KeyBank has a wide variety of deposit items and utensils that their customers enjoy. They have more than 1,200 locations in about 16 states. KeyBank has many financial products to offer from their checking and savings accounts. Some of their products come with low loan rates, and a high APY savings rate.
Meanwhile, Bank of America is one of the biggest, well-known banks in the United States. With more than 5,000 branches, their customer service is amazing with extended hours. BOA offers many products such as checking, savings, CD, and many more accounts to provide.
Read below for more information on Bank of America and KeyBank.
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| KeyBank | Bank of America | |
| Locations | Nearly 1,200 branches
(Locator) |
Nearly 5,000 branches
(Locator) |
| ATMs | Over 1,500 ATMs | About 16,000 ATMs |
| Savings | 2/5 | 3/5 |
| CD | 3.2/5 | 2/5 |
| Checking | 3.2/5 | 2.3/5 |
| Money Market | 2.2/5 | — |
| Customer Service | 4/5 | 4/5 |
| Mobile App | 4.2/5 | 4.3/5 |
| Pros | -HelloWallet financial tools -Free checking option -24/7 customer service |
-National availability -Extended customer service -Full service bank |
| Cons | -High account fees
-Limited branches |
-No free checking
-Low interest rates -Many misc, banking fees |
| Bottom Line | KeyBank has many different products and financial tools to use. | Bank of America has amazing nationwide accessibility and services. |
Comparing Both Banks
Bank of America is available nationwide and has amazing user-friendly online banking tools. Both banks offer a good amount of financial products such as checking, savings, CD IRAs, and more.
With KeyBank, they offer a no-frills checking account, or a bank that has interest rates. However, their different accounts and financial products normally come with large fees. But, these charges can be waived when you complete their heavy requirements.
Different Bank Accounts
It will only take a few minutes to open an account with KeyBank online. Most of their accounts come with monthly fees that can be waived. There are about 6 checking accounts that you can choose from with KeyBank. These options are: KeyBank Hassle-Free, Key Express Checking, Key Advantage Checking, Key Privilege Checking, Key Privilege Select Checking, and Key Student Checking account.
Now, with Bank of America, they only offer one checking account with 3 different settings. This way, if something changes financially for you, just change the setting to what works best. These settings are: Advantage SafeBalance, Advantage Plus Banking, & Advantage Relationship Banking. Each setting will come with different features and perks.
Conclusion
Overall, whether if you pick Bank of America or KeyBank, both have much to offer. With Bank of America’s amazing customer and mobile services, and KeyBanks many financial products. It’s a tough decision. However, KeyBank comes with many fees that can only be waived with many requirements to uphold.
Furthermore, check out our list of the best bank account bonuses & savings account offers.
