Take advantage of our updates on People’s Trust Federal Credit Union’s bonuses, promotions, and offers here!
Currently, they have a 2.08% APY for a 12-Month CD and 18-Month CD nationwide.
People’s Trust Federal Credit Union CD Summary
Founded in 1935, People’s Trust Federal Credit Union has more than $4.2 million in assets. They mainly focus on great customer service and provide top-tier financial products to their clientele. Additionally, there are some great perks that comes with their CD accounts as well.
- Minimum deposit: $10,000
- Maximum deposit: None
- Early withdrawal penalty: Any withdrawal of interest prior to maturity will reduce earnings. Interest is paid quarterly. Penalties assessed for early withdrawal.
Eligibility: To be eligible for this promotion, you must reside, work, or go to school within the Houston city limits. Or if you’re an employee of: Shell or People’s Trust Preferred Employees, have an immediate family member apart of the credit union, or Members of the People’s Trust Foundation. View their Membership Requirements. |
(NCUA Insured)
Term | APY Rate | Minimum Deposit |
3-Month | 0.81% | $1,000 |
6-Month | 1.57% | $1,000 |
9-Month | 1.83% | $1,000 |
12-Month | 2.08% | $1,000 |
18-Month | 2.08% | $1,000 |
24-Month | 2.08% | $1,000 |
30-Month | 2.08% | $1,000 |
CD Account Features
- Hassle Free
- Terms from 3-60 months
- Offers competitive rates
Conclusion
Overall, opening a new CD account with Pepople’s Trust Federal Credit Union will get you an amazing APY rate. They have competitive rates which is always a good thing for a CD account to have. Plus, enrolling for a membership isn’t too difficult. However, if you don’t have a minimum of $1,000 in your account, you won’t receive the rate.
Also, there will be a penalty if you withdraw prior to maturity. Be sure to also see our complete list of the Best CD Rates for all your banking needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.