Offered nationwide, State Street Bank Better Interest Checking allows you to earn up to 2.00% APY monthly on balances $10,000 and under or 0.25% APY on balances over $10,000. To qualify for this impressive offer, complete at least 10 debit card purchases, at least 1 direct deposit or ACH auto debit and receive eStatements each qualification cycle. If you do not meet the qualifications, you still earn 0.05%. On top of earning interest, get unlimited checking with no fees or minimum balance requirements, and even ATM fee refunds. It’s tough to find another bank that will beat this offer.
State Street Bank Checking Account Summary:
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- Account Type: Better Interest Checking
- Maximum Bonus: 2.00% APY monthly on balances $10,000 and under
- Availability: Nationwide
- Expiration Date: None
- Soft/Hard Pull: Unknown
- Credit Card Funding: Unknown
- Direct Deposit Requirement: At least 1 direct deposit of any amount each qualification cycle.
- Additional Requirements: $100 initial deposit to open. Complete at least 10 debit card purchases and receive eStatements each qualification cycle.
- Monthly Fee: None
- Early Termination Fee: None
State Street Bank Account Features:
- Nationwide ATM fee refunds (up to $20 per qualification cycle)
- No monthly fee and no minimum balance
- Unlimited check writing
- Free debit card, free online banking with bill pay and free eStatements
Conclusion:
State Street Bank Better Interest Checking offers up to 2.00% APY(balances $10,000 or less) each month which is even more than what most savings accounts offer. The qualifications are quite simple, and you will most likely perform them regardless. Be sure to complete 10 or more debit card transactions, 1 or more direct deposit or ACH debit, and receive eStatements each month to qualify. To take it to the next level, State Street Bank also refunds nationwide ATM fees up to $20 each month and does not charge any monthly fees and does not require a minimum balance. Although there isn’t a expiration date that we can find, we highly recommend signing up soon before this offer is no longer available. Review our complete list of Bank Deals for more account selections with promotions and bonuses.