Find PNC Bank coupon codes, bonuses, and promotions here.
Currently, you’ll be able to find the latest Checking, Savings offers to start at $50, and up to $500.
Table of Contents
PNC Bank Bonuses
With PNC Bank, they’ve been helping their clients meet their financial goals for more than 160 years. They have a longstanding history of serving their customers, communities, and shareholders and have spread to over 20 states and 2,700 bank locations. Use the Branch Locator to find a local PNC Bank near you so you can head over and learn more about their promotions.
If you don’t qualify for these PNC Bank promotions, then check out the most updated list of bank account bonuses!
- Promotion Links:
- $300/$200/$50 Checking Bonus (07/10/2020)
- $200/$300 Checking Bonus (07/31/2020)
- $200/$500 Business Bonus (09/30/2020)
- Account Type: Virtual Wallet Checking account, Virtual Wallet with Performance Spend, and Virtual Wallet with Performance Select Checking, Performance Checking, Business Checking
- Availability: AL, DC, DE, FL, GA IL, IN, KY, MI, MO, MD, NC, NJ, NY, OH, PA, RI, SC, VA, WI, and WV
- Branches: Nearly 3,000 (Bank Locator)
- Credit Inquiry: Soft Pull via ChexSystems
- Direct Deposit Requirement: Optional depending on the account
- Direct Deposit Options Many Options.
- Monthly Service Fee: See all options below on how to waive the monthly fee
I’d recommend comparing this checking offer with other popular ones. Chase Bank offers $200 & $300 bonuses, TD Bank offers $150 & $300 bonuses, Huntington Bank offers a $200 bonus, Discover Bank offers $360 bonus, and HSBC Bank offers $350 & $700 bonuses.
I’ll go over PNC Bank offers below.
PNC Bank $50, $200, and $300 Checking Bonus
PNC Bank is offering a $50, $200, and $300 bonus when you open a new qualifying checking account package and complete certain requirements.
- What you’ll get: $50, $200, and $300 Bonus
- $300/$200/$50 Checking Bonus (07/10/2020)
- Eligible account: Virtual Wallet Checking account ($50), Virtual Wallet with Performance Spend ($200), and Virtual Wallet with Performance select checking ($300)
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI, and WV
- Monthly fee: $7 – $25 monthly maintenance fee, see below on how to waive
How To Earn The $50, $200, $300 Bonuses
- Open a new Virtual Wallet with Performance Select Checking account online via the “Apply Now” links on PNC Bank‘s web page OR at a branch using the appropriate coupon by July 10, 2020.
- Within 60 days of opening the account, complete the following requirements:
- Establish a qualifying Direct Deposit(s) of at least $5,000
- Make at least 10 PNC Bank Visa Debit card purchases
- Once you have finished all the requirements, you should receive a $300 bonus within 60-90 days after all conditions have been met.
- Open a new Virtual Wallet with Performance Spend account online OR at a branch using the appropriate coupon by July 10, 2020.
- Qualifying Direct Deposits of at least $2,000 must be received in 60 days of account opening
- Have a minimum of 10 debit card transactions with your debit card in the first 60 days of opening account
- Uphold your account to get a reward.
- Receive the reward 60-90 days after you’ve met all requirements.
- Open a new Virtual Wallet account online or at the branch with coupon.
- Receive Qualifying Direct Deposit of at least $500 in the first 60 days of opening account
- Have 10+ PNC Bank Visa Debit Card transactions in the first 60 days
- Uphold your account to get the reward
- Receive the reward 60-90 days after you’ve met all of the requirements
- Virtual Wallet: Avoid $7 fee by doing one of the following:
- Use ATMs or mobile banking to make withdrawals and deposits
- Have $500+ in total qualifying direct deposits to the Spend, per statement period
- Have $500 average monthly balance in Spend and Reserve
- With Virtual Wallet Student
PNC Bank $300 Checking Bonus
PNC is offering you a chance to earn a $300 bonus when you open up a Virtual Wallet with Performance Select by July 31, 2020.
- What you’ll get: $300 bonus
- Eligible account: Virtual Wallet Performance Select
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI, and WV
- How to earn it: Open a new qualifying PNC Bank Checking Account. The following conditions must be met within the first 60 days:
- Set up and receive Direct Deposits totaling $5,000+
- Make 10 Visa Debit card purchases
- When you’ll receive it: After all requirements are met, you’ll receive the bonus deposited into your account within 60 -90 business days.
- Monthly fee: $25, see below on how to waive
(Expires July 31, 2020)
Earn The $300 Bonus
- Open a new qualifying PNC Bank Checking Account
- The following conditions must be met within the first 60 days:
- Set up and receive Direct Deposits totaling $5,000+
- Make 10 Visa Debit card purchases
- Some fees for using non-PNC ATMs are reimbursed
- Enjoy discounts on select design checks and on the safe deposit box
- Earn higher interest rates on your Growth account with our relationship rates
- Waive the monthly fee by one of the following:
- Have an average daily balance of $15,000 or more; or
- Automatic payments linked to a qualifying linked Chase first mortgage
- Offer not available to existing Chase checking customers, those with fiduciary accounts, or those whose accounts have been closed within 90 days or closed with a negative balance.
