Month CD -$1,000
• Availability: FL, GA (Bank Locator)
• Soft/Hard Pull: Soft Pull or Hard Pull? Let us know
• Minimum Balance Requirement: $1,000
• Additional Requirements: None
• Early Withdrawal Fee: Early withdraw penalties may apply to certificates and IRA certificates accounts.
• Auto-Renewal: None listed, check with CSR

IBM Southeast Employees’ CU Best CD Rates

Overall, IBM Southeast Employees’ Credit Union ranked highest across the board from our statewide Best 18-Month CD Rates list. So if you’re interested in making a higher rate than a traditional savings account, make sure to take advantage of this limited time special offer. Note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.

IBM Southeast Employees’ CU CD Account Features

• Different terms
• Earns higher rate of interest than regular savings account
• Interest compounds
• Fixed rate of interest
• NCUA insured

Conclusion

If you are interested in a short term or long term CD, look no further as IBM Southeast Employees’ Credit Union offers you a standard and special CD rates that go up to 3.00% APY on 18-Month CD term. Remember, this special ranked highly on our Best CDs list. So if you are interested and live near a branch, be sure to open your new CD account today! However if you are not interested or looking for more options, be sure to browse our complete list of the Best National CD Rates for all your savings needs!