For all those looking to make smart money moves, Ocean State Credit Union is offering Rhode Island residents a chance to take advantage of a host of account rates and lengths to fit all your banking needs. With a new CD account, you will most definitely find an account to cater to your savings goals, whether it be short term or long term. Right now, the bank is offering an attractive 2.75% APY 12-Month CD Special CD rate and 3.25% APY 24-Month CD Special CD rate when you sign up and provide a $1,000 minimum opening deposit into your new account. In addition, you will gain access to all the great features and service the bank has to offer. If you are interested, I suggest you apply as soon as you can!
Eligibility: To become a member, simply pay your nearest Ocean State branch and open a $5 Share Savings account with them. Be sure to visit their membership page for additional information.
Ocean State Credit Union CD Summary
- Learn More
- Account Type: CD account
- Current Promotion: 2.75% APY 12-Month CD Special, 3.25% APY 24-Month CD Special
- APY Rates:
- 1.25% APY for 18-Month CD
- 2.15% APY for 36-Month CD
- 2.20% APY for 48-Month CD
- 2.50% APY for 60-Month CD
- Availability: RI (Bank Locator)
- Soft/Hard Pull: Soft Pull or Hard Pull? Let us know
- Minimum Balance Requirement: $1000
- Additional Requirements: None
- Early Withdrawal Fee: Penalty imposed, not specified
- Auto-Renewal: None listed, check with CSR
Ocean State Credit Union CD Rates
Simply put, Ocean State Credit Union has consistently been ranked nicely across the board from our Best 1-Year CD Rates & Best 2-Year CD Rates in the local section. If you are looking into a generous APY rate, then the wide range of lengths and CD rates are definitely worth checking out. However, if you’re interested in making a higher rate than a traditional savings account, make sure to take advantage of this limited time special offer. Note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.
Ocean State Credit Union Account Fine Print
- Annual Percentage Yield (APY) shown is effective as of September 1, 2018 and subject to change thereafter at anytime.
- Ocean State Credit Union membership required.
- Please refer to the Ocean State Credit Union Truth In Savings disclosure for all terms and conditions.
- Penalties for early withdrawal.
- These offers may be withdrawn at any time and rates may change without notice.
Conclusion:
Overall, if you are interested, Ocean State Credit Union is trying to keep their members happy with these high savings rates. With their current range of rate, you will definitely be able to find one that fits all your needs. However, I would definitely recommend 2.75% APY 12-Month CD Special CD rate and 3.25% APY 24-Month CD Special CD rate for their high rates and low deposit requirement. Note that not all of their specials are shown on this page so be sure to click on our “Learn More” button for additional rates! At the end of the day, if you would like to start a new banking experience for the year ahead, be sure to open your CD account today! However if you are not interested or looking for more options, be sure to browse our complete list of the Best National CD Rates for all your savings needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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