The Southwest Rapid Rewards® Plus Credit Card is a great card for both Southwest Airlines fliers and casual rewards card users due to its generous sign-up bonus and many options for domestic travel.
As a welcome offer, you can earn Companion Pass and 30,000 points after you spend $4,000 on purchases in the first 3 months. Offer ends 2/11/19. Companion Pass is promotional and will be valid through 12/31/19.
Without the card, Southwest Airlines allows passengers two free checked bags thanks to its “Bags Fly Free” program. Plus, there are no change fees.
With this version of their credit card, you’ll earn 3,000 points each year after your card member anniversary.
You’ll just be paying the cost of the taxes and fees. It does come with a $69 annual fee which is less than many travel rewards credit cards charge.
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Southwest Rapid Rewards Plus Card Summary
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|With the Southwest Rapid Rewards® Plus Credit Card:
-Earn Companion Pass and 30,000 points after you spend $4,000 on purchases in the first 3 months. Offer ends 2/11/19. Companion Pass is promotional and will be valid through 12/31/19.
-Every time you fly, they fly free of airline charges* for the rest of 2019. *Does not include taxes and fees from $5.60 one-way
-3,000 bonus points after your Cardmember anniversary
-2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases
-1 point per $1 spent on all other purchases
-Earn unlimited points that don't expire as long as your card account is open
-No blackout dates or seat restrictions
Earn 2X Points Flying Southwest
You’ll earn double points when making Southwest Airlines purchases with the Southwest Plus card. All other purchases earn one point per dollar.
After your anniversary, you’ll automatically earn 3,000 bonus points.
Redeem Southwest Points
With Southwest, you have the option of redeeming your points for flights, car rentals, products, gift cards, and more.
Using points toward products, gift cards, and other options is typically the worst way to get value for your points. These rewards typically earn you well less than 1X point value.
The best way to maximize value from your points is to use them toward Southwest or AirTran (owned by Southwest) flights. Point values constantly change, so keep your eyes peeled for the deals.
Southwest offers “Wanna Get Away” deals, featuring the airline’s lowest fares and generally the best deals. However, these fares are non-refundable. Nonetheless, you can still cancel without penalty. Plus, the fare can be applied toward future travel on Southwest Airlines.
You can change your flight at any time. Just keep in mind that Southwest fares go up as your travel date gets closer.
Choosing The Best Southwest Credit Card That Suits You
Chase offers the following four versions of Southwest credit cards: the Southwest Rapid Rewards® Plus, Southwest Rapid Rewards® Premier, Southwest Rapid Rewards® Priority, and Southwest Rapid Rewards® Premier Business.
When determining what Southwest card may be best for you, you may want ask yourself these two questions:
Do you spend more than $10,000 annually?
If you think you’ll spend more than $10,000 per year on your Southwest card, you’d benefit from using the Southwest Premier card.
With the Premier card you will earn 1,500 Tier Qualifying Points (TQPs) toward A-List and A-List Preferred status for every $10,000 you spend each year. You need 35,000 to qualify toward A-List status or 70,000 points to qualify toward A-List Preferred status.
Once you do you’ll earn priority boarding, access to the “Fly By” lane, and standby priority. You’ll also earn a 25% or 100% earnings bonus on all your flights. For those who attain A-List Preferred status, you’ll earn 4X points (instead of 2X) on all Southwest and AirTran flight bookings.
If you don’t plan on spending more than $10,000 per year on your Southwest card, you may be better off with the Southwest Plus card. This will save you $30 a year on your annual fee while still offering you the same points per dollar that you’d get with the Premier card.
If you’re a big spender, the Southwest Priority card is the most generous of the airline’s credit cards. The main difference is that it offers the most generous anniversary bonus at a high annual fee.
Do you own a business?
The Southwest Premier Business card has the same rewards structure and perks as the Southwest Premier card — its non-business counterpart. The only difference is that the business card allows you to have free authorized user cards for your employees to help you earn additional points. The Southwest Premier Business card also comes with a separate reporting tool. This keeps your business expenses separate from your own personal expenses.
If you don’t have a business, choose the standard Southwest Premier or Southwest Plus card option.
The Southwest Rapid Rewards® Plus Credit Card is fit for those who frequently fly Southwest airlines and are looking for a travel rewards card without paying a high annual fee. Opt for Southwest’s “Wanna Get Away” fares or book during Southwest’s frequent specials to maximize your points value.
The most valuable perk of this card is the Companion Pass. You’ll need to fly 100 one-way flights or accrue 110,000 points in a calendar year to qualify. You can choose one person to fly with you for virtually free every time you purchase or redeem points for a flight. Just pay the taxes and fees.
Southwest Airlines is limited to flights in the U.S., Mexico, Latin America, and the Caribbean. So, if you’re looking to go beyond, the Southwest Rapid Rewards® Plus Credit Card won’t be your best option. You can find other credit cards on our complete list of credit card promotions.
Compare this card with other travel related cards here.
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.