The U.S. Bank Business Leverage Visa Signature card has an introductory offer bonus worth $900 when you spend $7,500 on the Account Owner’s card in the first 120 days.
Update 4/9/24: The offer has increased to $900 (from $750).
Plus, $0 introductory annual fee for the first 12 months, after that $95/year.
U.S. Bank Business Leverage Visa Card Summary
- Earn a bonus worth $900 when you spend $7,500 on the Account Owner’s card in the first 120 days.
- 2% back on eligible purchases made in your top two spend categories each month — automatically.
- 1% back on all other eligible purchases.
- 5% back on prepaid hotels and car rentals when booked directly in the Travel Rewards Center.
- Redeem rewards for your choice of cash, gift cards, merchandise and travel.
* The U.S. Bank Business Leverage Visa Signature is issued by U.S. Bank. They also offer great sign-up bonuses. You can also compare this card with other credit card bonuses!
U.S. Bank Leverage Card Bonus
Earn a bonus worth $900 when you spend $7,500 on the Account Owner’s card in the first 120 days.
What are Business Leverage Points Worth?
Compared to other rewards credit cards, depending on how you decide to use your points will reflect their value. Typically, every Business Leverage point will be worth $0.01. This is on par with the industrial average for lots of other credit cards.
The Business Leverage points can be used towards:
- Cash back
- Travel
- Gift cards
- Merchandise
If you redeem towards cash back, it will show up as a statement credit or as a deposit to a qualifying U.S. Bank checking or savings account. You will need at least 5,000 points ($50) to be able to redeem towards cash back.
When you redeem for Merchandise, then it will decrease your point value less than the $0.01 for each point, as will other category options.
There won’t be any black-out dates when you buy award travel with the bank’s booking website. Here, you will be able to search for lots of major airlines, hotels, and car rental brands.
U.S. Bank Business Leverage Card Top Features
Gain bonus points in the top 2 category options that you’ve spent the most in every month. There won’t be any limitations or caps for the amount of points you are able to gain. There is a list of the 48 possible bonus category options below:
| Advertising firms | Airlines | Apparel & accessory stores |
| Auto rental & transport providers | The Automotive dealers | Automotive parts stores |
| Automotive repair shops | Cable, satellite, TV & radio providers | Charitable, civic & religious organizations |
| Commercial & home furniture stores | Commercial equipment, parts & supply | Computer service providers |
| Computer stores | Construction material suppliers | Dental, lab & medical equipment providers |
| Department, book & novelty stores | Direct marketers | Discount stores & wholesale clubs |
| Drug stores & pharmacies | Durable goods providers | Entertainment places |
| Florist, nursery & garden stores | Freight & transport services | Funeral homes & crematories |
| Gas stations & fuel dealers | Grocery stores & supermarkets | Healthcare providers |
| Home improvement service & supply | Hotels | Industrial suppliers |
| Insurance providers | Membership organizations | Non-durable goods providers |
| Non-medical testing labs | Personal service providers | Pet supply stores |
| Plumbing & HVAC suppliers | Postal & courier service providers | Professional service providers |
| Publishers & printers | Restaurants | Schools & government |
| Stationary & office supply stores | Telecom equipment suppliers | Telecom service providers |
| Utility companies | Veterinarians | Wholesale goods providers |
The U.S. Bank would be the only bank that issues rewards for you for taking card payments and the rewards you gain for making expenses. Gain points on a net payment processing volume, no more than 240,000 annual points.
All you have to do is sign up for the Encore Relationship Rewards program. It’s free of charge and very simple to apply for.
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Bottom Line
With the U.S. Bank Business Leverage Visa Signature card, it’s an eye catcher because of their 2x points on the top 2 category options you spend the most in every month. There are about 50 eligible categories to pick from, this way you will be given lots of choices to gain more on purchases that aren’t typically shown on a bonus category option.
The Business Leverage card is an amazing offer for your first membership year with their bonus points offer. However, after the first year is over, the earning rate isn’t on par with other credit card options competing in this platform.
