Find PNC Bank coupon codes, bonuses, and promotions here.
Currently, you’ll be able to find the latest Checking, Savings offers to start at $200, $400, and up to $500.
Compare PNC Bank bonuses with offers from institutions like Chase Bank, HSBC, Huntington Bank, Discover Bank, TD Bank, BBVA, CIT Bank, Bank of America, or our list of the latest bank bonuses.
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PNC Bank Bonuses
With PNC Bank, they’ve been helping their clients meet their financial goals for more than 160 years. They have a longstanding history of serving their customers, communities, and shareholders and have spread to over 20 states and 2,700 bank locations. Use the Branch Locator to find a local PNC Bank near you so you can head over and learn more about their promotions.
If you don’t qualify for these PNC Bank promotions, then check out the most updated list of bank account bonuses!
- Promotion Links:
- $200/$400 Virtual Wallet Performance Select Bonus (03/01/2021)
- $200/$500 Business Checking Bonus (03/31/2021)
- Account Type: Virtual Wallet Checking account, Virtual Wallet with Performance Spend, and Virtual Wallet with Performance Select Checking, Performance Checking, Business Checking
- Availability: AL, DC, DE, FL, GA IL, IN, KY, MI, MO, MD, NC, NJ, NY, OH, PA, RI, SC, VA, WI, and WV
- Branches: Nearly 3,000 (Bank Locator)
- Credit Inquiry: Soft Pull via ChexSystems
- Direct Deposit Requirement: Optional depending on the account
- Direct Deposit Options Many Options.
- Monthly Service Fee: See all options below on how to waive the monthly fee
I’d recommend comparing this checking offer with other popular ones. Chase Bank offers $200 & $300 bonuses, TD Bank offers $150 & $300 bonuses, Huntington Bank offers a $200 bonus, Discover Bank offers $360 bonus, and HSBC Bank offers $350 & $700 bonuses.
I’ll go over PNC Bank offers below.
PNC Bank $200/$400 Virtual Wallet Checking Bonus
PNC is offering you a chance to earn up to a $400 bonus when you open up a Checking Account by March 1, 2021.
Editor’s Note: Please keep in mind that if you live in a state with a PNC branch, you’ll see the $400 bonus offer. If not you will only see the $200 offer bonus, see section below about this offer.
- What you’ll get: $200/$400 bonus
- Eligible account: Virtual Wallet Checking
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Nationwide
- This offer might be YMMV since not all states with branches will show the $400 offer.
- How to earn it: Open a new qualifying PNC Bank Checking Account. The following conditions must be met within the first 60 days.
- When you’ll receive it: After all requirements are met, you’ll receive the bonus deposited into your account within 60 -90 business days.
- Monthly fee: See below on how to waive
(Expires March 1, 2021)
Compare this offer to some of the other offers like the Chase Private Client ($2,000 bonus), HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($500 Bonus), as well as the TD Bank Beyond Checking ($300 Bonus).
How To Earn The $400 Bonus
- $200 bonus:
- Open your Virtual Wallet Pro account online OR at a branch using the appropriate coupon by March 1, 2021.
- Following conditions must be met within the first 60 days:
- Qualifying Direct Deposit(s) of $5000+ must be received.
- Maintain the account to receive the reward, which will be credited to the eligible account within 60-90 days after all conditions have been met.
- $400 Bonus:
- Open your Virtual Wallet with Performance Spend account online OR at a branch using the appropriate coupon by March 1, 2021.
- Following conditions must be met within the first 60 days:
- Qualifying Direct Deposit(s) of $5000+ must be received.
- Maintain the account to receive the reward, which will be credited to the eligible account within 60-90 days after all conditions have been met.
- Some fees for using non-PNC ATMs are reimbursed
- Enjoy discounts on select design checks and on the safe deposit box
- Earn higher interest rates on your Growth account with our relationship rates
- Virtual Wallet has a $7 monthly fee that is waived with:
- $500 or more average monthly balance in Spend + Reserve
- OR, $500 or more in total qualifying monthly direct deposits to the Spend
- OR if 62+ years old
- Virtual Wallet with Performance Spend has a $15 monthly fee that is waived with:
- $2,000 or more average monthly balance in Spend + Reserve
- OR, $2,000 or more in total qualifying monthly direct deposits to the Spend
- OR, $15,000 combined average monthly balance
- Virtual Wallet with Performance Select has a $25 monthly fee that is waived with:
- $5,000 or more average monthly balance in Spend + Reserve + up to 6 linked checking accounts
- OR, $5,000 or more in total qualifying monthly direct deposits to the Spend
- OR, $25,000 combined average monthly balance
- Offer is contingent on product availability and may vary based on where you open your account and your address.
- For online origination, visit pnc.com and enter your home zip code to confirm product availability.
- For Branch/Solution Center origination, product availability will be based on the physical PNC location.
PNC Bank $200/$500 Business Checking Bonus
PNC Bank is offering up to a $500 bonus when you open a Business Checking account by March 31, 2021.
- What you’ll get: $200/$500 bonus
- Eligible account: Business Checking Account
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI & WV
- How to earn it:
- Open a qualifying business account
- Complete all requirements
- When you’ll receive it: After all requirements are met, you’ll receive the bonus deposited into your account within 90 business days.
- Monthly fee: Yes, see below on how to waive
(Expires March 31, 2021)
Additionally, you can take advantage of the Chase Business Checking ($300 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus).
How to Earn $200/$500 Business Checking Bonus
- $200 Bonus:
- Open a new qualifying business checking account
- Maintain a minimum average cycle balance of $5,000 for each of the first three statement cycles.
- Make at least 20 total qualifying PNC Bank Visa® Debit Card transactions within the first three statement cycles.
- $500 Bonus:
- Open a qualifying Treasury Enterprise Plan or Analysis Business Checking account
- Maintain a minimum average cycle balance of $30,000 for each of the first three statement cycles.
- No ATM transaction fees at PNC Bank ATMs
- Free PNC Bank Visa® Business Debit Card
- No set-up fee for Overdraft Protection
- Free Online Banking and Bill Pay
- Use our Quick Switch Kit to help you complete your transfer of checking related services to PNC Bank
- Business Checking: $10 monthly fee can be waived by one of the following:
- $500 average monthly collected balance
- Use a linked PNC business credit card to make a minimum of $500 in eligible purchases
- Maintain a linked PNC Merchant Services account and generate a minimum of $500 in qualifying monthly processing deposits
- Analysis Business Checking: $20 monthly fee. Then, pay per-item-usage fees for the activity levels and services your business actually uses.
- Only business checking accounts with statements that cycle monthly are eligible for this offer.
- Business checking accounts that receive statements daily, weekly or quarterly are ineligible.
- Already established, converted, or repurposed PNC checking or savings accounts are not eligible.
- The average cycle balance is defined as the average total within your business checking account at the end of your statement cycle.
Conclusion
Overall, PNC Bank is offering various bonuses from $200 to $500 depending on what you sign-up for. What differentiates PNC Bank besides their accessibility is their Virtual Wallet which is essentially a Reward Checking Account. Essentially, this allows you to earn interest on your account balances.
However, these rates are incredibly low, and direct deposit requirements for some of these bonuses are steep. If you are looking for a higher interest rate, I definitely recommend checking out our full review of Best Bank Rates.
Feel free to comment on this post with any questions you may have about PNC Bank, the accounts they offer, or PNC promotions.
Lastly, check back often for more PNC Bank Bonuses, Promotions, or Offers!
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