VyStar Credit Union CD Account Review: 0.55% to 2.65% APY CD Special With Up to $1,000 Bonus (Florida Only)

If you are a resident of Florida and currently looking for great savings rates, then make sure you keep reading. VyStar Credit Union has wide array of products to meet your individual needs. They are proud to be a financial institution that is big enough to serve all your financial needs, yet small enough to care about how those needs are met. They currently offer a variety of standard CD terms from 12-months to 60-months with rates ranging from 0.55% to 2.65% APY on $50K balances or more. Additionally, you can be eligible for another cash bonus depending on how much new money you decide to fund your specific terms with. By joining VyStar Credit Union, you get to enjoy earning a higher rate of interest than regular savings account.

Eligibility: To be eligible for this promotion, you must live, work, or conduct business regularly in Alachua, Baker, Bradford, Brevard, Clay, Columbia, Duval, Flagler, Gilchrist, Hamilton, Lake, Levy, Marion, Nassau, Orange, Putnam, St. Johns, Seminole, Sumter, Suwannee, Union and Volusia counties. You may also be eligible if you are related to a current member. For more information, be sure to check out their Membership Requirements.

VyStar Credit Union CD Summary:

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• Account Type: CD account
• APY Rates for Balances Below $50,000: 
  • 0.55% APY for 3-Month CD
  • 0.85% APY for 6-Month CD
  • 1.00% APY for 9-Month CD
  • 1.15% APY for 12-Month CD
  • 1.25% APY for 18-Month CD
  • 1.81% APY for 24-Month CD
  • 1.86% APY for 30-Month CD
  • 2.05% APY for 36-Month CD
  • 2.30% APY for 48-Month CD
  • 2.55% APY for 60-Month CD
• APY Rates for Balances Above $50,000: 
  • 0.60% APY for 3-Month CD
  • 0.90% APY for 6-Month CD
  • 1.06% APY for 9-Month CD
  • 1.20% APY for 12-Month CD
  • 1.30% APY for 18-Month CD
  • 1.90% APY for 24-Month CD
  • 1.95% APY for 30-Month CD
  • 2.15% APY for 36-Month CD
  • 2.40% APY for 48-Month CD
  • 2.65% APY for 60-Month CD
• Availability: FL (Bank Locator)
• Soft/Hard Pull: Soft Pull or Hard Pull? Let us know
• Minimum Balance Requirement: $500
• Additional Requirements: None
• Early Withdrawal Fee: See below
  • 3 Months – 60 Days Loss of Dividends
  • 6-9 Months – 90 Days Loss of Dividends
  • 12-36 Months – 180 Days Loss of Dividends
  • 48-60 Months – 365 Days Loss of Dividends
• Auto-Renewal: Yes

VyStar Credit Union Bonus Up To $1,000:

VyStar Credit Union is also offering an additional bonus up to $1,000, when you deposit at least $5,000 into a new CD account with terms ranging between 12-60 months. To receive the full $1,000, you must deposit $100,000 into a 60-month term CD. To learn more about how you can earn, be sure to read more about their Bonus Offer:

VyStar Credit Union Best CD Rates:

Overall, VyStar Credit Union ranked highest across the board from our statewide Best 24-Month CD Rates, Best 48-Month CD Rates, and Best 60-Month CD Rates list. So if you’re interested in making a higher rate than a traditional savings account, make sure to take advantage of this limited time special offer. Note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.

VyStar Credit Union CD Account Features:

• Different terms
• Earns higher rate of interest than regular savings account
• Interest compounds
• Fixed rate of interest
• NCUA insured

Conclusion:

If you are interested in a short term or long term CD, look no further as VyStar Credit Union offers you standard and special CD rates that range between 0.55% to 2.65% APY. Remember, these rates ranked highly on our Best CDs list. So if you are interested and live near a branch, be sure to open your new CD account today! However if you are not interested or looking for more options, be sure to browse our complete list of the Best National CD Rates for all your savings needs!

With the Barclays Certificate of Deposit Account, you’ll enjoy: • Earn 0.35% up to 3.00% APY on 3-month up to 60-month terms • A reliable and secure way to see your money grow • Interest that compounds daily • No hidden monthly fees or minimum balances to open • Easy fund transfers • FDIC insurance Apply Now at Barclays