Find all the latest Michigan State University Federal Credit Union CD Rates, promotions, and offers here.
Currently, they have rates for their CD Accounts up to 1.50% APY. This is all available nationwide.
Michigan State University FCU CD Account Summary
Founded in East Lansing, Michigan State University Federal Credit Union offers a way for most US citizen/resident alien to sign up. Not to mention, they have an easy membership (more on that later).
CDs are certificate issued by bank or person depositing money for a specified length of time. Usually, the longer the term, the higher the APY Rate you make.
Easy membership: Donate $10 to MSUAA (Michigan Sate University Alumni Association) qualifies for MSUFCU membership. You can pick when submitting the application and in the comments section just indicate that you would like to make a $10 donation.
- Availability: Nationwide
- CD Length: 4-5 Year Term
- Soft/Hard Pull: Unknown
- Minimum Balance Requirement: $100,000
- Additional Requirements: Must have a $500 minimum deposit and have rates a uniform 25 bps lower.
- Monthly Fee: None
- Early Termination Fees: None listed
(NCUA insured)
| Term | APY Rate | Minimum Deposit |
| 3 Month | 0.20% | $500 |
| 3 Month Jumbo | 0.45% | $100,000 |
| 6 Month | 0.50% | $500 |
| 6 Month Jumbo | 0.75% | $100,000 |
| 13-23 Month | 0.60% | $500 |
| 13-23 Month Jumbo | 0.85% | $100,000 |
| 1 Year | 0.60% | $500 |
| 1 Year Jumbo | 0.85% | $100,000 |
| 2 Year | 0.75% | $500 |
| 2 Year Jumbo | 1.00% | $100,000 |
| 3 Year | 0.80% | $500 |
| 3 Year Jumbo | 1.05% | $100,000 |
| 4 Year | 1.00% | $500 |
| 4 Year Jumbo | 1.25% | $100,000 |
| 5 Year | 1.25% | $500 |
| 5 Year Jumbo | 1.50% | $100,000 |
Michigan State University FCU Features
- Interest compounded daily and credited monthly
- NCUA insured
- Notifies you when account is mature
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Conclusion
Now, when you sign up for the Michigan State University Federal Credit Union CD Account, you’ll be able to earn these great rates. Additionally, you must deposit $500 before opening an account.
If you are interested in earning interest on a competitive CD rate, get started today on your online application for Michigan State University Federal Credit Union. If not, see our complete list of the Best National CD Rates for all your banking needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
