NBKC Bank offers your pick of extremely competitive mortgage products including FHA, VA and conventional loans, valid in all 50 states with the commitment towards providing you with an exceptional mortgage experience. they’re a full fledged FDIC insured national bank and approved Fannie Mae/Freddie Mac lender allowing the most optimally low rates possible and with a finely tuned efficient online application process, customized loan options and market-low closing costs, NBKC can be a viable option for your mortgage needs.
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NBKC Bank Mortgage Summary:
- Account Type: Conventional, jumbo, FHA, VA, USDA and ARM loans
- Availability: Nationwide
- Expiration Date: None
- Additional Advise: Have the necessary documents and validation information ready to make your process as smooth as possible.
- Closing Loan: Standard lock period is 30 days
NBKC Bank Mortgage Features:
- Funding of Conventional, VA, and FHA loans in all 50 states
- On-site Origination, Processing, Underwriting, Closing, and Funding
- NBKC offers fixed mortgage rates for 10, 15, 20, 25, and 30-year terms.
NBKC Bank Mortgage Process
To help make the process easier to understand we have laid out some basic steps involved in purchasing or refinancing your home.
- Application, their online application makes it easy to apply. Once you have submitted your application it is reviewed by one of their Mortgage Loan Officers who will help you through the transaction.
- Loan Estimate, once you have a property your loan officer will provide you with a loan estimate, this will show you an estimate of what fees may be charged to process or close your loan.
- Documents needed, your loan officer will provide you with a list of documents that will be needed to process your loan.
- Processing, your file will be transferred to the processing department where an experienced processor will prepare your file for the underwriting stage.
- Underwriting, the underwriter makes sure that all loan requirements are met. If any additional documentation is needed your loan officer or processor will notify you.
- Closing, at the title company you will be presented with your final closing documents for signature. An experienced closer will walk your through each document and answer any questions you might have.
Conclusion:
If you’re looking for an exceptional ARMs loan then your best bet is with NBKC Bank. They have the lowest rates on their 5/1 ARMs comparable to all of their other competitors. Their consistently high volume of mortgage loans, low overheads costs, centralized operations, and latest technology allow us to cut your costs significantly and since they’re a direct lender who’s also an approved Fannie Mae/Freddie Mac lender, you should expect consistently low rates as well as an overall efficient mortgage process. Be sure to check out our Best Mortgage Rates for all of your mortgage needs!