Earn up to $400 bonus when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through June 20, 2023. Member FDIC.
Applicant must reside in AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY to be eligible for Checking account
If you’re planning on opening a new checking account, U.S. Bank has a checking account that will surely meet your banking needs in an account.
U.S. Bank Smartly® Checking Bonus
What you’ll get: Up to $400 bonus- Account Type:
- U.S. Bank Smartly® Checking Account
- Standard Savings account
- Availability: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY
- Monthly Fee: $6.95; see below on how to waive the fee
(Expires 06/20/2023)
U.S. Bank Smartly® Checking Account Features
Get a checking account that empowers you to Bank Smartly®. Put U.S. Bank’s new checking product to work for you with:
- Multiple ways to get monthly maintenance fees waived
- No ATM transaction fees or surcharge fees at U.S. Bank and MoneyPass® Network ATMs
- Manage cash easily with automated budgeting in a #1 rated mobile app
- Fast payments with Zelle®
- No fee overdraft protection transfers from a linked deposit account, $50 overdrawn Available Balance safety threshold and Overdraft Fee Forgiven program
- Access to U.S. Bank Smart Rewards™ to reap additional benefits
How To Earn Bonus
- Complete these steps within 90 days of opening your new U.S. Bank Smartly® Checking account online to earn $300:
- Enroll in online banking or the U.S. Bank Mobile App
- Complete two or more direct deposits of $5,000 or more
- Complete 10 or more debit card purchases totaling at least $100
- Earn $100 when you open a new Standard Savings account, by June 20, 2023, complete deposit(s) of $15,000 or more by July 13, 2023 and maintain a total account balance of $15,000 until October 13, 2023.
How To Avoid Monthly Fee
The U.S. Bank Smartly® Checking Account does carry a $6.95 Monthly Maintenance Fee waived with one of the following:
- Are 24 and under, 65 and over or a member of the military (must self-disclose), OR
- Have combined monthly direct deposits totaling $1,000+, OR
- Keep average account balance of $1,500+, OR
- Hold an eligible U.S. Bank credit card, OR
- Qualify for one of the four Smart Rewards™ tiers (Primary, Plus, Premium or Pinnacle)
Conclusion
If you’re looking to open a new checking account and stuck on which bank to go with, U.S. Bank is a great fit with a checking account to meet your needs.
Looking to open a business checking account? If so, see our review on business checking accounts from U.S. Bank.
Find all U.S. Bank bonuses here and our full list of bank bonuses for all your banking needs!
Check back for the latest U.S. Bank checking bonus offers.
Find your nearest U.S. Bank location here.
Member FDIC.
