STCU CD Review: 3.04% APY 20-Month CD Rate Special (Washington, Idaho)

Are you currently looking for a new CD account? If so, then definitely check out what STCU has to offer! STCU is offering the residents of Washington and Idaho a special CD rate. When you join the Credit Union, you will have the opportunity to choose from a wide range of rates and lengths.

STCU is currently offering a special 3.04% APY 20-Month CD. Whichever term you select, you will be able to take advantage of some of the best rates available! All you need is $500 to open an account to earn the special rate!

Eligibility: STCU is open to those who reside, work, attend school, or worship in the state of Washington or in the following northern Idaho counties: Bonner, Benewah, Boundary, Latah, Kootenai, Lewis, Shoshone, or Nez Perce. Anyone related by blood, marriage, or adoption to an individual who meets eligibility requirements also qualifes for membership. Employees of any of the Credit Union’s Community Business Partners are eligible.

STCU Account Summary

• Direct Link to Offer
  
• Account Type: CD account
• APY Rates Special:
  • 3.04% APY- 20 Month CD
• APY Rates:
  • 0.25% APY- 6-12 Month CD
  • 1.76% APY- 12-24 Month CD
  • 2.27% APY- 24-36 Month CD
  • 2.32% APY- 36-48 Month CD
  • 2.38% APY- 48-60 Month C
• Availability: ID, WA (Bank Locator)
• Soft/Hard Pull: Soft Pull or Hard Pull? Let us know
• Minimum Balance Requirement: $500
• Additional Requirements: None
• Early Withdrawal Fee: Yes
• Auto-Renewal: None listed, check with CSR

STCU CD Rates

Overall, Spokane Teachers Credit Union ranked high across the board from our statewide Best 18-Month CD Rates. So if you’re interested in making a higher rate than a traditional savings account, make sure to take advantage of this limited time special offer.

As the national average increased, now is the perfect time to take advantage of all the increased rates! However, note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.

STCU Account Features

• Different terms
• Earns higher rate of interest than regular savings account
• Interest compounds
• Fixed rate of interest

Conclusion

If you are interested in a short term or long term CD, look no further as Spokane Teachers Credit Union offers you a standard and special CD rates that go up to 3.04% APY on a 20 month term. Remember, these specials ranked highly on our Best CDs list. So if you are interested and live near a branch, be sure to open your new CD account today! However, if you are not currently interested, then be sure to check out our complete list of the Best CD Rates!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.

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