Find PNC Bank coupon codes, bonuses, and promotions here.
Currently, you’ll be able to find the latest Checking, Savings offers to start at $50 up to $1,000.
Table of Contents
PNC Bank Bonuses
With PNC Bank, they’ve been helping their clients meet their financial goals for more than 160 years. They have a longstanding history of serving their customers, communities, and shareholders and have spread to over 20 states and 2,700 bank locations. Use the Branch Locator to find a local PNC Bank near you so you can head over and learn more about their promotions.
If you don’t qualify for these PNC Bank promotions, then check out the most updated list of bank account bonuses!
- Availability: Nationwide (Bank Locator)
- Credit Inquiry: Soft Pull via ChexSystems
- Monthly Service Fee: See all options below on how to waive the monthly fee
Compare PNC Bank bonuses with offers from institutions like Chase Bank, HSBC, Huntington Bank, Discover Bank, TD Bank, CIT Bank, Bank of America, Citi, Wells Fargo, or our list of the latest bank bonuses.
I’ll go over PNC Bank offers below.
PNC Bank Up to $400 Virtual Wallet® Checking Bonus
PNC is offering you a chance to earn up to a $400 bonus when you open up a new PNC Bank Virtual Wallet® account.
Editor’s Note: If you live outside of PNC Bank’s footprint, you can apply for the PNC Bank Virtual Wallet® Checking Pro and earn up to a $200 bonus.
- What you’ll get: Up to $400 bonus
- Where it’s available:
- PNC Bank Virtual Wallet® (In-Footprint): CA, TX, AZ, NM, CO, PA, FL, OH, WV, DE, NJ, SC, NC, GA, KY, IN, MI, IL, MD, DC, WV, WI
- PNC Bank Virtual Wallet® Checking Pro (Out of Footprint): AR, CT, ID, IA, KS, LA, ME, MA, MN, MS, MT, NE, NV, NH, ND, OK, OR, RI, TN, UT, VT, WA, WY
(Offer expires June 30, 2022)
| Furthermore, I would compare this offer to some of the best offers available. Current bonuses such as HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($300 Bonus), and BMO Harris Bank Premier ($500 Bonus). |
How to Earn Bonus
HOW TO EARN BONUSFINE PRINT
- To qualify for the reward, the new Virtual Wallet® product must be opened online via the application links on this page OR in a branch using the appropriate coupon
- Qualifying Direct Deposit(s) must be received within the first 60 days.
- Virtual Wallet® with Performance Spend: Earn $200 when you establish total qualifying direct deposit(s) of $2,000 or more to the Spend account.
- Virtual Wallet® with Performance Select: Earn $400 when you establish total qualifying direct deposit(s) of $5,000 or more to the Spend account.
- Your Virtual Wallet product must remain open in order for you to receive the reward, which will be credited to the eligible account within 60–90 days after all conditions have been met and will be identified as “CREDITS CHECK REWARD” on your monthly statement.
- Offer is contingent on product availability and may vary based on where you open your account and the zip code of your primary address. For online or phone origination, the zip code of your primary address will be used to determine product availability. For origination through a PNC location, product availability will be based on the physical PNC location. You may earn a $400 reward if you open a new Virtual Wallet with Performance Select or a $200 reward if you open a new Virtual Wallet with Performance Spend. If you change your Virtual Wallet product type after account opening, the product type that you are in at the end of the month in which you opened your account will determine your offer eligibility, terms and corresponding reward amount, if applicable.
- To qualify for the reward, the new Virtual Wallet product must be opened online via the application links on this page and completed with a mobile device between 5/03/2022 to 6/30/2022, and a qualifying Direct Deposit(s) must be received within the first 60 days. Your Virtual Wallet product must remain open in order for you to receive the reward, which will be credited to the eligible account within 60–90 days after all conditions have been met and will be identified as “CREDITS CHECK REWARD” on your monthly statement.
- A qualifying Direct Deposit for this offer, is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select or Virtual Wallet with Performance Spend. The total amount of all qualifying Direct Deposits credited to your Spend account must be at least $5,000 for Virtual Wallet with Performance Select or $2,000 for Virtual Wallet with Performance Spend. Credit card cash advance transfers, wire transfers, person to person transfers, transfers from one account to another or deposits made at a physical PNC location or ATM do not qualify as qualifying Direct Deposits.
- New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a PNC promotional premium in the past 24 months. If multiple accounts are opened with the same signers, only one account will be eligible for the premium. Trust, Estate and other specialty titled accounts are excluded from this offer. For this offer, signing authority will be defined by the customer name(s) and Social Security number(s) registered on the account. Offer may be extended, modified or discontinued at any time and may vary by market. The value of the reward may be reported on the appropriate Internal Revenue Service (IRS) forms, and may be considered taxable income to you. Please consult your tax adviser regarding your specific situation.
*View our PNC Bank checking review here.
PNC Bank $200/$500 Business Checking Bonus
PNC Bank is offering up to a $500 bonus when you open a Business Checking account by June 30, 2022.
- What you’ll get: $200/$500 bonus
- Where it’s available: AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI & WV
(Expires June 30, 2022)
| For other business checking accounts, take a look at our Chase Business Checking ($300 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
How to Earn Bonus
RECEIVE THE BONUSFINE PRINT
- $200 Bonus:
- Open a new qualifying business checking account
- Maintain a minimum average cycle balance of $5,000 for each of the first three statement cycles.
