KeyBank Bonuses: $100, $200, $400 Checking, Savings, Referral Promotions (Many States)

Find the latest KeyBank bonuses, promotions, and offers here.

KeyBank is offering $100, $200 and $400 bonuses.

KeyBank Bonuses Review

Established over 190 years ago, KeyBank is one of the largest banks in the nation with a number of branch locations. Currently headquartered in Cleveland, Ohio, they have over 1,500 ATMs and nearly 1,200 branches nationwide.

I’ll go over all KeyBank bonuses & offers below.

KeyBank $400 Checking Bonus

Take advantage of a $400 bonus with a new Checking Account and utilize the promo code.

• What you’ll get: $400 Bonus
• Eligible account: Key Express, Key Advantage, Key Privilege, or Key Privilege Select Checking account.
• Availability: AK, AL, CO, CT, FL, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA (Bank Locator)
• Credit Inquiry: Soft Pull via ChexSystems
• Direct Deposit Required: Yes
• Monthly Fee: $0-$50; see below on how to waive the fee
• How to earn it:
  • Use offer code RETK0922 to open your qualifying checking account by October 14, 2022.
  • Make ONE single direct deposit of at least $500 within 60 days after account opening.
  • Minimum opening deposit is required.
  • Your gift will be deposited into your account within 60 days of meeting the requirements if your account is open and not overdrawn.

(Offer Expires 10/14/2022)

Fine Print

• You must open a Key Smart Checking® account (this is the basic banking account in NY), Key Advantage Checking® account, Key Privilege Checking® account or Key Privilege Select Checking® account by the expiration date at 11:59 p.m. (ET) and make ONE single direct deposit of $500 or more within 60 days after account opening to get $400.
• Normal account service charges and balance requirements apply to these accounts, including the $10 minimum opening deposit of a Key Smart Checking account, or the $50 minimum opening deposits of a Key Advantage Checking account, Key Privilege Checking account or Key Privilege Select Checking account.
• Direct deposit transactions are limited to: payroll, Social Security, pension and government benefits.
• Accounts titled as Trust Accounts, Estate, and No Access are excluded from eligibility.
• Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer.
• You must have received a personalized offer/coupon/promotional code directly from KeyBank via mail or email and enter an offer/reservation code at the time of account opening to qualify.
• Limit one gift per qualifying account.
• Limit one gift per individual.
• The value of your gift will be reported on Form 1099-INT and deposited into your account within 60 days of meeting requirements.
• If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee.
• Other miscellaneous charges may apply.
• Offer not available to individuals who have had a KeyBank checking account or a KeyBank Hassle-Free Account® in the last 12 months.
• Accounts overdrawn or closed at the time of gift payment are not eligible.
• Offer is subject to cancellation without notice and cannot be combined with any other offer.
• KeyBank is not responsible for, and will not honor, promotional offers that appear on non-KeyBank websites or that are not authorized by KeyBank.

KeyBank $200 Checking Bonus

To earn this $200 bonus, open a new checking account with a direct deposit. Additionally, there are several perks that you’ll be able to benefit from as well.

• What you’ll get: $200 Bonus
• Eligible account: Key Express, Key Advantage, Key Privilege, or Key Privilege Select Checking account.
• Availability: AK, AL, CO, CT, FL, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA
• Credit Inquiry: Soft Pull via ChexSystems
• Direct Deposit Required: Yes
• Monthly Fee: $0-$50; see below on how to waive the fee
• How to earn it:
  • Use offer code: ONAS0922
  • Open a Key Smart Checking®, Key Advantage Checking®, Key Privilege Checking® or Key Privilege Select Checking® account online by October 7, 2022.
  • Make ONE direct deposit of at least $500 within the first 60 days of account opening.
  • Minimum opening deposit required.
  • Your gift will be deposited into your account within 90 days of meeting requirements if your account is open and not overdrawn.
  • Offer redeemable online only.

(Expires 10/07/2022)

Fine Print

• You must open a Key Smart Checking® Account (this is the basic banking account in NY), Key Advantage Checking® Account, Key Privilege Checking® Account or Key Privilege Select Checking® Account by the expiration date at 11:59 p.m. (ET) and make ONE single KeyBank direct deposit of $500 or more within the first 60 days after account opening to get $200.
• Normal account service charges and balance requirements apply to these accounts, including the minimum opening deposit.
• Direct deposit transactions are limited to: payroll, Social Security, pension and government benefits.
• Accounts titled as Trust Accounts, Estate and No Access are excluded from eligibility. Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer.
• Limit one gift per qualifying account.
• Limit one gift per individual.
• The value of your gift will be reported on Form 1099-INT and deposited into your account within 90 days of meeting requirements.
• If you close your account within the first 180 days of account opening, you will be charged a $25 account early closure fee.
• Other miscellaneous charges may apply.
• Offer not available to individuals who have had a KeyBank checking account or a KeyBank Hassle-Free Account® in the last 12 months.
• Accounts overdrawn or closed at the time of gift payment are not eligible.
• Offer is subject to cancellation without notice and cannot be combined with any other offer.
• KeyBank is not responsible for, and will not honor, promotional offers that appear on non-KeyBank websites or that are not authorized by KeyBank.

