Earn up to $800 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through December 29, 2023. Member FDIC.
Offer may not be available if you live outside of the U.S. Bank footprint.
If you’re planning on opening a new checking account, U.S. Bank has a checking account that will surely meet your banking needs in an account.
U.S. Bank Smartly® Checking & Savings Bonus
- What you’ll get: Up to $800 bonus
- Account Type:
- U.S. Bank Smartly® Checking Account
- Standard Savings account
- Availability: Offer may not be available if you live outside of the U.S. Bank footprint.
- Monthly Fee: $6.95; see below on how to waive the fee
U.S. Bank Smartly® Checking Account Features
Get a checking account that empowers you to Bank Smartly®. Put U.S. Bank’s new checking product to work for you with:
- Multiple ways to get monthly maintenance fees waived
- No ATM transaction fees at U.S. Bank ATMs and no surcharge fees at MoneyPass® Network ATMs
- Manage cash easily with automated budgeting in a #1 rated mobile app
- Send money with Zelle®
- No fee overdraft protection transfers from a linked deposit account, $50 overdrawn Available Balance safety threshold and Overdraft Fee Forgiven program
- Access to U.S. Bank Smart Rewards® to reap additional benefits
How To Earn Bonus
- Earn up to $500 with a new Bank Smartly Checking account.
- Complete the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App
- Make two or more direct deposit(s) totaling $5,000 to $9,999.99 to earn $300 or $10,000 or more to earn $500
- Earn up to $200 with a new Standard Savings account.
- Make new money deposit(s) totaling $25,000 by January 31, 2024
- Maintain that balance until July 31, 2024
- Earn an additional $100 by fulfilling both the Bank Smartly Checking and Standard Savings requirements!
How To Avoid Monthly Fee
The U.S. Bank Smartly® Checking Account does carry a $6.95 Monthly Maintenance Fee waived with one of the following:
- Are 24 and under, 65 and over or a member of the military (must self-disclose), OR
- Have combined monthly direct deposits totaling $1,000+, OR
- Keep average account balance of $1,500+, OR
- Hold an eligible U.S. Bank credit card, OR
- Qualify for one of the four Smart Rewards® tiers (Primary, Plus, Premium or Pinnacle)
If you’re looking to open a new checking account and stuck on which bank to go with, U.S. Bank is a great fit with a checking account to meet your needs.
Looking to open a business checking account? If so, see our review on business checking accounts from U.S. Bank.
Check back for the latest U.S. Bank checking bonus offers.
Find your nearest U.S. Bank location here.