New York residents, you are now in luck! Ridgewood Savings Bank is offering you a chance to earn a 1.75% APY when you sign up and open a new Smart Move Online Savings Account. The promotion from the bank offers you a rather attractive rate with essentially no deposit at all! However, you can choose to deposit up to $249,999 and still earn the same rate! To get started, simply deposit one cent to receive the rate. Not only that, but you will have complete access to a host of account features to better your banking experience. Are you currently interested? Please do not hesitate! I recommend you apply as soon as you can as the rate is subjected to change!
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Ridgewood Savings Bank Account Summary:
- Apply Now
- Account Type: Savings Account
- Rate: 1.75%
- Availability: NY (Branch Locator)
- Expiration Date: None
- Soft/Hard Pull: Soft Pull
- Direct Deposit Requirement: None
- Additional Requirements: Listed below
- Avoid Monthly Fee: None
- Early Termination Fee: None
Ridgewood Savings Bank Fine Print:
- Must meet minimum deposit requirement to obtain stated APY
- Maximum opening deposit of $249,999 to receive the same APY rate
Balance Requirement | APY Rate |
$.01 – $249,999.99 | 1.75% |
$250,000.00 or more | 0.30% |
Ridgewood Savings Bank Account Features:
- FDIC Insured
Conclusion:
Are you currently on the market for a new banking experience? How would you like to be a part of a bank that puts your needs first? If you answered yes, then definitely check out the promotion from Ridgewood Savings Bank! With the 1.75% APY promotion, you are able to enjoy all the great features you would expect from the bank as well as being able to earn one of the highest APY rate available nationwide. Additionally, with a maximum deposit of up to $249,999, you can now deposit any amount you need without any worries! However, if you are not currently interested, be sure to check out our list of Best Rates for all your banking needs!