KeyBank $100 Referral Bonus (Up to $500)

To earn this $100 bonus, open a new checking account with a direct deposit. Additionally, there are several perks that you’ll be able to benefit from as well.

• What you’ll get: $100 Bonus (Up to $500)
• Eligible account: Key Smart, Key Express, Key Advantage, Key Privilege, or Key Privilege Select Checking account.
• Availability: AK, AL, CO, CT, FL, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA
• Credit Inquiry: Soft Pull via ChexSystems
• Direct Deposit Required: Yes
• Monthly Fee: $0-$50; see below on how to waive the fee
• How to earn it:
  • Send your friend a custom URL they can use to open a new KeyBank checking account.
  • The client you refer must open a Key Smart Checking® account with a minimum opening deposit of $10, or a Key Advantage®, Key Privilege®, or Key Privilege Select Checking® account with a minimum opening deposit of $50.
  • Make a single direct deposit of $500 or more within 60 days after account opening.

(Expires 12/31/2022)

Fine Print

• Employees of KeyBank, its affiliates, and subsidiaries are not eligible for this offer.
• The offer/Reservation number is non-transferable, cannot be sold, and is required to qualify.
• Limit one gift per qualifying account. Limit one gift per individual.
• The value of your gift will be reported on Form 1099-INT and deposited into your account within 60 days of meeting requirements.
• However, if you close your account within 180 days of account opening, you will be charged a $25 account early closure fee.
• Accounts overdrawn or closed at the time of gift payment are not eligible.
• Offer is subject to cancellation without notice and cannot be combined with any other offer.
• Your participation in this program may result in the receipt of taxable income from KeyBank and we may be required to send to you, and file with the IRS, a Form 1099-MISC (miscellaneous income).
• You are responsible for any tax liability, including disclosure requirements, related to participating in this program.
• Please consult your tax advisor if you have any questions about your personal tax situation.
• Offer cannot be sold/auctioned.

KeyBank $250 Checking Bonuses – [email protected] Members (Expired)

To earn this $250 bonus, open a new checking account with a direct deposit. Additionally, there are several perks that you’ll be able to benefit from as well.

Editor’s Note: This promotion is for [email protected] Members only.

• What you’ll get: $250 Bonus
• Eligible account: Key Express, Key Advantage, Key Privilege, or Key Privilege Select Checking account.
• Availability: AK, AL, CO, CT, FL, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA
• Credit Inquiry: Soft Pull via ChexSystems
• Direct Deposit Required: Yes
• Monthly Fee: $0-$50; see below on how to waive the fee
• How to earn it:
  • Open your Key Express, Key Advantage, Key Privilege, or Key Privilege Select Checking account.
  • Use offer code: ONKW0121
  • Make a total of $1,000 in direct deposit within 60 days after account opening.*

(Offer expires 06/25/2021)

Fine Print

• Employees of KeyBank, its affiliates, and subsidiaries are not eligible for this offer.
• The offer/Reservation number is non-transferable, cannot be sold, and is required to qualify.
• Limit one gift per qualifying account. Limit one gift per individual.
• The value of your gift will be reported on Form 1099-INT and deposited into your account within 60 days of meeting requirements.
• However, if you close your account within 180 days of account opening, you will be charged a $25 account early closure fee.
• Accounts overdrawn or closed at the time of gift payment are not eligible.
• Offer is subject to cancellation without notice and cannot be combined with any other offer.

KeyBank $250 Savings Bonuses (Targeted)

KeyBank is offering a $250 bonus when you open a Key Gold Money Market Savings account and meet the qualifying requirements.

• What you’ll get: $250  Bonus
• Eligible account: Key Gold Money Market Savings
• Availability: AK, AL, CO, CT, FL, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA
• Credit Inquiry: Soft Pull via ChexSystems
• Direct Deposit Required: No
• Monthly Fee: $0-$50; see below on how to waive the fee
• How to earn it:
  • Open a KeyBank relationship package checking account (Key Advantage Checking®, Key Privilege Checking®, or Key Privilege Select Checking®).
  • Open your Key Gold Money Market Savings account online or in a branch, using the code and reservation number from your email.
  • You must deposit a minimum of $25,000 of funds not currently held in accounts at KeyBank or its affiliates and maintain a daily balance of $25,000 or more in the Gold Money Market Savings account.

(Expires01/02/2021)

Fine Print

• You must maintain the funds in the account for 90 days after account funding and the gift will be deposited into your account within 90 days after this requirement is met. The value of your gift will be reported on Form 1099-INT.
• This offer is not transferable. Employees of KeyBank, its affiliates, and subsidiaries are not eligible.
• Accounts titled as Minor/Custodian, Trust Accounts, Estate, Non-Individual, and No access are excluded from eligibility.
• Offer not available to business, institutional, and public entities.
• Offer is subject to cancellation without notice and cannot be combined with any other offer.
• KeyBank is not responsible for, and will not honor, promotional offers that appear on non-KeyBank websites or that are not authorized by KeyBank.
• Offer code and reservation number are required to qualify for this offer.

