Available for residents of New Hampshire, Optima Bank & Trust is now offering a 2.00% APY for their Premium Savings Account with a minimum opening deposit of $2,500. To get started with this rate, all you would need to do is fund your account to greater than or equal to $25,000. Once you have done so, you will receive the rate as well as a wide range of account features to compliment your banking experience. Additionally, you can also bank with ease knowing the bank is FDIC insured. How great is that! Are you currently interested? Please do not hesitate! I recommend you apply as soon as you can as the rate’s subjected to change.
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Optima Bank & Trust Savings Account Summary:
- Apply Now
- Account Type: Premium Savings Account
- Rate: 2.00% APY
- Availability: New Hampshire (Bank Locator)
- Expiration Date: None listed
- Soft/Hard Pull: Soft Pull or Hard Pull? Let us know
- Direct Deposit Requirement: None
- Additional Requirements: See Below
- Avoid Monthly Fee: $15 if average daily balance falls below $2,500.
- Early Termination Fee: Please contact your local representative regarding termination fee
Optima Bank & Trust Savings Account Requirements:
- Open a new Premium Savings account with Optima Bank & Trust with a minimum opening deposit of $2,500
- Minimum balance of $25,000 is required. Only new funds qualify for the APY rate
- 2.00% rate applicable to account balances of $25,000 or higher
- Keep the account open and in good standing
| Balance | APY |
|---|---|
| $.01 – $24,999.99 | 0.15% |
| $25,000.00+ | 2.00% |
Optima Bank & Trust Savings Fine Print:
- Rates subject to change at their discretion.
- Applicable fees may reduce earnings
- Available for New Funds Not Currently on Deposit.
- Checking Account Required
Conclusion:
It is often difficult to select which account fits your needs the best. With a sea of bank rates, finding one that’s perfect for you isn’t as easy as it seems. However, with Optima Bank & Trust, you can do just that! With a new account, you can earn a generous rate just for meeting its deposit requirement. Additionally, with access to a range of account features, banking has never been easier. However, if you’re not interested in this offer check out our Best Bank Rates for savings accounts and more!