- Fees may reduce earnings on the account.
- You can receive only one new checking account opening related bonus every two years from the last enrollment date and only one bonus per account.
- Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
PNC Bank $200 Checking Bonus
PNC Bank is offering a $200 bonus when you open a Performance Checking account by July 31, 2020.
- What you’ll get: $200 bonus
- Eligible account: Performance Checking Account
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI, and WV
- How to earn it: Open a new PNC Performance Checking account online OR at a branch using the appropriate coupon by July 31, 2020. Following conditions must be met within the first 60 days:
- Qualifying Direct Deposit(s) of $2000+ must be received.
- Make at least 10 debit card transactions with your PNC Bank Visa Debit Card.
- When you’ll receive it: After all requirements are met, you’ll receive the bonus deposited into your account within 60 -90 business days.
- Monthly fee: $15, see below on how to waive
(Expires July 31, 2020)
Earning The $200 Bonus
- Open a new PNC Performance Checking account online OR at a branch using the appropriate coupon by July 31, 2020.
- Following conditions must be met within the first 60 days:
- Qualifying Direct Deposit(s) of $2000+ must be received.
- Make at least 10 debit card transactions with your PNC Bank Visa Debit Card.
- Maintain the account to receive the reward, which will be credited to the eligible account within 60-90 days after all conditions have been met.
- Some fees for using non-PNC ATMs are reimbursed
- Enjoy discounts on select design checks and on the safe deposit box
- Earn higher interest rates on your Growth account with our relationship rates
- Performance Checking Account: $15 monthly fee can be waived if you meet any ONE of the following requirements:
- $2,000 or greater, total qualifying direct deposits[1] to the account, per statement period OR
- $2,000 average monthly balance in account OR
- $15,000 combined average monthly balance in PNC consumer deposits, loans and/or investments accounts
- To qualify for the reward, the new checking account must be opened online via the application links on this page and the following conditions must be met within the first 60 days:
- Qualifying Direct Deposit must be received
- 10 qualifying purchases must be made using the PNC Bank Visa® Debit card associated with the newly opened account.
- Your checking account must remain open in order for you to receive the reward, which will be credited to the eligible account within 60-90 days after all conditions have been met and will be identified as “Cash Trans Promo Reward” on your monthly statement.
PNC Bank $200/$500 Business Checking Bonus
PNC Bank is offering up to a $500 bonus when you open a Business Checking account by September 30, 2020.
- What you’ll get: $200/$500 bonus
- Eligible account: Business Checking Account
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI & WV
- How to earn it:
- Open a qualifying business account
- Complete all requirements
- When you’ll receive it: After all requirements are met, you’ll receive the bonus deposited into your account within 90 business days.
- Monthly fee: Yes, see below on how to waive
(Expires September 30, 2020)
Receive The $200/$500 Bonus
- $200 Bonus:
- Open a new qualifying business checking account by September 30, 2020.
- Maintain a minimum average cycle balance of $5,000 for each of the first three statement cycles.
- Make at least 20 total qualifying PNC Bank Visa® Debit Card transactions within the first three statement cycles.
- $500 Bonus:
- Open a qualifying Treasury Enterprise Plan or Analysis Business Checking account by September 30, 2020.
- Maintain a minimum average cycle balance of $30,000 for each of the first three statement cycles.
- No ATM transaction fees at PNC Bank ATMs
- Free PNC Bank Visa® Business Debit Card
- No set-up fee for Overdraft Protection
- Free Online Banking and Bill Pay
- Use our Quick Switch Kit to help you complete your transfer of checking related services to PNC Bank
- Business Checking: $10 monthly fee can be waived by one of the following:
- $500 average monthly collected balance
- Use a linked PNC business credit card to make a minimum of $500 in eligible purchases
- Maintain a linked PNC Merchant Services account and generate a minimum of $500 in qualifying monthly processing deposits
- Analysis Business Checking: $20 monthly fee. Then, pay per-item-usage fees for the activity levels and services your business actually uses.
- Only business checking accounts with statements that cycle monthly are eligible for this offer.
- Business checking accounts that receive statements daily, weekly or quarterly are ineligible.
- Already established, converted, or repurposed PNC checking or savings accounts are not eligible.
- The average cycle balance is defined as the average total within your business checking account at the end of your statement cycle.
Conclusion
Overall, PNC Bank is offering various bonuses from $50 to $500 depending on what you sign-up for. What differentiates PNC Bank besides their accessibility is their Virtual Wallet which is essentially a Reward Checking Account. Essentially, this allows you to earn interest on your account balances.
However, these rates are incredibly low, and direct deposit requirements for some of these bonuses are steep. If you are looking for a higher interest rate, I definitely recommend checking out our full review of Best Bank Rates.
Feel free to comment on this post with any questions you may have about PNC Bank, the accounts they offer, or PNC promotions.
Lastly, check back often for more PNC Bank Bonuses, Promotions, or Offers!
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