Kinecta Federal Credit Union in California is offering a welcome offer on their Kinecta MyPerks Mastercard®. You can earn up to $500 when you meet the qualifying spending requirements within 90 days of account opening.
Cardholders earn 3% back on gas purchases (up to $6,000 in spend annually),2% grocery purchases (up to $6,000 in spend annually), and 1% on all other purchases (no cap).
As a special offer only for Kinecta cardholders, you can earn up to 20% additional cash back as an annual Relationship Bonus. With this bonus, each year on your card anniversary you can earn 5% (if your card is in good standing) and up to an additional 15% by using select Kinecta products.
Editor’s Note: This credit card offer may be available to only California residents with a Kinecta branch near them. However, if you’re interested in this offer, you can try to apply. Tell us your experience in the comments below!
Kinecta MyPerks Mastercard Summary
- Welcome Offer: up to $500. Bonus is tiered, spending requirement must be completed within 90 days of account opening:
- Receive $500 when you spend $6,000 or more
- Receive $250 when you spend $4,000 to $5,999
- Receive $100 when you spend $1,500 to $3,999
- Card earns at the following rates:
- 3% on gas (up to $6,000 in annual purchases)
- 2% on groceries (up to $6,000 in annual purchases)
- 1% on other purchases, unlimited
- Get an additional 20% back as part of Kinecta’s relationship rewards
- No annual fee
Alternative Options
Conclusion
With the Kinecta MyPerks Mastercard®, you can enjoy tons of benefits offered by Kinecta. These include participating in their FREE cash back rewards program, up to 20% back with the Relationship Bonus, Cell Phone Protection, Car Rental Insurance, Airport Concierge, and much more. It’s a great card for families who drive a lot, especially with the 3% back on gas and 2% back on groceries.
Unfortunately, these bonus rates are capped at up to $6,000 in annual purchases each. If you spend more than that on gas and groceries annually, you may want to look into another cash back rewards card. See all of our recommended credit card bonuses and information on them to find the card that best suits you!