Earn $200 when you open a new U.S. Bank Basic Business Savings account and complete qualifying activities, subject to certain terms and limitations. Member FDIC.
U.S. Bank $200 Basic Business Savings Bonus
- What you’ll get: $200 bonus
- Account Type: Basic Business Savings
- Availability: Nationwide (Locator)
- Monthly Fee: $5 monthly maintenance fee can be waived when you maintain a $500 daily balance.
(Offer Expires 01/14/2026)
The information for the U.S. Bank Basic Business Savings Account has been collected independently by BankCheckingSavings. The product details on this page have not been reviewed or provided by the bank.
How To Earn Bonus
Open a U.S. Bank Basic Business Savings account and complete the required activities. Complete these steps to earn the offer:
- Earn $200 when you open a new U.S. Bank Basic Business Savings account.
- Promo code Q4SAV25 MUST be used when opening a U.S. Bank Basic Business Savings account. Limit of one bonus per business. A $100 minimum deposit is required to open the referenced account.
- Earn your $200 Business Savings bonus by opening a new U.S. Bank Basic Business Savings account between 10/01/2025 and 1/14/2026. You must make deposit(s) of at least $10,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $10,000 until the 60th day after account opening. The interest rates and APYs for the U.S. Bank Basic Business Savings account are variable, determined at the bank’s discretion, and can change at any time.
How To Avoid Monthly Fees
- Basic Business Savings account: $5 monthly maintenance fee can be waived when you maintain a $500 daily balance.
Fine Print
- New money is considered money that is new to U.S. Bank. Funds must come from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends or federal holidays, the open date is considered the next business day. Account fees (e.g., monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposit(s) to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus. Refer to the Business Pricing Information Document for a list of fees.
- Bonus will be deposited into your new eligible U.S. Bank Basic Business Savings account within 30 days following the last calendar day of the month you complete all of the offer requirements, as long as the account is open and has a positive available balance.
- Offer may not be combined with any other business savings account bonus offer.
- All regular account-opening procedures apply. For a comprehensive list of account pricing, terms and policies, reference your Business Pricing Information and YDAA disclosure. These documents can be obtained by contacting a U.S. Bank branch or calling 800.872.2657.
- Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice. Member FDIC.
Conclusion
Earn interest on your balance. Gain access to competitive interest rates and maximize your earnings on excess cash. Create a financial safety net, save for expansion, or earn money on account balances with U.S. Bank’s secure business savings account options.
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