How To Avoid Monthly Fees

• Key Smart Checking: No monthly fees
• Key Advantage Checking: $18 monthly fee waived if:
  • The combined balance in any combination of KeyBank checking and savings deposit accounts, certificates of deposit, retirement deposits, investment account* (including annuity balances reflected on your KIS account statement) and credit accounts was $10,000.00 or more.
  • You have a mortgage originated through KeyBank and you have an automatic payment deduction plan via ACH deducting $500.00 or more from your Key Advantage Checking account during a statement cycle. If your mortgage automatic payment deduction plan should be discontinued, you may be subject to the combined balance requirements to avoid the monthly maintenance fee.
  • You are a [email protected] program member and you have direct deposits totaling $1000.00 or more credited to your Key Advantage Checking account during a statement cycle. If you should leave your current employer and direct deposits have been discontinued, you may be subject to the combined balance requirement to avoid the monthly maintenance fee until direct deposits are reinstated by your new employer.
• Key Privilege Checking: $25 monthly fee waived if:
  • You maintain a combined balance of $25,000 or more in any combination of deposit, investment, and credit accounts.
  • You have a mortgage originated through KeyBank and you have an automatic payment deduction plan via ACH deducting $500 or more from your Key Privilege Checking account during a statement cycle. If your mortgage automatic payment deduction plan should be discontinued, you may be subject to the combined balance requirements to avoid the monthly maintenance fee.
  • You are a [email protected] program member and you have direct deposits totaling at least $2,500.00 or more credited to this account during a statement period. If you leave your current employer and direct deposits stop, you may be subject to the combined balance requirement to avoid the monthly Maintenance Service Charge until direct deposits are reinstated.
• Key Privilege Select Checking: $50 monthly fee waived if:
  • Maintain a minimum of $100,000 in combined relationship balances (sweep investment, deposits and investment [including annuity balances reflected on your KIS account statement]) each statement cycle OR
  • Be a [email protected] program member and have a total of at least $5,000 in direct deposits each statement cycle credited to this Account.
• KeyBank Hassle-Free Account: No monthly fees
• KeyBank Basic Business Checking: $5 monthly fee waived if:
  • The Average Ledger Balance in your KeyBank Basic Business Checking account was $1,000.00 or more during the monthly statement period; or
  • The total of the following was $10,000.00 or more: 1) the combined cycle-to-date Average Ledger Balance in any combination of business checking (excluding certain business accounts opened for the benefit of others), business savings and business certificates of deposit accounts within two business days prior to your KeyBank Basic Business Checking account statement cycle date; and/or 2) the outstanding balance of all commercial loans and lines of credit including your Business Cash Reserve credit account(s) (excluding balances past due 60 days or more) as of no more than five business days prior to your KeyBank Basic Business Checking account statement cycle date.
• KeyBank Business Interest Checking: $15 monthly fee waived if:
  • The Average Ledger Balance in your KeyBank Business Interest Checking account was $5,000.00 or more during the monthly statement period; or
  • The total of the following was $15,000.00 or more: 1) the combined cycle-to-date Average Ledger Balance in any combination of business checking (excluding certain business accounts opened for the benefit of others), business savings and business certificates of deposit accounts within two business days prior to your KeyBank Business Interest Checking account statement cycle date; and/or 2) the outstanding balance of all commercial loans and lines of credit including your Business Cash Reserve credit account(s) (excluding balances past due 60 days or more) as of no more than five business days prior to your KeyBank Business Interest Checking account statement cycle date.
• Key Business Reward Checking: $25 monthly fee waived if:
  • The Average Ledger Balance in your Key Business Reward Checking account was $7,500.00 or more during the monthly statement period; or
  • The total of the following was $20,000.00 or more: 1) the combined cycle-to-date Average Ledger Balance in any combination of business checking (excluding certain business accounts opened for the benefit of others), business savings and business certificates of deposit accounts within two business days prior to your Key Business Reward Checking account statement cycle date; and/or 2) the outstanding balance of all commercial loans and lines of credit including your Business Cash Reserve credit account(s) (excluding balances past due 60 days or more) as of no more than five business days prior to your Key Business Reward Checking account statement cycle date.

Conclusion

KeyBank is constantly sharing coupons & bonuses for their Checking, Savings, and Business accounts — too many to keep up with. That’s why we’re here to provide you with the best promotions KeyBank has to offer.

Furthermore feel free to comment on this post with any questions you may have about KeyBank, their accounts they offer, or KeyBank coupon codes for their bonuses.

This bonus from KeyBank is super simple to earn and I recommend taking advantage of the offers & bonuses before it expires. Keybank rates aren’t that great, so check our best rates Savings, Money Market, and CD accounts.

• Best Savings/Money Market rates
• Best CD Account rates

If you’re not local to any of the States above to apply for KeyBank bonuses, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.

Lastly, check back often for more KeyBank Bonuses, Promotions, or Offers!