Right now Klarna.com is offering all new members a free $30 Amazon gift card when they sign up with a referral link.
This is a mobile app platform that provides point-of-sale loans for online and in-store purchases. They allow you to “buy now and pay later” at popular retailers like Bed, Bath & Beyond, Nike and SHEIN.
Keep reading for more on Klarna and their current offers.
Klarna $30 Amazon Gift Card Welcome Bonus
You can receive a $30 Amazon gift card when you use a referral link to install the Klarna app, join the Vibe rewards club, and complete just one payment as a Vibe member. You must be a new member in order to receive the gift card.
How Klarna Works
Klarna is a fantastic way to buy things you want, and set up a payment plan to pay for it on your own time. Choose from the payment plans below:
| PAY IN 4 | PAY IN 30 | FINANCING | |
| Terms | Pay 4 equal installments, due every 2 weeks |
Pay nothing for 30 days, then pay the full balance |
Pay with a loan, ranging from 6 to 36 months |
| Amount Due at Checkout |
1st installment (balance divided by 4) |
$0 | $0 |
| Interest | None | None | 0% – 29.99% |
| Late Fee | Up to $7 | Payment in default | Up tp $35 |
You can also choose a “Pay Now” option as well where you use your debit or credit card to pay for the full balance of your purchase.
Klarna Features
Klarna is partnered with 5,000+ merchants in the United States, including retailers such as Etsy, Foot Locker, GameStop, Macy’s and Sephora.
You can also use the Klarna app to make purchases at any retailers that accepts debit/credit cards. This app provides a lot of flexibility than the average point-of-sale app.
Klarna performs a soft credit check when you apply for an account meaning this will not impact your credit score. However, if you choose to sign up for a financing option, it will trigger a hard credit pull.
Klarna also features a rewards program called Vibe. You can earn a rewards point (vibes) for every $1 you spend through the app. You can redeem your vibes for gift cards from Amazon, Best Buy, Sephora and other major retailers.
Klarna Fees
Klarna does not charge any annual fee or membership fee.
If you make your monthly payments on time and in full with one of Klarna’s interest-free plans, you will not have to pay any additional fees. However if you miss a payment deadline, you will have to pay a late fee. You will also have to pay interest on late payments (19.99% on average).
There is no penalty for making payments early, or for paying off your balance in full before the final due date.
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Conclusion
Klarna lets you buy what you want, with a variety of payment plans so you can pay over time.