- Make at least 20 total qualifying PNC Bank Visa® Debit Card transactions within the first three statement cycles.
- $500 Bonus:
- Open a qualifying Treasury Enterprise Plan or Analysis Business Checking account
- Maintain a minimum average cycle balance of $30,000 for each of the first three statement cycles.
- Only business checking accounts with statements that cycle monthly are eligible for this offer.
- Business checking accounts that receive statements daily, weekly or quarterly are ineligible.
- Already established, converted, or repurposed PNC checking or savings accounts are not eligible.
- The average cycle balance is defined as the average total within your business checking account at the end of your statement cycle.
- New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank business checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 12 months.
- If multiple accounts are opened with the same signers, only one account will be eligible for the premium.
- For this offer, signing authority will be defined by the customer name(s) and Social Security number(s) registered on the account.
- Offer may be extended, modified or discontinued at any time.
- The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099, and may be considered taxable income to you.
- Please consult your tax advisor regarding your specific situation.
*View our PNC Bank business checking review here.
PNC Bank $100 Referral Bonus — Workplace Banking
Earn a $100 bonus when you refer a qualified coworker to opening an eligible account through PNC Bank. You can earn up to $1,00 yearly with this promotion!
- What you’ll get: $100 (up to $1,000) bonus
- Where it’s available: AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI & WV
(No expiration date listed)
| Additionally, you can take advantage of some of the best offers available for entry level checking accounts such as Chase Total Checking ($200 Bonus), Citi Priority Account (Up to $1500 Bonus), Discover Cash Back Debit (Up to $360 Bonus), Chase Secure Banking ($100 Bonus), and Aspiration Spend & Save Account ($150 Bonus). |
How to Earn Bonus
RECEIVE THE BONUSFINE PRINT
- To be awarded:
- Must hold a PNC WorkPlace Banking Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend, Virtual Wallet, Performance Select Checking, Performance Checking or Standard Checking account and make a qualified referral through the online form found at pnc.com/referacoworker.
- To earn the $100 bonus when you meet the following requirements:
- Eligible for the PNC WorkPlace Banking program;
- Does not have signing authority on an existing PNC Bank consumer checking account, did not close an account within the past 90 days, and was not paid a promotional premium within the past 24 montths
- When applying in person, presents the Referral Email with the Coupon ID by showing it to a PNC representative where available or, when applying via the Referral email, begins the digital application by clicking the “apply now” button where available
- Opens a qualifying PNC WorkPlace Banking checking product and meets the stipulations to earn a PNC WorkPlace Banking monetary reward.
- Your reward of $100 will be credited to your account within 60 to 90 days after the monetary reward is issued to the Referee and will be identified as “CREDITS WORKPLACE REFER” on your statement.
- You are limited to ten referral payments of $100 — up to $1,000 per 12-month period.
- This offer may be extended, modified or withdrawn at any time without prior notice and may vary by market.
- The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099 and may be considered taxable income to you.
- Please consult your tax advisor regarding your specific situation
*View our PNC Bank referral review here.
How to Monthly Fees
- Virtual Wallet has a $7 monthly fee that is waived with:
- $500 or more average monthly balance in Spend + Reserve
- OR, $500 or more in total qualifying monthly direct deposits to the Spend
- OR if 62+ years old
- Virtual Wallet with Performance Spend has a $15 monthly fee that is waived with:
- $2,000 or more average monthly balance in Spend + Reserve
- OR, $2,000 or more in total qualifying monthly direct deposits to the Spend
- OR, $15,000 combined average monthly balance
- Virtual Wallet with Performance Select has a $25 monthly fee that is waived with:
- $5,000 or more average monthly balance in Spend + Reserve + up to 6 linked checking accounts
- OR, $5,000 or more in total qualifying monthly direct deposits to the Spend
- OR, $25,000 combined average monthly balance
- Business Checking: $10 monthly account maintenance fee, unless you meet any ONE of the following requirements:
- $500 average monthly collected balance
- OR, Use a linked PNC business credit card to make a minimum of $500 in eligible purchases
- OR, Maintain a linked PNC Merchant Services® account and generate a minimum of $500 in qualifying monthly processing deposits
- Business Checking Plus: $20 monthly account maintenance fee, unless you meet any ONE of the following requirements:
- $5,000 average monthly collected balance OR,
- Use a linked PNC business credit card to make a minimum of $5,000 in eligible purchases OR,
- Maintain a linked PNC Merchant Services® account and generate a minimum of $5,000 in qualifying monthly processing deposits. OR,
- Maintain $20,000 average combined collected balance in a linked PNC business checking account and business money market account
- Analysis Business Checking: $20 monthly account maintenance fee. Then, pay per-item-usage fees for the activity levels and services your business actually uses.
Conclusion
Overall, PNC Bank is offering various bonuses from $200 to $500 depending on what you sign-up for. What differentiates PNC Bank besides their accessibility is their Virtual Wallet which is essentially a Reward Checking Account. Essentially, this allows you to earn interest on your account balances.
However, these rates are incredibly low, and direct deposit requirements for some of these bonuses are steep. If you are looking for a higher interest rate, I definitely recommend checking out our full review of Best Bank Rates.
Feel free to comment on this post with any questions you may have about PNC Bank, the accounts they offer, or PNC promotions.
Lastly, check back often for more PNC Bank Bonuses, Promotions, or Offers!
This content is not provided by the bank advertiser. Opinions expressed here are the author’s alone, not those of the bank advertiser.
