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The U.S. Bank Business Cash Rewards World Elite Mastercard has introductory bonus cash offer of $500 cash back after spending $3,000 in the first 90 days of opening your account. This is a great bonus offer for a card with no annual fees attached.
If you want a no-frills cash back credit card for your company, then this U.S. Bank Business Cash Rewards card will be a good match for you.
However, if you are seeking a credit card that offers more value for their perks, then you need to look into a premium business card.
If your spending amounts for these business options don’t go over $25,000 each year, then the Chase Ink Business Cash credit card will gain you a larger 5% in common bonus options.
U.S. Bank Business Cash Rewards Card Quick Facts
Bonus Available | Earn $500 cash back after spending $3,000 in the first 90 days of opening your account. |
Bonus Value | $500 |
Ongoing Rewards/Benefits |
Up to 3% cash back on eligible gas station, office supply store and cell phone/service provider net purchases. 1% cash back on other eligible net purchases with no limit on total rewards and they never expire! 25% annual bonus, based on your previous year’s cash rewards (up to $250). |
Foreign Transaction Fees? | 2% (USD) / 3% (foreign currency) |
Annual Fees | $0 |
Recommended Free Credit Score (Get Free Score)
690 – 850 (Good – Excellent)
*If interested see our list of U.S. Bank bonuses for Checking & Savings accounts.*
U.S. Bank Business Cash Rewards Card $500 Bonus Offer
Make use of the U.S. Bank Business Cash Rewards card’s introductory bonus cash offer of $500.
Here are some ideas on meeting the spending requirements:
Redeeming U.S. Bank Cash Rewards
After you have at least $25 in rewards, then you will be able to redeem them towards:
- U.S. Bank account deposits
- Statement credits
- Gift cards
You’ll be able to redeem them in $25 increments. There will not be any limitations on how much cash back that can be gained with this card. There will also be no expiration date for your rewards as long as your account is open, active, and has no issues.
U.S Bank Business Cash Rewards Card Top Features
With every membership year, you will be able to receive a 25% bonus for the cash back you’ve gained in the year before. In other words, if you have built up $100 cash back in a year, then you would be able to receive a $25 bonus. This would mean the total annual cash back gains would be about $125.
This benefit stops at $250 for annual cash back bonus offers.
U.S. Bank will give you rewards for making payments with the rewards you would normally gain from your expenses. Gain cash back for a net payment processing volume for a maximum of an annual cash back of $2,880.
You would just have to signup for the Encore Relationship Rewards, this process is free of charge and very simple.
Bottom Line
Are you a business owner seeking a good low-priced credit card that offers easy-to-use rewards programs? Then the U.S. Bank Cash Rewards World Elite Mastercard is a great match for you. With this card you will be able to gain unlimited cash back on daily business purchases, a good introductory offer, and a great 25% bonus at the end of your membership every year.
This card doesn’t have the largest earning rate, it also doesn’t offer you many benefits for their value. If you do want a card with those options, then you should consider a premium business rewards credit card option.
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