Find PNC Bank coupon codes, bonuses, and promotions here.
Currently, you’ll be able to find the latest Checking, Savings offers to start at $200 up to $500.
Table of Contents
PNC Bank Bonuses
With PNC Bank, they’ve been helping their clients meet their financial goals for more than 160 years. They have a longstanding history of serving their customers, communities, and shareholders and have spread to over 20 states and 2,700 bank locations. Use the Branch Locator to find a local PNC Bank near you so you can head over and learn more about their promotions.
If you don’t qualify for these PNC Bank promotions, then check out the most updated list of bank account bonuses!
- Promotion Links:
- $200/$300 Virtual Wallet Performance Select Bonus (06/30/2021)
- $200/$300 Virtual Wallet Checking Bonus (06/30/2021)
- $200/$500 Business Checking Bonus (06/30/2021)
- $100 Referral Bonus *Workplace Banking*
- Account Type: Virtual Wallet Checking account, Virtual Wallet with Performance Spend, and Virtual Wallet with Performance Select Checking, Performance Checking, Business Checking
- Availability: AL, DC, DE, FL, GA IL, IN, KY, MI, MO, MD, NC, NJ, NY, OH, PA, RI, SC, VA, WI, and WV
- Branches: Nearly 3,000 (Bank Locator)
- Credit Inquiry: Soft Pull via ChexSystems
- Direct Deposit Requirement: Optional depending on the account
- Direct Deposit Options Many Options.
- Monthly Service Fee: See all options below on how to waive the monthly fee
Compare PNC Bank bonuses with offers from institutions like Chase Bank, HSBC, Huntington Bank, Discover Bank, TD Bank, BBVA, CIT Bank, Bank of America, Citibank, Wells Fargo, or our list of the latest bank bonuses.
I’ll go over PNC Bank offers below.
PNC Bank $200/$300 Virtual Wallet Checking Bonus
* Update as of 5/6/21: Virtual Wallet Checking Pro will no longer be available in the following states as of June 25, 2021: AZ, CA, CO, NM and TX.
PNC is offering you a chance to earn up to a $300 bonus when you open up a Checking Account by June 30, 2021.
Editor’s Note: Please keep in mind that if you live in a state with a PNC branch, you’ll see the $300 bonus offer. If not you will only see the $200 offer bonus, see section below about this offer. Here is an additional link to view this promotion.
- What you’ll get: $200/$300 bonus
- Eligible account: Virtual Wallet Performance Checking
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Nationwide
- This offer might be YMMV since not all states with branches will show the $300 offer.
- How to earn it: Open a new qualifying PNC Bank Checking Account. The following conditions must be met within the first 60 days.
- When you’ll receive it: After all requirements are met, you’ll receive the bonus deposited into your account within 60 -90 business days.
- Monthly fee: See below on how to waive
(Expires June 30, 2021)
| Furthermore, I would compare this offer to some of the best offers available. Current bonuses such as HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($500 Bonus), as well as the TD Bank Beyond Checking ($300 Bonus) are all fantastic offers. |
How To Earn The $400 Bonus
- $200 bonus:
- Open your Virtual Wallet Pro account online OR at a branch using the appropriate coupon by June 30, 2021.
- Following conditions must be met within the first 60 days:
- Qualifying Direct Deposit(s) of $5000+ must be received.
- Maintain the account to receive the reward, which will be credited to the eligible account within 60-90 days after all conditions have been met.
- $300 Bonus:
- Open your Virtual Wallet with Performance Spend account online OR at a branch using the appropriate coupon by June 30, 2021.
- Following conditions must be met within the first 60 days:
- Qualifying Direct Deposit(s) of $5000+ must be received.
- Maintain the account to receive the reward, which will be credited to the eligible account within 60-90 days after all conditions have been met.
- $0 minimum deposit to open online
- Some fees for using non-PNC ATMs are reimbursed
- Enjoy discounts on select design checks and on the safe deposit box
- Earn higher interest rates on your Growth account with our relationship rates
- Virtual Wallet has a $7 monthly fee that is waived with:
- $500 or more average monthly balance in Spend + Reserve
- OR, $500 or more in total qualifying monthly direct deposits to the Spend
- OR if 62+ years old
- Virtual Wallet with Performance Spend has a $15 monthly fee that is waived with:
- $2,000 or more average monthly balance in Spend + Reserve
- OR, $2,000 or more in total qualifying monthly direct deposits to the Spend
- OR, $15,000 combined average monthly balance
- Virtual Wallet with Performance Select has a $25 monthly fee that is waived with:
- $5,000 or more average monthly balance in Spend + Reserve + up to 6 linked checking accounts
- OR, $5,000 or more in total qualifying monthly direct deposits to the Spend
- OR, $25,000 combined average monthly balance
- Offer is contingent on product availability and may vary based on where you open your account and your address.
