Kemba Financial Credit Union CD Account Review: 4.00% APY 44-Month CD, 3.00% APY 14-Month CD Specials (Ohio Only)

If you are a resident of Ohio and currently looking for great savings rates, then make sure you keep reading. Kemba Financial Credit Union has wide array of products to meet your individual needs. They are proud to be a financial institution that is big enough to serve all your financial needs, yet small enough to care about how those needs are met. They currently offer standard CD rates from 3-months to 84-months with 0.80% to 2.35% APY Rates. They also have a special 44-month CD term with 4.00% APY and 14-Month CD term with 3.00% APY on $10K balances or more in new money with Advantage Status. By joining Kemba Financial Credit Union, you get to enjoy earning higher rate of interest than regular savings account.

Eligibility: To be eligible for this promotion, you must live, worship, or attend school in any of the following Ohio Counties: Fairfield, Franklin, Licking, Madison, Union, Delaware, Logan. You may also be eligible if you work for one of their partner companies, or are related to a current member. For more information, be sure to check out their Membership Requirements.

Editor’s Note: To receive this promotion, you must also have Advantage status with Kemba Financial Credit Union. To attain this, you must have a checking account 15 qualifying transactions (Bill payment, cleared check, virtual deposit, debit card transaction, automatic deposit of withdrawal, or electronic loan payment) per month. You must also have direct deposit of your entire payroll, social security, or pension, and be signed up for eStatements. If you want to learn more, you can check out their Advantage Program Requirements.

Kemba Financial Credit Union CD Summary:

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• Account Type: CD account
• Current Promotion: 44-Month CD 4.00% APY , 14-Month CD  3.00% APY
• Special APY Rates/Balance requirements:
  • 44-Month CD Term:
    • 4.00% – $10,000
  • 14-Month CD Term:
    • 3.00% – $10,000
• APY Rates/Balance Requirements: 
  • 0.20% APY for 3-Month CD – $500
  • 0.80% APY for 6-Month CD – $500
  • 1.00% APY for 9-Month CD – $500
  • 1.30% APY for 12-Month CD – $500
  • 1.80% APY for 24-Month CD -$500
  • 1.95% APY for 36-Month CD – $500
  • 2.00% APY for 48-Month CD – $500
  • 2.25% APY for 60-Month CD – $500
  • 2.35% APY for 84-Month CD -$500
• Availability: OH (Bank Locator)
• Soft/Hard Pull: Soft Pull or Hard Pull? Let us know
• Minimum Balance Requirement: $10,000
• Additional Requirements: Have Advantage status
• Early Withdrawal Fee: Penalties may apply, not specified
• Auto-Renewal: None listed, check with CSR for more information

Kemba Financial Credit Union Best CD Rates:

Overall, Kemba Financial Credit Union ranked highest across the board from our statewide Best 4-Year CD Rates & Best 1-Year CD Rates list. So if you’re interested in making a higher rate than a traditional savings account, make sure to take advantage of this limited time special offer. Note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.

Kemba Financial Credit Union CD Account Features:

• Different terms
• Earns higher rate of interest than regular savings account
• Interest compounds
• Fixed rate of interest
• NCUA insured

Conclusion:

If you are interested in a short term or long term CD, look no further as Kemba Financial Credit Union offers you a standard and special CD rates that go up to 4.00% APY on 44-month term or 3.00% APY on 14-Month CD term. Remember, both specials ranked highly on our Best CDs list. So if you are interested and live near a branch, be sure to open your new CD account today! However if you are not interested or looking for more options, be sure to browse our complete list of the Best National CD Rates for all your savings needs!

With the Barclays Certificate of Deposit Account, you’ll enjoy: • Earn 0.35% up to 3.00% APY on 3-month up to 60-month terms • A reliable and secure way to see your money grow • Interest that compounds daily • No hidden monthly fees or minimum balances to open • Easy fund transfers • FDIC insurance Apply Now at Barclays