M&T Bank has about 690 locations in the Upper East Coast & Florida. They have financial products such as: no-fee checking and interest checking. However, with their hefty requirements, it’s more challenging to waive their service charges.
Meanwhile, the PNC Bank has 2,600 branches in about 19 states, mostly in the East. Their checking account provide a special Virtual Wallet feature as well. In other words, it comes with the financial utensils and advice to help you reach your objective. Account fees are waived much easier when you compare it to M&T Bank.
Read below for more information on both M&T Bank and PNC Bank.
| BONUS LINK | OFFER | REVIEW |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $100 Cash | Review |
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| M&T Bank | PNC Bank | |
| Locations | Nearly 690 branches
(Locator) |
Nearly 2,600 branches
(Locator) |
| ATMs | Over 1,500 ATMs | About 15,000 ATMs |
| Savings | 3/5 | 3/5 |
| CD | 3/5 | 2/5 |
| Checking | 4/5 | 4/5 |
| Money Market | 3/5 | 3.2/5 |
| Customer Service | 4/5 | 4/5 |
| Mobile App | 3.2/5 | 4.2/5 |
| Pros | -Free checking option -High APY for Promo CD -Free savings with checking |
-Virtual Wallet tools -Relatively easy to waive fees -Free student account |
| Cons | -Fee heavy
-Subpar savings APY -Limited branches |
-Limited branches
-Low APY |
| Bottom Line | M&T Bank has a great checking account and services. | PNC Bank has excellent financial tools and services. |
Comparing Both Banks
Both of these banks are excellent to choose from. With M&T Bank, they have a special promotional CD that comes with high rates with a $1,000 opening deposit. Meanwhile, PNC Bank will offer other accounts that don’t come with difficult requirements.
PNC Bank has a Virtual Wallet feature with their Performance Select Checking account and a $300 bonus included. M&T Bank’s checking accounts also has a bonus where you can get no more than $250 if you follow their instructions. However, it all comes down to which one is easier to manage in the long run.
Different Bank Accounts
M&T Bank takes pride in their different services that fits with people of different ages. They offer 4 different checking accounts that customers benefit from. The EZChoice Checking account doesn’t have a monthly fee and you can use online and mobile banking. However, it will not earn interest. Other accounts will include the MyChoice Plus, MyChoice Premium Checking, and Basic Banking. Normally, these accounts come with fees or other charges that can be waived by completing their heavy amounts of requirements.
With PNC Bank, they also have many checking and savings accounts to choose from. There are 3 different checking accounts you can sign up for: Performance Select, Performance Checking, and Standard Checking. Additionally, these accounts will come with a Virtual Wallet. As mentioned above, this feature will enable you to do so much with your account.
Conclusion
Overall, picking a bank to invest into can be a tough decision. When you compare and contrast both banks side-by-side, it makes it a little easier to decide which one you want. While these banks are almost similar in ratings for their financial products, there’s still a difference between them.