- For online origination, visit pnc.com and enter your home zip code to confirm product availability.
- For Branch/Solution Center origination, product availability will be based on the physical PNC location.
PNC Bank $200/$300 Virtual Wallet Checking Bonus
PNC is offering you a chance to earn up to a $300 bonus when you open up a Checking Account by June 30, 2021.
Editor’s Note: Please keep in mind that if you live in a state with a PNC branch, you’ll see the $300 bonus offer. If not you will only see the $200 offer bonus, see section below about this offer.
- What you’ll get: $200/$300 bonus
- Eligible account: Virtual Wallet Checking
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Nationwide
- This offer might be YMMV since not all states with branches will show the $300 offer.
- How to earn it: Open a new qualifying PNC Bank Checking Account. The following conditions must be met within the first 60 days.
- When you’ll receive it: After all requirements are met, you’ll receive the bonus deposited into your account within 60 -90 business days.
- Monthly fee: See below on how to waive
(Expires June 30, 2021)
| Additionally, you can take advantage of some of the best offers available for entry level checking accounts such as Bank of America Checking ($100 Offer), Wells Fargo Everyday Checking ($200 Bonus), Citibank Priority Account ($700 Bonus), Discover Cash Back Debit (Up to $360 Bonus), Aspiration Spend & Save Account ($150 Bonus), as well as TD Bank Convenience Checking ($150 Bonus). |
How To Earn The $300 Bonus
- $200 bonus:
- Open your Virtual Wallet with Performance Select account online OR at a branch using the appropriate coupon by June 30, 2021.
- Following conditions must be met within the first 60 days:
- Qualifying Direct Deposit(s) of $5000+ must be received.
- Maintain the account to receive the reward, which will be credited to the eligible account within 60-90 days after all conditions have been met.
- $300 Bonus:
- Open your Virtual Wallet with Performance Spend account online OR at a branch using the appropriate coupon by June 30, 2021.
- Following conditions must be met within the first 60 days:
- Qualifying Direct Deposit(s) of $2000+ must be received.
- Maintain the account to receive the reward, which will be credited to the eligible account within 60-90 days after all conditions have been met.
- $0 minimum deposit to open online
- Some fees for using non-PNC ATMs are reimbursed
- Enjoy discounts on select design checks and on the safe deposit box
- Earn higher interest rates on your Growth account with our relationship rates
- Virtual Wallet has a $7 monthly fee that is waived with:
- $500 or more average monthly balance in Spend + Reserve
- OR, $500 or more in total qualifying monthly direct deposits to the Spend
- OR if 62+ years old
- Virtual Wallet with Performance Spend has a $15 monthly fee that is waived with:
- $2,000 or more average monthly balance in Spend + Reserve
- OR, $2,000 or more in total qualifying monthly direct deposits to the Spend
- OR, $15,000 combined average monthly balance
- Virtual Wallet with Performance Select has a $25 monthly fee that is waived with:
- $5,000 or more average monthly balance in Spend + Reserve + up to 6 linked checking accounts
- OR, $5,000 or more in total qualifying monthly direct deposits to the Spend
- OR, $25,000 combined average monthly balance
- New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 24 months.
- If multiple accounts are opened with the same signers, only one account will be eligible for the premium.
- For this offer, signing authority will be defined by the customer name(s) and Social Security number(s) registered on the account.
- Offer may be extended, modified or discontinued at any time and may vary by market.
- The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099, and may be considered taxable income to you.
- Please consult your tax advisor regarding your specific situation.
PNC Bank $200/$500 Business Checking Bonus
PNC Bank is offering up to a $500 bonus when you open a Business Checking account by June 30, 2021.
- What you’ll get: $200/$500 bonus
- Eligible account: Business Checking Account
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI & WV
- How to earn it:
- Open a qualifying business account
- Complete all requirements
- When you’ll receive it: After all requirements are met, you’ll receive the bonus deposited into your account within 90 business days.
- Monthly fee: Yes, see below on how to waive
(Expires June 30, 2021)
| For other business checking accounts, take a look at our Chase Business Checking ($300 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
How to Earn $200/$500 Business Checking Bonus
- $200 Bonus:
- Open a new qualifying business checking account
- Maintain a minimum average cycle balance of $5,000 for each of the first three statement cycles.
- Make at least 20 total qualifying PNC Bank Visa® Debit Card transactions within the first three statement cycles.
- $500 Bonus:
- Open a qualifying Treasury Enterprise Plan or Analysis Business Checking account
- Maintain a minimum average cycle balance of $30,000 for each of the first three statement cycles.
- No ATM transaction fees at PNC Bank ATMs
- Free PNC Bank Visa® Business Debit Card
- No set-up fee for Overdraft Protection
- Free Online Banking and Bill Pay
- Use our Quick Switch Kit to help you complete your transfer of checking related services to PNC Bank
- Business Checking: $10 monthly fee can be waived by one of the following:
- $500 average monthly collected balance
- Use a linked PNC business credit card to make a minimum of $500 in eligible purchases
- Maintain a linked PNC Merchant Services account and generate a minimum of $500 in qualifying monthly processing deposits
- Analysis Business Checking: $20 monthly fee. Then, pay per-item-usage fees for the activity levels and services your business actually uses.
- Only business checking accounts with statements that cycle monthly are eligible for this offer.
- Business checking accounts that receive statements daily, weekly or quarterly are ineligible.
- Already established, converted, or repurposed PNC checking or savings accounts are not eligible.
- The average cycle balance is defined as the average total within your business checking account at the end of your statement cycle.
PNC Bank $100 Referral Bonus — Workplace Banking
Earn a $100 bonus when you refer a qualified coworker to opening an eligible account through PNC Bank. You can earn up to $1,00 yearly with this promotion!
- What you’ll get: $100 (up to $1,000) bonus
- Eligible account: WorkPlace Banking
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI & WV
- How to earn it:
- Refer a qualifying coworker to open a qualifying WorkPlace Banking Account
- Complete all requirements
- When you’ll receive it: $100 will be credited to your account within 60 to 90 days after the monetary reward is issued to the Referee and will be identified as “CREDITS WORKPLACE REFER” on your statement
- Monthly fee: Yes, see below on how to waive
(No expiration date listed)
| Additionally, you can take advantage of some of the best offers available for entry level checking accounts such as Bank of America Checking ($100 Offer), Wells Fargo Everyday Checking ($200 Bonus), Citibank Priority Account ($700 Bonus), Discover Cash Back Debit (Up to $360 Bonus), Aspiration Spend & Save Account ($150 Bonus), as well as TD Bank Convenience Checking ($150 Bonus). |
How to Earn $100 Bonus
- To be awarded:
- Must hold a PNC WorkPlace Banking Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend, Virtual Wallet, Performance Select Checking, Performance Checking or Standard Checking account and make a qualified referral through the online form found at pnc.com/referacoworker.
- To earn the $100 bonus when you meet the following requirements:
- Eligible for the PNC WorkPlace Banking program;
- Does not have signing authority on an existing PNC Bank consumer checking account, did not close an account within the past 90 days, and was not paid a promotional premium within the past 24 montths
- When applying in person, presents the Referral Email with the Coupon ID by showing it to a PNC representative where available or, when applying via the Referral email, begins the digital application by clicking the “apply now” button where available
- Opens a qualifying PNC WorkPlace Banking checking product and meets the stipulations to earn a PNC WorkPlace Banking monetary reward.
- No ATM transaction fees at PNC Bank ATMs
- Free PNC Bank Visa® Business Debit Card
- No set-up fee for Overdraft Protection
- Free Online Banking and Bill Pay
- Use our Quick Switch Kit to help you complete your transfer of checking related services to PNC Bank
- Virtual Wallet has a $7 monthly fee that is waived with:
- $500 or more average monthly balance in Spend + Reserve
- OR, $500 or more in total qualifying monthly direct deposits to the Spend
- OR if 62+ years old
- Virtual Wallet with Performance Spend has a $15 monthly fee that is waived with:
- $2,000 or more average monthly balance in Spend + Reserve
- OR, $2,000 or more in total qualifying monthly direct deposits to the Spend
- OR, $15,000 combined average monthly balance
- Virtual Wallet with Performance Select has a $25 monthly fee that is waived with:
- $5,000 or more average monthly balance in Spend + Reserve + up to 6 linked checking accounts
- OR, $5,000 or more in total qualifying monthly direct deposits to the Spend
- OR, $25,000 combined average monthly balance
- Your reward of $100 will be credited to your account within 60 to 90 days after the monetary reward is issued to the Referee and will be identified as “CREDITS WORKPLACE REFER” on your statement.
- You are limited to ten referral payments of $100 — up to $1,000 per 12-month period.
- This offer may be extended, modified or withdrawn at any time without prior notice and may vary by market.
- The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099 and may be considered taxable income to you.
- Please consult your tax advisor regarding your specific situation
Conclusion
Overall, PNC Bank is offering various bonuses from $200 to $500 depending on what you sign-up for. What differentiates PNC Bank besides their accessibility is their Virtual Wallet which is essentially a Reward Checking Account. Essentially, this allows you to earn interest on your account balances.
However, these rates are incredibly low, and direct deposit requirements for some of these bonuses are steep. If you are looking for a higher interest rate, I definitely recommend checking out our full review of Best Bank Rates.
Feel free to comment on this post with any questions you may have about PNC Bank, the accounts they offer, or PNC promotions.
Lastly, check back often for more PNC Bank Bonuses, Promotions, or Offers!
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